New and Used Auto Loans - Hanscom Federal Credit Union

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Auto Loans

Pre-Approval
Overview
Loan Discounts
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Fast Track Pre-Approved Auto Draft
Walk in, Drive Out!

Get a pre-approved blank check that you can fill in at the dealer, up to your approved amount.
Having upfront financing reduces the stress of buying a car.
Lock in a low rate for 45 days.


New and Used Cars, Trucks and VansFebruary 1, 2012
	APR¹	Payment per $1,000²
Up to 24 Months	1.49%	$42.32
25 to 36 Months	2.24%	$28.75
37 to 48 Months	2.69%	$22.00
49 to 60 Months	2.99%	$17.96
61 to 72 Months	3.99%	$15.64
73 to 84 Months	4.99%	$14.13
¹APR=Annual Percentage Rate. Rates reflect a 1/4% discount for automatic payment from a Hanscom FCU checking account. Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Bi-weekly payments are available. Additional discounts may be available for fuel efficient vehicles and/or when loan to value is 90% or lower. Maximum loan to value for vehicle loans is 120% for members with the best credit profile. Contact Member Services at 800-656-4328 for rate details. ²Repayment amounts will vary depending on the term. This example is estimated for the maximum term.


Better Than a Lease LoanFebruary 1, 2012
Better than a Lease : New Vehicle	APR	Maximum Term
	1% above vehicle loan rate¹	72 months
Better than a Lease : Used Vehicle	APR	Maximum Term
	1% above vehicle loan rate	48 months
¹APR=Annual Percentage Rate. Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Contact Member Services at 800-656-4328 for rate details.


New and Used Boats, Motorcycles and RVsFebruary 1, 2012
	APR²	Payment per $1,000¹
Up to 24 Months	1.74%	$42.43
25 to 36 Months	2.49%	$28.86
37 to 48 Months	2.94%	$22.11
49 to 60 Months	3.24%	$18.08
61 to 72 Months	4.24%	$15.75
73 to 84 Months	5.24%	$14.25
¹Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. ²APR=Annual Percentage Rate. Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Contact Member Services at 800-656-4328 for rate details.

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800-656-4328 | 1610 Eglin St. | Hanscom AFB, MA 01731 | Routing # 2113-8048-3
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