Traditional IRAs

Flexible terms, no annual fees, a guaranteed return and the protection of federally insured deposits. 

IRA Certificates

• Make a commitment, reap the rewards.
• Establish your certificate with as little as $500.
• Choose your term: 6, 12, 18, 30, or 60 months.

IRA Money Market Account

• Enjoy flexibility with higher yields.
• Enjoy rates higher than the IRA Share Account when you keep a balance of at least $2,000.

IRA Savings Account

• Full flexibility, no risk.
• Ideal to build balances under $2,000.

• Allows you to withdraw earnings tax free if they remain in the Roth IRA for at least 5 years and you are 59½ or older.
• Contributions are non-deductible and may be withdrawn anytime without penalty or taxation.
• Make contributions even after you reach age 70½ and have earned income.
• Distributions are not required after age 70½.

Consult with a tax advisor to determine what investment options may be best for you in your unique situation.

IRA Certificates

• Make a commitment, reap the rewards.
• Establish your certificate with as little as $500.
• Choose your term: 6, 12, 18, 30, or 60 months.

IRA Money Market Account

• Enj oy flexibility with higher yields.
• Enjoy rates higher than the IRA Share Account when you keep a balance of at least $2,000.

IRA Savings Account

• Full flexibility, no risk.
• Ideal to build balances under $2,000.