Checking

Overview

  •  
Relationship Benefits Free Checking Premier Checking Alert Me
Over 100,000 surcharge-free ATM locations 10 free non-Hanscom FCU ATM transactions each month.1 Unlimited
Custom Hanscom Style Checks Free (One box per calendar year) Free (unlimited)
MemberPoints Bonus No 250 points per month2
Dividends No
Premier Certificate Rate No
Minimum daily balance to avoid monthly fee Free Checking Premier Checking Alert Me
Average Daily Balance Required (OR) None $2,000
Combined Savings & Loan Balance None $6,000
Monthly Fee None $9.95 if min. not met
Free Benefits Free Checking Premier Checking Alert Me
Online/Mobile Access
Online Bill Pay
Online Statements (seven years history)
TransferMoney
Online Check Images
ATM and Check Card with MemberPoints
Debit Rewards via MemberPoints
24/7 Call Center Access
Automated Telephone Teller
Deposit checks online with EasyDeposit
No direct deposit requirement
Hanscom Federal Credit Union ATMs
Thousands of CU Service Centers nationwide
Payday Perqs. You could get paid up to two days earlier with direct deposit
Consumer Loan rate discount with electronic payment
Optional Overdraft Protection
Federally Insured
  • 1First 10 network ATM transactions per statement period are free. Please use our locator to find over 100,000 surcharge free ATMs nationwide.
  • 2Earn 250 bonus MemberPoints when at least two purchase transactions in any amount made with your Hanscom FCU VISA ATM & Check Card are posted to your account.Transactions must be posted to your account during the monthly statement period to qualify. Both signature and PIN transactions qualify. You must have a Premier Checking account to receive bonus points.

Free Checking

(4.5 out of 5)

Read Free Checking Reviews  Write a Review

  • Free checks, online bill pay, mobile deposits.
  • No direct deposit requirement, no monthly service fee or minimum balance requirements
  • Enjoy an early payday with Payday Perqs. You could get paid up to two days earlier with direct deposit.
  • 10 non-Hanscom FCU ATM transaction per month with no network fee from us. (ATM owner may apply a surcharge.)
  • Rewards for every purchase whether you swipe or sign.

Premier Checking

(5.0 out of 5)

Read Premier Checking Reviews  Write a Review

  • Earn our highest dividend rate on your entire checking balance.
  • Exclusive Premier Certificate lets you earn great rates.
  • 250 bonus MemberPoints per month exclusively for Premier Checking.*
  • Unlimited non-Hanscom FCU ATM transactions with no network fee from us. (ATM owner may apply a surcharge.)

*Earn 250 bonus MemberPoints when at least two purchase transactions in any amount made with your Hanscom FCU ATM & Check Card are posted to your account. Transactions must be posted to your account during the monthly statement period to qualify. Both signature and PIN transactions qualify. You must have a Premier Checking account to receive bonus points.

Rates

Checking Account Rates

  •  Rates effective 09-04-2015
Dividend Rate APY Alert Me
Premier Checking 0.20% 0.20%1
Free Checking 0.00% 0.00%2
  • 1APY = Annual Percentage Yield. No minimum balance requirements apply to this account. You must maintain an average daily balance of $2,000 or a combined average daily balance of $6,000.00 in any type of savings account or loan product to avoid a monthly fee. Rates are variable and may change after the account is opened. Fees may reduce earnings. Rate subject to change without notice. Please refer to the Disclosure for Personal Accounts for more information. For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31.
  • 2APY = Annual Percentage Yield. No minimum balance requirements apply to this account. First 10 network ATM transactions per statement period are free. Please use our locator to find over 100,000 surcharge free ATMs nationwide.

CU Thrive

  •  Rates effective 09-04-2015
Dividend Rate APY1 Alert Me
2.96% 3.00%
  • 1APY = Annual Percentage Yield. No minimum balance requirements apply to this account. Rates for a CU Thrive Account are fixed for the full term (12 months) with a maximum contribution amount of $500 per month. You may schedule transfers up to $500.00 (minimum $5.00 ) each month from a Hanscom checking account. This account will not automatically renew at maturity. There can only be one CU Thrive account open per membership. Please refer to the Disclosure for Personal Accounts for more information. Early withdrawal penalties may apply to certificates. Fees may reduce the principal amount may be reduced to cover the penalty. To get started click here, stop by any office or call our Member Services Department at 800-656-4328.