From free to reward to interest-earning accounts, we have the perfect checking and digital wallet options for you.

Compare Checking Accounts

Earn 250 bonus MemberPoints when at least two purchase transactions in any amount made with your Hanscom FCU ATM & Check Card are posted to your account. Transactions must be posted to your account during the monthly statement period to qualify. Both signature and PIN transactions qualify. You must have a Premier Checking account to receive bonus points.

All checking accounts include the following:

Free Kasasa Cash Back®

  • 2.00% cash back on debit card purchases
  • Earn up to $84 cash back per year ($7 per month)
  • Refunds on ATM fees, nationwide (up to $20 monthly)
  • Can link to free Kasasa Saver account that earns high interest

*See disclosures for full details.

Free Kasasa Cash®

  • 2.50% APY on balances up to $15,000
  • 0.01% APY if qualifications aren't met
  • Refunds on ATM fees, nationwide (up to $20 monthly)
  • Can link to free Kasasa Saver account that earns high interest

*See disclosures for full details.

Premier Checking Account

  • Earn our highest dividend rate on your entire checking balance.
  • Exclusive Premier Certificate lets you earn great rates.
  • 250 bonus MemberPoints per month exclusively for Premier Checking.
  • Unlimited free checks; unlimited non-Hanscom FCU ATM transactions with no network fee from us.

Free Checking Account

  • No monthly service fee. Free checks, bill pay, mobile deposits. Rewards for every purchase.
  • No direct deposit or minimum balance requirements.
  • Enjoy an early payday with Payday Perqs. Get paid up to two days earlier with direct deposit.
  • 10 non-Hanscom FCU ATM transaction per month with no network fee from us.

More Information & Extras

Looking for business checking?
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Real Reviews from Real Hanscom FCU Members

Free Checking

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Premier Checking

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Wonderful Quick Service


Being a 16 year old going to start up banking in life, Hanscom Federal was a fantastic choice! Went in and got out in less than an hour, and even better, I got debit card first day with no mailing needed! Definitely satisfied and pleased with experience! :)

Boston MA

Personal and friendly


Their bright prompt and courteous Very easy to talk to, about any financial goals you may be intrested in.

Boston, Ma.

hands down the best


Sarah was more than accommodating and made the process so simple. We switched our banking to hfcu and are benefiting from all the perks. We highly recommend!

Worcester, ma

Worth the change


I opened my account in Boston. Nina was friendly and told me all the great services offered.


Great rates , great options for saving and great staff


Best move we ever did!!


Great value!


Thank you for the excellent service!

San Jose, CA

Great service


Great personal service

Boston ma

great banking


easy to do business with


Would recommend


I had trouble at first with the online banking but as soon as i called they were ready to help and straighten everything out. Got my account fixed in minutes.

Billerica MA

Free Checking Reviews

4.7 144


Awesome customer service


Everyone from phone line to Cynthia G in Billerica are outstanding

Methuen, Ma

Working for me..,


HFCU works for members, by providing exceptional products and support. I appreciate all of the programs they actively seek out and share with the goal of providing members the tools for financial empowerment

Boston, MA

Best rates around. Easy access branches.


I've been to the Burlington branch and the Bedford branch. Two entirely different experiences. Both very different very positive and very efficient experiences. I wonder why I didn't open an account there earlier. I had my ATM card the same day I opened the account.

Waltham, Ma

Excellent customer friendly


Ms Helene was outstanding in helping me! Fantastic customer service.


Great CD rates


Special 4 yr CD rate one of the best in the country. People easy to work with when setting it up.

Los Angeles

Exception Service and Guidance


Allison and Stephanie from Hanscom, MA. were an absolute please to work with. More importantly they both guided me and gave me sound direction. I will always seek their guidance before moving forward with any banking decisions in the future. Hanscom should be proud to have these two ladies represent them.

Williamsville NY

More than just a banking institution


I am so thrilled to be an HFCU member. In a recent difficult time when I had experienced fraudulent activity in my member account(s), HFCU was extremely responsive,and supportive from the very moment of my report. They immediately put a lock on my account to ensure that no additional activity could be transacted, opened up a new member account, provided me with recommended computer tech Support people whom I could provide me with cyber security analyis and cleanup of my computer, and within a very short few days,I was back in business. Throughout the whole ordeal, they kept me constantly informed of the status and progress of every phase that was completed until which time I was up and running with my new account which was less than a week from the time my computer deemed "cleaned" and "safe". I honestly felt like there was an army of people who was there for me and just me at a most frightening time. I realize there is more than great services and rates, to banking which was always part of the HFCU membership but there is also tremendous knowledge, support and responsiveness at critical times such as that I had experienced with my cyber security issue. Oh and by the way, I am now retired and living in Maine. When you mention "convenience", nothing was more convenient than not having to travel to Massachusetts to deal with this issue. I always felt as though HFCU was right up here in Maine working with me. It was the most comforting, satisfying and gratifying experienced I had ever been through with any institution. Thank you HFCU. I would not hesitate to recommend Hanscom Federal Credit Union to anyone that is looking for a great banking institution to sign up with or to switch over to.

Alfred, ME


Great rate


Good Employees. Nice to deposit in a credit union servicing the military!



Collin was extremely helpful


Collin was very helpful



Great service


Spencer is very personable and his knowledge of the products made my account opening simple.

Woburn ma


Premier Checking Reviews

4.9 14