Welcome Back!

Our branches are open. Masks are required. Please note that our Moakley branch is currently open on Mondays and Wednesdays only. 

Checking Accounts

From free to reward to interest-earning accounts, we have the perfect checking accounts and digital wallet options for you.

Free Kasasa Cash Back® Checking

  • 2.00% cash back on debit card purchases 2
  • Earn up to $84 cash back per year ($7 per month) 2
  • Refunds on ATM withdrawals, nationwide (up to $20 monthly)3
  • Can link to free Kasasa Saver® account for effortless savings

Open an Account  Learn more

Free Kasasa Cash® Checking

  • 1.00% APY1 on balances up to $15,000
  • 0.01% APY1 if qualifications aren't met
  • Refunds on ATM withdrawals, nationwide (up to $20 monthly)3
  • Can link to free Kasasa Saver account that earns high interest

Open an Account  Learn more

Premier Checking Account

  • Earn our highest dividend rate on your entire checking balance.
  • Unlimited free checks
  • Unlimited non-Hanscom FCU ATM transactions with no network fee from us.

Open an Account

Free Checking Account

  • No monthly service fee. Free checks, bill pay, mobile deposits.
  • No direct deposit or minimum balance requirements.
  • Enjoy an early payday with Payday Perqs. Get paid up to two days earlier with direct deposit.
  • 10 non-Hanscom FCU ATM transaction per month with no network fee from us.

Open an Account

And no matter which account you choose, you’ll enjoy a wide selection of free benefits.

Free Debit Card

Free online access with bill pay

Online/Mobile Access

Mobile Apps
(iPhone | Android | Amazon Kindle)

Online Statements
(seven years history)

TransferMoney Online

24/7 Call Center Access

Deposit checks online with EasyDeposit

Thousands of CU Service Centers nationwide

Online Check Images

Popmoney
(Person to Person Payments)

Optional Overdraft Protection

Federally Insured

Free Credit Score Review

Free checks

More Information & Extras

Debit Cards

Looking for business checking?
We have smart options for you.

Real Reviews from Real Hanscom FCU Members

Free Checking

Read Reviews

Premier Checking

Read Reviews

Loyal To Hanscom

5

I first opened an account while working part time and have stayed with HFCU ever since. Now I run my own business and their level of customer assistance has not changed. Usually banks tend to forget about the little guy but not Hanscom and I appreciate that.

Boston, MA

true

The service that I received in Jamaica Plain was the best!

5

I also have been to different branches, and always had a positive experience. All aspect of the free checking, and savings accounts met or beat any other Credit Union. The none Credit Union types of Banks don't even come close.

Boston, MA

true

Great experience. Erlanda was great to work with.

5

Erlanda was great to work with.

Bedford, Ma.

true

Great service

5

the service that i had in the McCormack branch were great, they made it easy and faster.

Boston

true

Great Rates and Superior Customer Service

5

I had a wonderful experience working with Abian, Branch Manager. I highly recommend Hanscom Federal Credit Union!

Williamsburg, VA

true

They handled my new checking account fast and efficient.

5

They handled my new checking account fast and efficient they are friendly and easy to work with

Wakefield. Am

true

Very great.

5

Great employees. Very helpful and easy to work with.

CA

true

Great value, easy process

5

Great value, easy loan application, attentive staff.

NC

true

Simple and easy

5

It was so easy to open my new account and they were very helpful :-)

North Aurora, IL

true

Difficult to access online help.

1

Not great.

North Andover Massachusetts

false

Free Checking Reviews

4.7 221

95.3

Great experience!

5

Abian was great and took the time with me to make sure she knew exactly what I needed. Awesome experience!

Fairfax, VA

true

Excellent Customer Service

5

Sergio went above and beyond in providing excellent customer service in opening additional accounts.

McLean, VA

true

HFCU A Great Place for Banking

5

I have been a HFCU client for many years and have found them to be honest, caring and skilled in theirassistance to clients. HFCU's is innovative in the variety of accounts offered and rank among the best in the interest rates they offer.

Maynard, MA

true

Awesome customer service

5

Everyone from phone line to Cynthia G in Billerica are outstanding

Methuen, Ma

true

Working for me..,

5

HFCU works for members, by providing exceptional products and support. I appreciate all of the programs they actively seek out and share with the goal of providing members the tools for financial empowerment

Boston, MA

true

Best rates around. Easy access branches.

5

I've been to the Burlington branch and the Bedford branch. Two entirely different experiences. Both very different very positive and very efficient experiences. I wonder why I didn't open an account there earlier. I had my ATM card the same day I opened the account.

Waltham, Ma

true

Excellent customer friendly

5

Ms Helene was outstanding in helping me! Fantastic customer service.

AL

true

Great CD rates

5

Special 4 yr CD rate one of the best in the country. People easy to work with when setting it up.

Los Angeles

true

Exception Service and Guidance

5

Allison and Stephanie from Hanscom, MA. were an absolute please to work with. More importantly they both guided me and gave me sound direction. I will always seek their guidance before moving forward with any banking decisions in the future. Hanscom should be proud to have these two ladies represent them.

Williamsville NY

true

More than just a banking institution

5

I am so thrilled to be an HFCU member. In a recent difficult time when I had experienced fraudulent activity in my member account(s), HFCU was extremely responsive,and supportive from the very moment of my report. They immediately put a lock on my account to ensure that no additional activity could be transacted, opened up a new member account, provided me with recommended computer tech Support people whom I could provide me with cyber security analyis and cleanup of my computer, and within a very short few days,I was back in business. Throughout the whole ordeal, they kept me constantly informed of the status and progress of every phase that was completed until which time I was up and running with my new account which was less than a week from the time my computer deemed "cleaned" and "safe". I honestly felt like there was an army of people who was there for me and just me at a most frightening time. I realize there is more than great services and rates, to banking which was always part of the HFCU membership but there is also tremendous knowledge, support and responsiveness at critical times such as that I had experienced with my cyber security issue. Oh and by the way, I am now retired and living in Maine. When you mention "convenience", nothing was more convenient than not having to travel to Massachusetts to deal with this issue. I always felt as though HFCU was right up here in Maine working with me. It was the most comforting, satisfying and gratifying experienced I had ever been through with any institution. Thank you HFCU. I would not hesitate to recommend Hanscom Federal Credit Union to anyone that is looking for a great banking institution to sign up with or to switch over to.

Alfred, ME

true

Premier Checking Reviews

4.9 17

100.0

Kasasa Cash Back® Disclosure

1APY = Annual Percentage Yield.

2Kasasa Cash Back: Qualifying accounts earn 2.00% cash back on all debit card purchases that post and settle during each Monthly Qualification Cycle that your account qualifies, up to a total of $7.00 cash back per Monthly Qualification Cycle.  “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. “Statement Cycle” means the period of time for which Hanscom FCU provides a summary of the financial activities and transactions that post and settle to the accountholder’s account. Rewards are subject to change and may change after account is opened.

3 Nationwide ATM fee refunds offered in qualifying cycles. ATM fees will not be refunded in Monthly Qualification Cycles that you do not meet the qualification requirements. Other financial institutions may impose a surcharge for use of their ATMs.

Please refer to our Fee Schedule for current fees & charges.

Kasasa Cash® Disclosure

1APY = Annual Percentage Yield. Kasasa Cash: Earn 1.00% APY on balances up to $15,000.00 in each Monthly Qualification Cycle that your account qualifies.  The portion of your balance above that cap will earn an interest rate of 0.10% resulting in a range from 0.10% to 0.01% APY, depending on the account’s balance, each cycle that your account qualifies.  Earn 0.01% APY in cycles that your account does not qualify. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. “Statement Cycle” means the period of time for which Hanscom FCU provides a summary of the financial activities and transactions that post and settle to the accountholder’s account.

Rates and rewards are subject to change and may change after account is opened. Fees may reduce earnings.

3 Nationwide ATM fee refunds offered in qualifying cycles. ATM fees will not be refunded in Monthly Qualification Cycles that you do not meet the qualification requirements. Other financial institutions may impose a surcharge for use of their ATMs.

Please refer to our Fee Schedule for current fees & charges.