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Checking Accounts

From free to reward to interest-earning accounts, we have the perfect checking accounts and digital wallet options for you.

Free Kasasa Cash Back® Checking

  • 2.00% cash back on debit card purchases 2
  • Earn up to $84 cash back per year ($7 per month) 2
  • Refunds on ATM withdrawals, nationwide (up to $20 monthly)3
  • Can link to free Kasasa Saver® account for effortless savings

Open an Account  Learn more

Free Kasasa Cash® Checking

  • 1.00% APY1 on balances up to $15,000
  • 0.01% APY1 if qualifications aren't met
  • Refunds on ATM withdrawals, nationwide (up to $20 monthly)3
  • Can link to free Kasasa Saver account that earns high interest

Open an Account  Learn more

Premier Checking Account

  • Earn our highest dividend rate on your entire checking balance.
  • Unlimited free checks
  • Unlimited non-Hanscom FCU ATM transactions with no network fee from us.

Open an Account

Free Checking Account

  • No monthly service fee. Free checks, bill pay, mobile deposits.
  • No direct deposit or minimum balance requirements.
  • Enjoy an early payday with Payday Perqs. Get paid up to two days earlier with direct deposit.
  • 10 non-Hanscom FCU ATM transaction per month with no network fee from us.

Open an Account

And no matter which account you choose, you’ll enjoy a wide selection of free benefits.

Free Debit Card

Free online access with bill pay

Online/Mobile Access

Mobile Apps
(iPhone | Android | Amazon Kindle)

Online Statements
(seven years history)

TransferMoney Online

24/7 Call Center Access

Deposit checks online with EasyDeposit

Thousands of CU Service Centers nationwide

Online Check Images

Popmoney
(Person to Person Payments)

Optional Overdraft Protection

Federally Insured

Free Credit Score Review

Free checks

More Information & Extras

Debit Cards

Looking for business checking?
We have smart options for you.

Real Reviews from Real Hanscom FCU Members

Free Checking

Read Reviews

Premier Checking

Read Reviews

Simple and easy

5

It was so easy to open my new account and they were very helpful :-)

North Aurora, IL

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Can't be beat

5

Have had a HFCU account now for over 10 years, and have always been satisfied with their services. A recent incident left my account compromised and HFCU took action and corrected the problem with only a couple phone calls. You'd be hard pressed to find a better financial institution.

Boston, MA

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Great value, reliable service and excellent customer service

5

I opened up my account for autoloan and had a great experience with customer service and response time of their remote support team

Burlington

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great service thank you everyone in beverly ma.

5

thank you so much for your help

beverly ma.

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They helped me in many ways that other credit unions didn't

5

I got the help I needed when I had no other way to turn and Jennifer as manager in Hanscom Ma Branch gave me the warm welcome as a new member to the branch.. Thank you for the help and kindness you showed me...

Worcester

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Great Service/Great Terms/Way Better Benefits

5

New client as of two weeks ago at the Beverly, MA Branch. Julie was excellent and wish I found HFCU years ago. Head and shoulders above the Credit Union I left t to come to HFCU.

Beverly, MA

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Easy, stress free, quick

5

My experience was wonderful and Informative. Great staff.

Jamaica Plain Boston Ma

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Easy

5

Jane was very helpful/professional.

Lexington, MA

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Outstanding service

5

Response to my immediate needs were met effortlessly.

Boston Ma

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Very Personable

5

Great people work there and are very patient and kind.

Littleton,CO

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Free Checking Reviews

4.7 211

96.4

Great experience!

5

Abian was great and took the time with me to make sure she knew exactly what I needed. Awesome experience!

Fairfax, VA

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Excellent Customer Service

5

Sergio went above and beyond in providing excellent customer service in opening additional accounts.

McLean, VA

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HFCU A Great Place for Banking

5

I have been a HFCU client for many years and have found them to be honest, caring and skilled in theirassistance to clients. HFCU's is innovative in the variety of accounts offered and rank among the best in the interest rates they offer.

Maynard, MA

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Awesome customer service

5

Everyone from phone line to Cynthia G in Billerica are outstanding

Methuen, Ma

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Working for me..,

5

HFCU works for members, by providing exceptional products and support. I appreciate all of the programs they actively seek out and share with the goal of providing members the tools for financial empowerment

Boston, MA

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Best rates around. Easy access branches.

5

I've been to the Burlington branch and the Bedford branch. Two entirely different experiences. Both very different very positive and very efficient experiences. I wonder why I didn't open an account there earlier. I had my ATM card the same day I opened the account.

Waltham, Ma

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Excellent customer friendly

5

Ms Helene was outstanding in helping me! Fantastic customer service.

AL

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Great CD rates

5

Special 4 yr CD rate one of the best in the country. People easy to work with when setting it up.

Los Angeles

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Exception Service and Guidance

5

Allison and Stephanie from Hanscom, MA. were an absolute please to work with. More importantly they both guided me and gave me sound direction. I will always seek their guidance before moving forward with any banking decisions in the future. Hanscom should be proud to have these two ladies represent them.

Williamsville NY

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More than just a banking institution

5

I am so thrilled to be an HFCU member. In a recent difficult time when I had experienced fraudulent activity in my member account(s), HFCU was extremely responsive,and supportive from the very moment of my report. They immediately put a lock on my account to ensure that no additional activity could be transacted, opened up a new member account, provided me with recommended computer tech Support people whom I could provide me with cyber security analyis and cleanup of my computer, and within a very short few days,I was back in business. Throughout the whole ordeal, they kept me constantly informed of the status and progress of every phase that was completed until which time I was up and running with my new account which was less than a week from the time my computer deemed "cleaned" and "safe". I honestly felt like there was an army of people who was there for me and just me at a most frightening time. I realize there is more than great services and rates, to banking which was always part of the HFCU membership but there is also tremendous knowledge, support and responsiveness at critical times such as that I had experienced with my cyber security issue. Oh and by the way, I am now retired and living in Maine. When you mention "convenience", nothing was more convenient than not having to travel to Massachusetts to deal with this issue. I always felt as though HFCU was right up here in Maine working with me. It was the most comforting, satisfying and gratifying experienced I had ever been through with any institution. Thank you HFCU. I would not hesitate to recommend Hanscom Federal Credit Union to anyone that is looking for a great banking institution to sign up with or to switch over to.

Alfred, ME

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Premier Checking Reviews

4.9 17

100.0

Kasasa Cash Back® Disclosure

1APY = Annual Percentage Yield.

2Kasasa Cash Back: Qualifying accounts earn 2.00% cash back on all debit card purchases that post and settle during each Monthly Qualification Cycle that your account qualifies, up to a total of $7.00 cash back per Monthly Qualification Cycle.  “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. “Statement Cycle” means the period of time for which Hanscom FCU provides a summary of the financial activities and transactions that post and settle to the accountholder’s account. Rewards are subject to change and may change after account is opened.

3 Nationwide ATM fee refunds offered in qualifying cycles. ATM fees will not be refunded in Monthly Qualification Cycles that you do not meet the qualification requirements. Other financial institutions may impose a surcharge for use of their ATMs.

Please refer to our Fee Schedule for current fees & charges.

Kasasa Cash® Disclosure

1APY = Annual Percentage Yield. Kasasa Cash: Earn 1.00% APY on balances up to $15,000.00 in each Monthly Qualification Cycle that your account qualifies.  The portion of your balance above that cap will earn an interest rate of 0.10% resulting in a range from 0.10% to 0.01% APY, depending on the account’s balance, each cycle that your account qualifies.  Earn 0.01% APY in cycles that your account does not qualify. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. “Statement Cycle” means the period of time for which Hanscom FCU provides a summary of the financial activities and transactions that post and settle to the accountholder’s account.

Rates and rewards are subject to change and may change after account is opened. Fees may reduce earnings.

3 Nationwide ATM fee refunds offered in qualifying cycles. ATM fees will not be refunded in Monthly Qualification Cycles that you do not meet the qualification requirements. Other financial institutions may impose a surcharge for use of their ATMs.

Please refer to our Fee Schedule for current fees & charges.