Checking Accounts

Overview

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Relationship Benefits Free Checking Premier Checking Alert Me
Over 100,000 surcharge-free ATM locations 10 free non-Hanscom FCU ATM transactions each month.1 Unlimited
Custom Hanscom Style Checks Free (One box per calendar year) Free (unlimited)
MemberPoints Bonus No 250 points per month2
Dividends No
Premier Certificate Rate No
Minimum daily balance to avoid monthly fee Free Checking Premier Checking Alert Me
Average Daily Balance Required (OR) None $2,000
Combined Savings & Loan Balance None $6,000
Monthly Fee None $9.95 if min. not met
Free Benefits Free Checking Premier Checking Alert Me
Online/Mobile Access
Online Bill Pay
Online Statements (seven years history)
TransferMoney
Online Check Images
ATM and Check Card with MemberPoints
Debit Rewards via MemberPoints
24/7 Call Center Access
Automated Telephone Teller
Deposit checks online with EasyDeposit
No direct deposit requirement
Hanscom Federal Credit Union ATMs
Thousands of CU Service Centers nationwide
Payday Perqs. You could get paid up to two days earlier with direct deposit
Optional Overdraft Protection
Federally Insured
  • 1First 10 network ATM transactions per statement period are free. Please use our locator to find over 100,000 surcharge free ATMs nationwide.
  • 2Earn 250 bonus MemberPoints when at least two purchase transactions in any amount made with your Hanscom FCU ATM & Check Card are posted to your account.Transactions must be posted to your account during the monthly statement period to qualify. Both signature and PIN transactions qualify. You must have a Premier Checking account to receive bonus points.

Free Checking

  • Free checks, online bill pay, mobile deposits.
  • No direct deposit requirement, no monthly service fee or minimum balance requirements
  • Enjoy an early payday with Payday Perqs. You could get paid up to two days earlier with direct deposit.
  • 10 non-Hanscom FCU ATM transaction per month with no network fee from us. (ATM owner may apply a surcharge.)
  • Rewards for every purchase whether you swipe or sign.

Premier Checking

  • Earn our highest dividend rate on your entire checking balance.
  • Exclusive Premier Certificate lets you earn great rates.
  • 250 bonus MemberPoints per month exclusively for Premier Checking.*
  • Unlimited non-Hanscom FCU ATM transactions with no network fee from us. (ATM owner may apply a surcharge.)

*Earn 250 bonus MemberPoints when at least two purchase transactions in any amount made with your Hanscom FCU ATM & Check Card are posted to your account. Transactions must be posted to your account during the monthly statement period to qualify. Both signature and PIN transactions qualify. You must have a Premier Checking account to receive bonus points.

Rates

Checking Account Rates

  •  Rates effective 04-26-2017
Dividend Rate APY Alert Me
Premier Checking 0.25% 0.25%1
Free Checking 0.00% 0.00%2
Open a Checking Account Online
  • 1APY = Annual Percentage Yield. No minimum balance requirements apply to this account. You must maintain an average daily balance of $2,000 or a combined average daily balance of $6,000.00 in any type of savings account or loan product to avoid a monthly fee. Rates are variable and may change after the account is opened. Fees may reduce earnings. Rate subject to change without notice. Please refer to the Disclosure for Personal Accounts for more information. For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31.
  • 2APY = Annual Percentage Yield. No minimum balance requirements apply to this account. First 10 network ATM transactions per statement period are free. Please use our locator to find over 100,000 surcharge free ATMs nationwide.

CU Thrive

  •  Rates effective 04-26-2017
Dividend Rate APY1 Alert Me
2.96% 3.00%
I want to get started. Call me.
  • 1APY = Annual Percentage Yield. No minimum balance requirements apply to this account. Rates for a CU Thrive Account are fixed for the full term (12 months) with a maximum contribution amount of $500 per month. You may schedule transfers up to $500.00 (minimum $5.00 ) each month from a Hanscom FCU checking account. This account will not automatically renew at maturity. There can only be one CU Thrive account open per membership. Please refer to the Disclosure for Personal Accounts for more information. Early withdrawal penalties may apply to certificates. Fees may reduce earnings and the principal amount may be reduced to cover the penalty. To get started click here, stop by any office or call our Member Services Department at 800-656-4328.

Reviews

Free Checking

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Premier Checking

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REVIEW SNAPSHOT®

by PowerReviews
HFCUFree Checking Reviews
 
4.6

(based on 85 reviews)

Ratings Distribution

  • 5 Stars

     

    (69)

  • 4 Stars

     

    (9)

  • 3 Stars

     

    (2)

  • 2 Stars

     

    (1)

  • 1 Stars

     

    (4)

100%

of respondents would recommend this to a friend.

Pros

No Pros

Cons

No Cons

Best Uses

No Best Uses
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Reviewed by 85 customers

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5.0

Great experience

By 

from Bedford mass

Verified Buyer

Comments about HFCU Free Checking Reviews:

Matt F. of Bedford Mass went above and beyond helping me get a new used car. An unexpected MV crash was a HUGE inconvenience and problem for me and my family. The process of finding a car was a nightmare, however being able to get advice, leadership and support from the Bedford Branch and Matt F. was the only thing that helped me get through it!!! He is a irreplaceable employee!!

Kristen

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5.0

Great Representatives

By 

from Billerica, MA

Verified Buyer

Comments about HFCU Free Checking Reviews:

Services are great. Very friendly and helpful

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5.0

Excellent

By 

from Lawrence ma

Verified Buyer

Comments about HFCU Free Checking Reviews:

Great customer service in and out fast

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5.0

Great experience so far.

By 

from Lyndeborough, NH

Verified Buyer

Comments about HFCU Free Checking Reviews:

New to this credit union and so far so good.

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5.0

Great service best experience ever!

By 

from Boston

Verified Buyer

Comments about HFCU Free Checking Reviews:

Great service and awesome bank.

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5.0

Super easy to use

By 

from Thomaston, Maine

Verified Buyer

Comments about HFCU Free Checking Reviews:

They're great! I have had a great exp using them for both auto loan and checking

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5.0

Superior service! Very happy customer !

By 

from Milton MA

Verified Buyer

Comments about HFCU Free Checking Reviews:

I'm so pleased to start an account with Hanscom Federal Credit Union. The process was seamless and very straightforward. I was so happy with everything start to finish. The presentation of materials was so professional and the customer service was excellent.

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5.0

Excellent Customer Service

By 

from Newfound Lake, NH

Verified Buyer

Comments about HFCU Free Checking Reviews:

Allison, from the main office, exceeded my expectations in assisting me with opening a new savings and free checking account as well as establishing a line-of-credit.

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5.0

If only everything was as easy...

By 

from Boston MA

Verified Buyer

Comments about HFCU Free Checking Reviews:

Completely satisfied.

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5.0

Quick & easy

By 

from Connecticut

Verified Buyer

Comments about HFCU Free Checking Reviews:

HFCU customer service made opening a checking account & ordering a check card easy and stress free. The shared credit unions make branches accessible

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REVIEW SNAPSHOT®

by PowerReviews
HFCUPremier Checking Reviews
 
5.0

(based on 4 reviews)

Ratings Distribution

  • 5 Stars

     

    (4)

  • 4 Stars

     

    (0)

  • 3 Stars

     

    (0)

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    (0)

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    (0)

Reviewed by 4 customers

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5.0

Convenient and easy to navigate!!

By 

from Ma

Verified Buyer

Comments about HFCU Premier Checking Reviews:

Great value, easy to use!!

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5.0

opening a checking account

By 

from Boston,MA

Verified Buyer

Comments about HFCU Premier Checking Reviews:

Gert and the staff at the Tip Oneill Building branch were extremely helpful. They took a personal interest in making sure that I was able to use my account on-line as well.

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5.0

Dedicated Member

By 

from Not Disclosed

Verified Buyer
Site Member

Comments about HFCU Premier Checking Reviews:

I joined HFCU in 1962, when I first was a Federal Employee. HFCU served me well back then, and is serving me even better now with all your new applications. Keep it up HFCU. You and I have been together longer than I've been with my husband (lol)! Regards, Gale E. Nikolopoulos

 
5.0

Premier Checking

By 

from Not Disclosed

Verified Buyer
Site Member

Comments about HFCU Premier Checking Reviews:

The balance thresholds are all reasonable and the ability for all your relationship balances to count to waive the monthly fee is terrific. The member rewards for using your debit card is very innovative. As is the contest to rate your accounts! Way to go. Best--Joyce

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