Checking

From free to reward to interest-earning accounts, we have the perfect checking and digital wallet options for you.

Compare Checking Accounts



All checking accounts include the following:

Free Kasasa Cash Back® Checking

  • 2.00% cash back on debit card purchases 2
  • Earn up to $84 cash back per year ($7 per month) 2
  • Refunds on ATM withdrawals, nationwide (up to $20 monthly)3
  • Can link to free Kasasa Saver® account for effortless savings

Open an Account  Learn more

Free Kasasa Cash® Checking

  • 2.50% APY1 on balances up to $15,000
  • 0.01% APY1 if qualifications aren't met
  • Refunds on ATM withdrawals, nationwide (up to $20 monthly)3
  • Can link to free Kasasa Saver account that earns high interest

Open an Account  Learn more

Premier Checking Account

  • Earn our highest dividend rate on your entire checking balance.
  • Unlimited free checks
  • Unlimited non-Hanscom FCU ATM transactions with no network fee from us.

Free Checking Account

  • No monthly service fee. Free checks, bill pay, mobile deposits.
  • No direct deposit or minimum balance requirements.
  • Enjoy an early payday with Payday Perqs. Get paid up to two days earlier with direct deposit.
  • 10 non-Hanscom FCU ATM transaction per month with no network fee from us.

More Information & Extras

Looking for business checking?
We have smart options for you.

Real Reviews from Real Hanscom FCU Members

Free Checking

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Premier Checking

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Best value, robust online tools

5

Online to open and fund, great tools to manage online banking. Customer support 24/7 live support! And it is a credit union! Best value!

Dorchester, MA

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Great value, fast, and easy

5

So far so good nothing to complain about yet. Very forward about their terms and conditions as well.

Billerica, MA

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Great service, everyone professional and courteous.

5

Great service, everyone professional and courteous.

Boston, MA

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Car loan

4

Car loan had a great rate and was simple to do.

Boston Ma

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Thumbs up

5

No issues

Boston

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Excellent customer customer!

5

Excellent customer service. Friendly and knowledgeable staff!!

Newburyport,MA

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Great everything

5

Great people, they work with you and very friendly

Lawrence ma

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Great service

5

Easy to open. Anytime I have called everyone has been super nice and knowledgeable. In very happy with all the services I have gotten

Roselle NJ

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I absolutely LOVE this credit union!

5

Love doing my personal banking business with a real person in a private office, sitting down at a desk. Love the free checking and debit card. Love the friendly staff. Love the convenience of the location so close to home.

N. Billerca,MA

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Outstanding customer service

5

I started with an auto loan - the process was quick and hassle free. I continued with my payroll deductions after I paid the loan off and have just recently opened a checking account. The options of programs are impressive and equally as impressive is the always outstanding and friendly customer service. I will be a customer for life!

Arlington MA

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Free Checking Reviews

4.7 157

96.6

Excellent Customer Service

5

Sergio went above and beyond in providing excellent customer service in opening additional accounts.

McLean, VA

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HFCU A Great Place for Banking

5

I have been a HFCU client for many years and have found them to be honest, caring and skilled in theirassistance to clients. HFCU's is innovative in the variety of accounts offered and rank among the best in the interest rates they offer.

Maynard, MA

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Awesome customer service

5

Everyone from phone line to Cynthia G in Billerica are outstanding

Methuen, Ma

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Working for me..,

5

HFCU works for members, by providing exceptional products and support. I appreciate all of the programs they actively seek out and share with the goal of providing members the tools for financial empowerment

Boston, MA

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Best rates around. Easy access branches.

5

I've been to the Burlington branch and the Bedford branch. Two entirely different experiences. Both very different very positive and very efficient experiences. I wonder why I didn't open an account there earlier. I had my ATM card the same day I opened the account.

Waltham, Ma

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Excellent customer friendly

5

Ms Helene was outstanding in helping me! Fantastic customer service.

AL

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Great CD rates

5

Special 4 yr CD rate one of the best in the country. People easy to work with when setting it up.

Los Angeles

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Exception Service and Guidance

5

Allison and Stephanie from Hanscom, MA. were an absolute please to work with. More importantly they both guided me and gave me sound direction. I will always seek their guidance before moving forward with any banking decisions in the future. Hanscom should be proud to have these two ladies represent them.

Williamsville NY

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More than just a banking institution

5

I am so thrilled to be an HFCU member. In a recent difficult time when I had experienced fraudulent activity in my member account(s), HFCU was extremely responsive,and supportive from the very moment of my report. They immediately put a lock on my account to ensure that no additional activity could be transacted, opened up a new member account, provided me with recommended computer tech Support people whom I could provide me with cyber security analyis and cleanup of my computer, and within a very short few days,I was back in business. Throughout the whole ordeal, they kept me constantly informed of the status and progress of every phase that was completed until which time I was up and running with my new account which was less than a week from the time my computer deemed "cleaned" and "safe". I honestly felt like there was an army of people who was there for me and just me at a most frightening time. I realize there is more than great services and rates, to banking which was always part of the HFCU membership but there is also tremendous knowledge, support and responsiveness at critical times such as that I had experienced with my cyber security issue. Oh and by the way, I am now retired and living in Maine. When you mention "convenience", nothing was more convenient than not having to travel to Massachusetts to deal with this issue. I always felt as though HFCU was right up here in Maine working with me. It was the most comforting, satisfying and gratifying experienced I had ever been through with any institution. Thank you HFCU. I would not hesitate to recommend Hanscom Federal Credit Union to anyone that is looking for a great banking institution to sign up with or to switch over to.

Alfred, ME

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Great rate

5

Good Employees. Nice to deposit in a credit union servicing the military!

Michigan

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Premier Checking Reviews

4.9 16

100.0