Kasasa Checking Accounts

Free checking, awesome rewards.

We believe in rewarding members. All of our Kasasa accounts are free, plus they pay monthly rewards to fit your lifestyle. You choose how you get rewarded: high rates or cash back.

Free Kasasa Cash Back®

  • 2.00% cash back on debit card purchases
  • Earn up to $84 cash back per year ($7 per month)
  • Refunds on ATM fees, nationwide (up to $20 monthly)
  • Can link to free Kasasa Saver account that earns high interest

*See disclosures for full details.

Free Kasasa Cash®

  • 2.50% APY on balances up to $15,000
  • 0.01% APY if qualifications aren't met
  • Refunds on ATM fees, nationwide (up to $20 monthly)
  • Can link to free Kasasa Saver account that earns high interest

*See disclosures for full details.

Free Kasasa Cash Back®

Choose free checking that pays you back - and refunds your ATM withdrawal fees when your account qualifies!2

Shopping is a lot more fun with free Kasasa Cash Back® checking, and each Monthly Qualification Cycle that you qualify, earn 2.00% cash back on your everyday ATM & Check Card purchases, up to $84 cash back per year!1 Each cycle that you qualify, you'll also get cash back in the form of refunds on ATM withdrawal fees, nationwide3.

The other benefits of this account are:

  • 2.00% cash back on debit card purchases each cycle that your account qualifies2
  • No category restrictions on purchases
  • Cash back earned on purchases each cycle that your account qualifies2
  • Earn up to $84 cash back per year, up $7 per month
  • Free ATMs | Refunds on ATM fees, nationwide (up to $20 monthly) 3
  • Can link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Unlimited check writing
  • Free online banking, bill pay, and transfers
  • Free mobile banking including mobile deposits
  • Free Debit/ATM card available with no annual fee
  • Free Online Statements

And earning your rewards is easy!

To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back® account during each Monthly Qualification Cycle:

  • Have at least 12 debit card or credit card purchases post and settle
  • Have at least 1 direct deposit (ACH) transaction post and settle
  • Be enrolled in and agree to receive Online Statements

But if you don't meet these qualifications, don't worry.

Your account is still free. And you can get back to earning your cash rewards the very next cycle that you qualify.

Link to Kasasa Saver for even more benefits!

Open your account online in minutes!

Free Kasasa Cash®

Choose free checking that pays high interest and refunds on ATM withdrawal fees when your account qualifies.

We basically pay you to bank here. By doing banking basics that you probably already do, your Free Kasasa Cash® checking account can earn up to 2.50% Annual Percentage Yield (APY). You'll also get refunds on your ATM withdrawal fees, nationwide, each Monthly Qualification Cycle1 that you qualify — so every ATM can be your ATM.3

The benefits of this account are:

  • 2.50% APY on balances up to $15,000 each cycle that you qualify1
  • 0.30% APY on balances over $15,000 depending on balance in account each cycle that you qualify1
  • 0.01% APY if qualifications aren't met
  • Free ATMs | Refunds on ATM fees, nationwide (up to $20 monthly) 3
  • Can link to free Kasasa Saver® to build savings automatically
  • No monthly service charge
  • Unlimited check writing
  • Free online banking, bill pay, and transfers
  • Free mobile banking including mobile deposits
  • Free Debit/ATM card available with no annual fee
  • Free Online Statements

And earning your rewards is easy!

  • Have at least 12 debit card or credit card purchases post and settle
  • Have at least 1 direct deposit (ACH) transaction post and settle
  • Be enrolled in and agree to receive Online Statements

But if you don't meet these qualifications, don't worry.

Your account is still free. Plus, you'll still earn our base interest rate. And you can get back to earning your full rewards the very next cycle that you qualify.

Link to Kasasa Saver for even more benefits!

Open your account online in minutes!

KASASA Disclosure

1Kasasa Cash: Earn 2.50% APY on balances up to $15,000.00 in each Monthly Qualification Cycle that your account qualifies.  The portion of your balance above that cap will earn an interest rate of 0.30% APY resulting in a range from 0.30% to 2.50% APY, depending on the account’s balance, each cycle that your account qualifies.  Earn 0.01% APY in cycles that your account does not qualify. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. “Statement Cycle” means the period of time for which Hanscom FCU provides a summary of the financial activities and transactions that post and settle to the accountholder’s account.

Rates and rewards are subject to change and may change after account is opened. Fees may reduce earnings.

2Kasasa Cash Back: Qualifying accounts earn 2.00% cash back on all debit card purchases that post and settle during each Monthly Qualification Cycle that your account qualifies, up to a total of $7.00 cash back per Monthly Qualification Cycle.  “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. “Statement Cycle” means the period of time for which Hanscom FCU provides a summary of the financial activities and transactions that post and settle to the accountholder’s account. Rewards are subject to change and may change after account is opened.

3 Nationwide ATM fee refunds offered in qualifying cycles. ATM fees will not be refunded in Monthly Qualification Cycles that you do not meet the qualification requirements. Other financial institutions may impose a surcharge for use of their ATMs.

Please refer to our Fee Schedule for current fees & charges.