Kasasa Checking Accounts

Free checking, awesome rewards.

We believe in rewarding members. All of our Kasasa accounts are free, plus they pay monthly rewards to fit your lifestyle. You choose how you get rewarded: high rates or cash back.

Free Kasasa Cash Back®

  • 2.00% cash back on debit card purchases 2
  • Earn up to $84 cash back per year ($7 per month) 2
  • Refunds on ATM withdrawals, nationwide (up to $20 monthly)3
  • Can link to free Kasasa Saver® account for effortless savings

*See disclosures for full details.

Free Kasasa Cash®

  • 2.50% APY1 on balances up to $15,000
  • 0.01% APY1 if qualifications aren't met
  • Refunds on ATM withdrawals, nationwide (up to $20 monthly)3
  • Can link to free Kasasa Saver account that earns high interest

*See disclosures for full details.

Free Kasasa Cash Back

Choose free checking that pays you back and refunds your ATM withdrawal fees when your account qualifies!2

Shopping is a lot more fun with free Kasasa Cash Back checking - and each monthly cycle that you qualify, you'll earn 2.00% cash back on your everyday debit card purchases, up to $84 cash back per year!1 Also when you qualify, you'll get cash back in the form of refunds on ATM withdrawal fees, nationwide3.

The other benefits of this account are:

  • 2.00% cash back on debit card purchases each cycle that your account qualifies2
  • No category restrictions on purchases
  • Cash back earned on purchases each cycle that your account qualifies2
  • Earn up to $84 cash back per year, up $7 per month2
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly) 3
  • Can link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Unlimited check writing
  • Free online banking, bill pay, and transfers
  • Free mobile banking including mobile deposits
  • Free debit/ATM card available with no annual fee
  • Free online statements

And earning your rewards is easy!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card or credit card purchases
  • At least 1 ACH Credit/Direct deposit
  • Be enrolled in and agree to receive Online Statements

But if you don't meet these qualifications, don't worry.

Your account is still free. And you can get back to earning your cash rewards the very next cycle that you qualify.

Link to Kasasa Saver for even more benefits!

Open your account online in minutes!

Free Kasasa Cash

Choose free checking that pays high dividends and refunds on ATM withdrawal fees when your account qualifies.3

We basically pay you to bank here. By doing banking basics that you probably already do, your free Kasasa Cash checking account can earn up to 2.50% Annual Percentage Yield (APY).1 You'll also get refunds on ATM withdrawal fees, nationwide, each Monthly Qualification Cycle1 that you qualify — so every ATM can be your ATM.3

The benefits of this account are:

  • 2.50% to 0.30% APY 1 on balances over $15,000 depending on balances in account.
  • 0.01% APY if qualifications aren't met
  • Refunds on ATM withdrawals, nationwide (up to $20 monthly) 3
  • Can link to free Kasasa Saver® to build savings automatically
  • No monthly maintenance fee
  • Unlimited check writing
  • Free online banking, bill pay, and transfers
  • Free mobile banking including mobile deposits
  • Free debit card available with no annual fee
  • Free online statements

And earning your rewards is easy!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card or credit card purchases
  • At least 1 ACH Credit/Direct deposit
  • Be enrolled in and agree to receive online statements

But if you don't meet these qualifications, don't worry.

Your account is still free. Plus, you'll still earn our base dividend rate. And you can get back to earning your full rewards the very next cycle that you qualify.

Link to Kasasa Saver for even more benefits!

Open your account online in minutes!

Kasasa Cash® Disclosure

1Kasasa Cash: Earn 2.50% APY on balances up to $15,000.00 in each Monthly Qualification Cycle that your account qualifies.  The portion of your balance above that cap will earn an interest rate of 0.30% resulting in a range from 0.30% to 2.50% APY, depending on the account’s balance, each cycle that your account qualifies.  Earn 0.01% APY in cycles that your account does not qualify. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. “Statement Cycle” means the period of time for which Hanscom FCU provides a summary of the financial activities and transactions that post and settle to the accountholder’s account.

Rates and rewards are subject to change and may change after account is opened. Fees may reduce earnings.

3 Nationwide ATM fee refunds offered in qualifying cycles. ATM fees will not be refunded in Monthly Qualification Cycles that you do not meet the qualification requirements. Other financial institutions may impose a surcharge for use of their ATMs.

Please refer to our Fee Schedule for current fees & charges.