Savings Options

Primary Savings

Your ticket to a world of benefits. Earn a competitive rate, sleep soundly with the security of federal insurance.

Just $25 brings you a world of credit union benefits and establishes your membership in Hanscom FCU. And there’s no monthly fee.
Earn a competitive dividend, which is compounded daily and credited monthly.
Take advantage of free online and mobile access.
Enjoy an early payday with Payday Perqs. You could get paid up to two days earlier with direct deposit.

Open an Account

Higher Yield Savings

Make your money work harder without losing liquidity. One free withdrawal per month.

Earn great dividends on balances of $25,000 or more.
One withdrawal per month with no penalties or fees.
Unlimited deposits to the account in-branch, by telephone, or via Online Access.

Open an Account

Secondary Savings

Perfect for saving for that something special!

The easy, effortless way to save for special purposes.
Start with as little as $1, then set aside funds regularly for a specific goal.

Open an Account

Club Accounts

A Club Account is an easy way to save for upcoming expenses like holidays and vacations.

Holiday Club and Vacation Club.
The easy, effortless way to save for special purposes.
Start with as little as $1, then set aside funds regularly for a specific goal.

Open an Account

Budget and manage your finances in one place

See all your balances and transactions together in one place, automatically.
Tag and categorize individual transactions such as dining out, groceries, travel, etc.
Visualize your spending patterns via the tool’s easy-to-read charts and graphs.

To get started, enroll by clicking on My Money Manager under the Services menu inside Online Access.

Certificates of Deposit

EasyStart and traditional certificate options.
Make unlimited additional EasyStart deposits of $10 or more.
Start with as little as $1,000; choose your term from 3–60 months.
Dividends compounded and posted monthly.

Check certificate rates

Money Market Account

Solid returns with liquid access when you deposit at least $2,000.
Earn higher dividends, compounded daily and credited monthly, as your balance grows.
Free box of checks.
No monthly fees.

Check Money Market Account rates

More Information & Extras

Savings & Certificate Rates

Savings

Your ticket to a world of benefits. Earn a competitive rate, sleep soundly with the security of federal insurance.

Table data for Savings
Rates effective 10-18-2019
	Dividend Rate	APY¹	Alert Me
Share Savings (min. balance $25)	0.40%	0.40%	Receive a notification when this rate changes

Kasasa Saver® (min. balance $1)	Must be linked to Kasasa Cash or Kasasa Cash Back®		Alert Me
$50,000.01 and over	0.40%	0.40%	Receive a notification when this rate changes

$0.01 to $50,000.00	1.49%	1.50%	Receive a notification when this rate changes

Non-qualifying accounts $0.01 and over	0.01%	0.01%	Receive a notification when this rate changes

Open a Savings Account Online			Receive a notification when this rate changes

Holiday & Vacation Club (min. balance $1)	0.40%	0.40%	Receive a notification when this rate changes

Secondary Shares (min. balance $1)	0.40%	0.40%	Receive a notification when this rate changes

¹APY = Annual Percentage Yield. The minimum to open this account is $25 (for the Share Savings) and $1.00 (for the Club). For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividend. Your funds at Hanscom FCU are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government.↵

Higher Yield Savings

Make your money work harder without losing liquidity. One free withdrawal per month.

Table data for Higher Yield Savings
Rates effective 10-18-2019
Dividend Rate	APY¹	Alert Me
1.74%	1.75%	Receive a notification when this rate changes

Open a High Yield Savings Online		Receive a notification when this rate changes

¹High Yield Savings. APY = Annual Percentage Yield. The minimum to open this account is $25,000 and earn the stated APY is $25,000. Rates are variable and may change after the account is opened. Fees may reduce earnings. Rate subject to change without notice. For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividend. Your funds at Hanscom FCU are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. Please refer to the Disclosure for Personal Accounts for more information.↵

CU Thrive

Start with as little as $5 or as much as $500 per month automatically transferred from checking. Build savings with an outstanding rate. Set it and forget it!

Table data for CU Thrive
Rates effective 10-18-2019
Dividend Rate	APY¹	Alert Me
4.89%	5.00%	Receive a notification when this rate changes

¹APY = Annual Percentage Yield. No minimum balance requirements apply to this account. Rates for a CU Thrive Account are fixed for the full term (12 months) with a maximum contribution amount of $500 per month. You may schedule transfers up to $500.00 (minimum $5.00 ) each month from a Hanscom FCU checking account. This account will not automatically renew at maturity. There can only be one CU Thrive account open per membership. Please refer to the Disclosure for Personal Accounts for more information. Early withdrawal penalties may apply to certificates. Fees may reduce earnings and the principal amount may be reduced to cover the penalty. To get started click here, stop by any office or call our Member Services Department at 800-656-4328.↵

Money Market

Tiered money market rates allow you to earn more. Earn dividends on savings without a long-term commitment.

Table data for Money Market/Business Investment Account
Rates effective 10-18-2019
	Dividend Rate	APY¹	Alert Me
Balance less than $2,000.00	0.00%	0.00%	Receive a notification when this rate changes

$2,000.00 - $9,999.99	0.65%	0.65%	Receive a notification when this rate changes

$10,000.00 - $24,999.99	0.85%	0.85%	Receive a notification when this rate changes

$25,000.00 - $49,999.99	0.95%	0.95%	Receive a notification when this rate changes

$50,000.00 - $74,999.99	1.05%	1.05%	Receive a notification when this rate changes

$75,000.00 - and over	1.14%	1.15%	Receive a notification when this rate changes

Open a Money Market Online			Receive a notification when this rate changes

¹APY = Annual Percentage Yield. The minimum to open this account is $2,000. Rates are variable and may change after the account is opened. Fees may reduce earnings. Rate subject to change without notice. For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividend. Your funds at Hanscom FCU are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. Please refer to the Disclosure for Personal Accounts for more information.↵

Certificates of Deposit

Traditional

Increase your returns with no risk. The best rates around and no fees.

EasyStart

Get into the savings game with just $250. Add to your account whenever you want.

Table data for Certificates
Rates effective 10-18-2019
	Dividend Rate	APY¹	Alert Me
EasyStart (min. balance $250)	1.69%	1.70%	Receive a notification when this rate changes

3 to 5 Month	1.69%	1.70%	Receive a notification when this rate changes

6 to 11 Month	1.89%	1.90%	Receive a notification when this rate changes

12 to 17 Month	1.98%	2.00%	Receive a notification when this rate changes

18 to 29 Month	2.13%	2.15%	Receive a notification when this rate changes

19 Month Special	2.23%	2.25%	Receive a notification when this rate changes

30-59 Month	2.47%	2.50%	Receive a notification when this rate changes

48 Month	2.57%	2.60%	Receive a notification when this rate changes

60 Month	2.72%	2.75%	Receive a notification when this rate changes

Open a Certificate Online			Receive a notification when this rate changes

¹APY = Annual Percentage Yield. The minimum to open this account is $1,000 except where noted. For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividend. Early withdrawal penalties may apply to certificates. Fees may reduce earnings and the principal amount may be reduced to cover the penalty. Your funds at Hanscom FCU are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. Please refer to the Disclosure for Personal Accounts for more information.↵

Real Reviews from Real Hanscom FCU Members

Primary Savings

Read Reviews

CU Thrive

Read Reviews

Primary Savings

Terrible

3

I've opened many savings, checking and CD accounts over the years. Most have been easy to open. Some a little more difficult. BUT, my experience with opening my most recent savings account with Hanson is, by far, the most arduous and difficult that I've ever experienced. Then, after waiting several days for it to finally open, it was necessary for me to call to enable its opening. If this is characteristic for Hanson, then it has changed dramatically, in the wrong direction

George

Longview TX

2019-10-14

Excellent support and experience

5

They made the overall experience simple and convenient.

Wg

Douglas, Ma

2019-10-08

Fantastic security. Second to none!

5

Billerica

The Wizard

Billerica, MA

2019-09-27

Great service

5

The Hanscom fcu staff are the best. Recently relocated to MA they are helpful. My account was opened, services were explained, the offers are savings motivated. Im lucky to have chosen such a geat branch, thank you.

Marisss

MA

2019-09-27

Best cu

5

Great service

Mike the saver

Truro, ma

2019-09-24

Excellent all around

5

Attention I received was prompt and effective. Had my questions answered and accomplished my objectives in a true no hassle fashion.

N/a

Fairfax, VA

2019-09-18

South Bay Locatin was Amazing

5

Such a wonderful place to Bank. The Staff are Super Friendly and nice.

Devin

BOSTON

2019-09-18

Great customer service

4

Was extremely helpful

Donna

Beverly branch

2019-09-16

Just open until finding out what's new

3

Was referred to by a client because they said they had good experiences

Mr. Anderson

South End

2019-09-14

Easy!

5

Liz rules!

Ronnie

Worcester

2019-09-13

Savings

4.5 364

89.1

CU Thrive

Staff was so helpful

5

Friendly, helpful staff

Sue

Virginia

2019-09-22

Yay CU Thrive!

5

Having a product available to me that will help put me on track for what is needed, at one of the best rates known, makes me ecstatic.

Sokol01

MA

2019-09-17

Great place to do business

5

Thrive is paying great interests these days Open one while the great rate is available. Easy to do and great people to work with.

Bob

Sc

2019-09-16

Excellent service and great support

5

Very satisfied

Alex

Mountain House, CA

2019-09-08

Helpful

5

I will continue to work with HFCU

DBM

Tewksbury, MA

2019-09-02

Great help at the branch level!!

5

Always a smile and so helpful at this branch. Great rates on savings as well.

Northender

Boston, MA

2019-09-02

Great experience after banking with Citizens and others.

5

I would prefer to write my review at a later date, I just started my CU thrive account, but everything else with Hanscom has been great.

O

Allston, Ma.

2019-08-27

Convenient

5

Wonderful customer service with a great Easter of use.

Hugene

Coral springs, FL

2019-08-26

Best

5

I love Hanscom Federal credit union custom services. You mske it easy to talk with.

Louie

JFK Boston

2019-08-17

Very helpful atmosphere

5

The hfcu employees located at natick labs in natick Ma have always been very friendly and helpful no matter what.

Doug F.

Gilford New Hampshire

2019-08-17

CU Thrive Reviews

4.8 94

98.7

Free guide

CU Thrive: Saving is Easy

Mobile Deposits

Savings

Savings Options

Primary Savings

Higher Yield Savings

Secondary Savings

Club Accounts

Budget and manage your finances in one place

Certificates of Deposit

Money Market Account

More Information & Extras

Access

Learn More

Direct Deposit

Savings & Certificate Rates

Savings

Higher Yield Savings

CU Thrive

Money Market

Certificates of Deposit

Traditional

EasyStart

Real Reviews from Real Hanscom FCU Members

Primary Savings

CU Thrive

Primary Savings

CU Thrive