Savings Options

Primary Savings

Your ticket to a world of benefits. Earn a competitive rate, sleep soundly with the security of federal insurance.

Just $25 brings you a world of credit union benefits and establishes your membership in Hanscom FCU. And there’s no monthly fee.
Earn a competitive dividend, which is compounded daily and credited monthly.
Take advantage of free online and mobile access.
Enjoy an early payday with Payday Perqs. You could get paid up to two days earlier with direct deposit.

Open an Account

Higher Yield Savings

Make your money work harder without losing liquidity. One free withdrawal per month.

Earn great dividends on balances of $25,000 or more.
One withdrawal per month with no penalties or fees.
Unlimited deposits to the account in-branch, by telephone, or via Online Access.

Open an Account

Secondary Savings

Perfect for saving for that something special!

The easy, effortless way to save for special purposes.
Start with as little as $1, then set aside funds regularly for a specific goal.

Open an Account

Club Accounts

A Club Account is an easy way to save for upcoming expenses like holidays and vacations.

Holiday Club and Vacation Club.
The easy, effortless way to save for special purposes.
Start with as little as $1, then set aside funds regularly for a specific goal.

Open an Account

Budget and manage your finances in one place

See all your balances and transactions together in one place, automatically.
Tag and categorize individual transactions such as dining out, groceries, travel, etc.
Visualize your spending patterns via the tool’s easy-to-read charts and graphs.

To get started, enroll by clicking on My Money Manager under the Services menu inside Online Access.

Certificates of Deposit

EasyStart and traditional certificate options.
Make unlimited additional EasyStart deposits of $10 or more.
Start with as little as $1,000; choose your term from 3–60 months.
Dividends compounded and posted monthly.

Check certificate rates

Money Market Account

Solid returns with liquid access when you deposit at least $2,000.
Earn higher dividends, compounded daily and credited monthly, as your balance grows.
Free box of checks.
No monthly fees.

Check Money Market Account rates

More Information & Extras

Savings & Certificate Rates

Savings

Your ticket to a world of benefits. Earn a competitive rate, sleep soundly with the security of federal insurance.

Table data for Savings
Rates effective 08-20-2019
	Dividend Rate	APY¹	Alert Me
Share Savings (min. balance $25)	0.40%	0.40%	Receive a notification when this rate changes

Kasasa Saver® (min. balance $1)	Must be linked to Kasasa Cash or Kasasa Cash Back®		Alert Me
$50,000.01 and over	0.40%	0.40%	Receive a notification when this rate changes

$0.01 to $50,000.00	1.49%	1.50%	Receive a notification when this rate changes

Non-qualifying accounts $0.01 and over	0.01%	0.01%	Receive a notification when this rate changes

Open a Savings Account Online			Receive a notification when this rate changes

Holiday & Vacation Club (min. balance $1)	0.40%	0.40%	Receive a notification when this rate changes

Secondary Shares (min. balance $1)	0.40%	0.40%	Receive a notification when this rate changes

¹APY = Annual Percentage Yield. The minimum to open this account is $25 (for the Share Savings) and $1.00 (for the Club). For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividend. Your funds at Hanscom FCU are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government.↵

Higher Yield Savings

Make your money work harder without losing liquidity. One free withdrawal per month.

Table data for Higher Yield Savings
Rates effective 08-20-2019
Dividend Rate	APY¹	Alert Me
1.98%	2.00%	Receive a notification when this rate changes

Open a High Yield Savings Online		Receive a notification when this rate changes

¹High Yield Savings. APY = Annual Percentage Yield. The minimum to open this account is $25,000 and earn the stated APY is $25,000. Rates are variable and may change after the account is opened. Fees may reduce earnings. Rate subject to change without notice. For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividend. Your funds at Hanscom FCU are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. Please refer to the Disclosure for Personal Accounts for more information.↵

CU Thrive

Start with as little as $5 or as much as $500 per month automatically transferred from checking. Build savings with an outstanding rate. Set it and forget it!

Table data for CU Thrive
Rates effective 08-20-2019
Dividend Rate	APY¹	Alert Me
4.89%	5.00%	Receive a notification when this rate changes

¹APY = Annual Percentage Yield. No minimum balance requirements apply to this account. Rates for a CU Thrive Account are fixed for the full term (12 months) with a maximum contribution amount of $500 per month. You may schedule transfers up to $500.00 (minimum $5.00 ) each month from a Hanscom FCU checking account. This account will not automatically renew at maturity. There can only be one CU Thrive account open per membership. Please refer to the Disclosure for Personal Accounts for more information. Early withdrawal penalties may apply to certificates. Fees may reduce earnings and the principal amount may be reduced to cover the penalty. To get started click here, stop by any office or call our Member Services Department at 800-656-4328.↵

Money Market

Tiered money market rates allow you to earn more. Earn dividends on savings without a long-term commitment.

Table data for Money Market/Business Investment Account
Rates effective 08-20-2019
	Dividend Rate	APY¹	Alert Me
Balance less than $2,000.00	0.00%	0.00%	Receive a notification when this rate changes

$2,000.00 - $9,999.99	0.65%	0.65%	Receive a notification when this rate changes

$10,000.00 - $24,999.99	0.85%	0.85%	Receive a notification when this rate changes

$25,000.00 - $49,999.99	0.95%	0.95%	Receive a notification when this rate changes

$50,000.00 - $74,999.99	1.05%	1.05%	Receive a notification when this rate changes

$75,000.00 - and over	1.14%	1.15%	Receive a notification when this rate changes

Open a Money Market Online			Receive a notification when this rate changes

¹APY = Annual Percentage Yield. The minimum to open this account is $2,000. Rates are variable and may change after the account is opened. Fees may reduce earnings. Rate subject to change without notice. For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividend. Your funds at Hanscom FCU are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. Please refer to the Disclosure for Personal Accounts for more information.↵

Certificates of Deposit

Traditional

Increase your returns with no risk. The best rates around and no fees.

EasyStart

Get into the savings game with just $250. Add to your account whenever you want.

Table data for Certificates
Rates effective 08-20-2019
	Dividend Rate	APY¹	Alert Me
EasyStart (min. balance $250)	1.09%	1.10%	Receive a notification when this rate changes

3 to 5 Month	1.09%	1.10%	Receive a notification when this rate changes

6 to 11 Month	1.19%	1.20%	Receive a notification when this rate changes

12 to 17 Month	1.98%	2.00%	Receive a notification when this rate changes

18 to 29 Month	2.13%	2.15%	Receive a notification when this rate changes

19 Month Special	2.47%	2.50%	Receive a notification when this rate changes

30-59 Month	2.47%	2.50%	Receive a notification when this rate changes

48 Month	2.81%	2.85%	Receive a notification when this rate changes

60 Month	2.96%	3.00%	Receive a notification when this rate changes

Open a Certificate Online			Receive a notification when this rate changes

¹APY = Annual Percentage Yield. The minimum to open this account is $1,000 except where noted. For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividend. Early withdrawal penalties may apply to certificates. Fees may reduce earnings and the principal amount may be reduced to cover the penalty. Your funds at Hanscom FCU are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. Please refer to the Disclosure for Personal Accounts for more information.↵

Real Reviews from Real Hanscom FCU Members

Primary Savings

Read Reviews

CU Thrive

Read Reviews

Primary Savings

Thank you

5

Great job

Na

2019-08-12

Great Account! Difficult to open....

5

Great account. Difficult to open.

Patrick

Biloxi

2019-08-10

Great service and rates

5

I reached a representative on the phone as I needed help depositing an item. She was great. Gave me exact instructions step by step. After deposit was made she made sure I had put in correct account. Mailed me documents agreed immediately.

Dee

Livermore, Ca.

2019-08-10

Great service!

5

I've been a member for a long time....great Credit Union!

John

Mass

2019-08-07

Easy and great loan officer

5

Eric is a real pro! Made it all so easy and understandable. Blows away anything the big banks can do!

New Front door and Bulkhead paid for

Westwood, MA

2019-08-07

Did every transaction online. Easy Peasy!

5

I dealt with Sara and she was excellent! I was able to email her back and forth from my work email so that I didnt' have to leave the office to be on the phone etc. She kept me updated and everything moved along smoothly. We went for a heat loan thru mass save and used Hanscom to fund the loan. All in all only took 2 weeks total process and checks were mailed to us immediately.

Lola

MA

2019-08-06

Fantastic CU.

5

Great Credit Union. I would highly recommend to anyone seeking a CU this is the place to go.

Michael

Eastern MA.

2019-08-06

Dianne Marfil did a great job.Bob Lynch

5

Nice job,knowledgeable pleasent to work with.

Robert

Reading Ma.

2019-08-05

Good Service

5

I have found that working with your service center representatives has been very easy and they always fully answer any of my questions. If they indicate that a document will be sent to me it always shows up in a few days. If I am asked to send a document and they say they will call me when it arrives, they keep their word. A a new member I have been very pleased with the services.

Bill

Texas

2019-08-02

masssave LOAN

5

Hanscom FCU is set up to handle these loans. Could not be happier with service and professionalism shown.

Tommy

Natick

2019-07-28

Savings

4.5 350

89.3

CU Thrive

Dianne Marfil did a great job.Bob Lynch

5

Dianne Marfil did a great job working with us.

Robert

Reading Ma.

2019-08-05

Every Financial Situation, Covered!!!

5

I have been with this institution for over 30 yrs - and even as I have moved and relocated to various States, I am currently in Nevada - This Credit Union has been part of my financial health and life.

Ozman

Las Vegas, Nevada

2019-08-03

A great place to deal with

5

The staff us so helpful and friendly.i live in newhamphire now and I still do my banking in billerica because I love the people there so much.

Tony

New Hampshire

2019-08-02

Excellent personnel good product choices

5

Employees station that the Brockton VA are excellent

G

Carver Ma

2019-06-14

Michelle is the best teller.

5

Great credit union

Gwen

Jamaica

2019-06-13

Fantastic person

5

Susan was extremely helpful in opening my accounts.

rizzy

Weymouth

2019-06-11

Great value

5

Great bank

Timothy Cranfill

Billerica ma

2019-06-03

Great customer service and support! At the Beverly location

4

At the Beverly location the ladies are great, customer service outstanding.

Renaissance man

Beverly Ma

2019-05-28

New to CU Thrive

5

Unfortunately I do not remember names, but, every employee I have dealt with at Hanscom AFB, Bedford, Devens, and Littleton have been very skilled and have responded to each of my requests with a smile and a thank you. I will be a member for all my remaining days.

Ray

Maynard, MA

2019-05-22

Excellent service

5

None.

Poet

Palm Beach, FL

2019-05-08

CU Thrive Reviews

4.8 84

98.6

Free guide

CU Thrive: Saving is Easy

Mobile Deposits

Savings

Savings Options

Primary Savings

Higher Yield Savings

Secondary Savings

Club Accounts

Budget and manage your finances in one place

Certificates of Deposit

Money Market Account

More Information & Extras

Access

Learn More

Direct Deposit

Savings & Certificate Rates

Savings

Higher Yield Savings

CU Thrive

Money Market

Certificates of Deposit

Traditional

EasyStart

Real Reviews from Real Hanscom FCU Members

Primary Savings

CU Thrive

Primary Savings

CU Thrive