Savings

Savings

Savings Account

  • Just $25 brings you a world of credit union benefits and establishes your membership in Hanscom FCU.
  • Earn a competitive dividend, which is compounded daily and credited monthly.
  • Enjoy an early payday with Payday Perqs. You could get paid up to two days earlier with direct deposit.

Secondary Shares

  • The easy, effortless way to save for special purposes.
  • Start with as little as $1, then set aside funds regularly for a specific goal.

Primary Savings Higher Yield CU Thrive (Automate) Money Market Club Accounts Alert Me
Minimum balance to open $25 $1.00 $0 $1.00 $1.00
Minimum balance to earn dividends $25 $25,000 $0 $2,000 NONE
Monthly fees NONE NONE NONE NONE NONE
FREE Online/Mobile Access
Federally Insured

CU Thrive

  • We'll reward your efforts with a terrific rate, which you'll earn for one year on your CU Thrive account.
  • You can begin with as little as $5 or as much as $500 per month, which will automatically transfer from your Hanscom FCU checking account to your CU Thrive account.
  • View the CU Thrive Disclosure (PDF).

Money Market

  • Solid returns with liquid access when you deposit at least $2,000.
  • Earn higher dividends, compounded daily and credited monthly, as your balance grows.
  • Free box of checks.
  • No monthly fees.

Club Accounts

  • Holiday Club, Vacation Club and Secondary Shares.
  • The easy, effortless way to save for special purposes.
  • Start with as little as $1, then set aside funds regularly for a specific goal.

Higher Yield Savings

  • Earn great dividends on balances of $25,000 or more.
  • One withdrawal per month with no penalties or fees.
  • Unlimited deposits to the account in-branch, by telephone, or via Online Access.

Rates

Table data for Savings
 Rates effective 02-19-2018
Dividend Rate APY1 Alert Me
Share Savings (min. balance $25) 0.30% 0.30% Receive a notification when this rate changes
Holiday & Vacation Club (min. balance $1) 0.25% 0.25% Receive a notification when this rate changes
Secondary Shares (min. balance $1) 0.30% 0.30% Receive a notification when this rate changes
Open a Savings Account Online Receive a notification when this rate changes
  • 1APY = Annual Percentage Yield. The minimum to open this account is $25 (for the Share Savings) and $1.00 (for the Club). For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividend. Your funds at Hanscom FCU are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government.

Table data for Higher Yield Savings
 Rates effective 02-19-2018
Dividend Rate APY1 Alert Me
1.24% 1.25% Receive a notification when this rate changes
Open a High Yield Savings Online Receive a notification when this rate changes
  • 1High Yield Savings. APY = Annual Percentage Yield. The minimum to open this account is $25,000 and earn the stated APY is $25,000. Rates are variable and may change after the account is opened. Fees may reduce earnings. Rate subject to change without notice. For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividend. Your funds at Hanscom FCU are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. Please refer to the Disclosure for Personal Accounts for more information.

Table data for CU Thrive
 Rates effective 02-19-2018
Dividend Rate APY1 Alert Me
2.96% 3.00%
I want to get started. Call me.
  • 1APY = Annual Percentage Yield. No minimum balance requirements apply to this account. Rates for a CU Thrive Account are fixed for the full term (12 months) with a maximum contribution amount of $500 per month. You may schedule transfers up to $500.00 (minimum $5.00 ) each month from a Hanscom FCU checking account. This account will not automatically renew at maturity. There can only be one CU Thrive account open per membership. Please refer to the Disclosure for Personal Accounts for more information. Early withdrawal penalties may apply to certificates. Fees may reduce earnings and the principal amount may be reduced to cover the penalty. To get started click here, stop by any office or call our Member Services Department at 800-656-4328.

Table data for Money Market/Business Investment Account
 Rates effective 02-19-2018
Dividend Rate APY1 Alert Me
Balance less than $2,000.00 0.00% 0.00%
$2,000.00 - $9,999.99 0.50% 0.50%
$10,000.00 - $24,999.99 0.70% 0.70%
$25,000.00 - $49,999.99 0.80% 0.80%
$50,000.00 - $74,999.99 0.90% 0.90%
$75,000.00 - and over 1.00% 1.00%
Open a Money Market Online
  • 1APY = Annual Percentage Yield. The minimum to open this account is $2,000. Rates are variable and may change after the account is opened. Fees may reduce earnings. Rate subject to change without notice. For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividend. Your funds at Hanscom FCU are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. Please refer to the Disclosure for Personal Accounts for more information.

Reviews

Savings Reviews

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CU Thrive Reviews

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Great experiance

5

Great communication and enjoyed hearing and corresponding with my banker. Easy to use website and very comprehensive welcome package. Certainly feels like a small town bank. Refreshing after dealing with the giant banks where your just a number.

Maine

extremely helpful

5

officemanager at beverly branch was the best

beverly ma

People Friendly Bank

5

I got high level treatment as a customer from Helen and Rhonda. Very nice people, followed their credit union best practices and also responsible in understanding customer needs in processing my account openings and heat loan.

Lexington, MA

Great servicw

5

Great Service

Natick

Excellent service and rates!

5

Great rates, terms and very easy to close the loan!

Charlestown

Great

5

We purchased a brand new Ford F-250 and are very happy with the excellent service we were provided.

Hartland, Me

Representatives are very friendly

4

Representatives are very friendly and co-operative

North Andover, MA

Phone help worked well and were personable.

5

None

06840

Great

5

Carol was professional and knowledgeable.

Saugus MA

excellent staff....friendly and Professional

5

Drove down from Vermont .Researched online for a Credit Union located on a a military base. Walked in on a cold day to open a new account . Greeted with a smile by service representative Jamie Shanahan, a professional with a wonderful personality. Put at ease quickly, free coffee and relaxation. Questions answered,paperwork completed,all in a great atmosphere. We have chosen the best Credit Union. Thank You.

Southern Vermont

Savings

4.4 171

86.0

Great service and friendly staff!

5

Had a great experience opening a CU thrive account----- quick and easy !

Billerica Ma

Fills all my banking needs

5

The special saving rate is a great bonus. I can do all of my banking on line too. Website easy to navigate.

Merrimack Valley

Would like the same rate for my 5 year IRA CD

3

Would prefer higher rates for my 5 year IRA certificates. My daughter in the Department of Justice Credit Union gets higher rates for her IRA.

MA

CU Thrive

5

Great way to give back to the HFCU customers and to also encourage savings with a higher rate.

Chelmsford Masschusetts

Great savings tool

5

CU Thrive is a fantastic product.

Woburn, MA

HFCU is the BEST Place for Your Financial Needs

5

I cannot say enough about the customer service I receive regularly from HFCU. They are always ready to assist me whether I have a question or a problem with one of my accounts. And, if they can't resolve problems immediately, they follow through until they are resolved. Their online site is user friendly, too.

Quincy, MA

Easy and fast with good interests

5

Greatest

Massachusetts

i got it because its the best

5

it would even be better if one could start a thrive with a few 1,000.

port charlotte,fl.

Excellent feature, great value !!

5

Great product and services. I switched into Hanscom and made it my Primary Bank.

Bos

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Best Credit Union ever!

5

Hanscom C.U. has the best rates and services. I especially like the CU Thrive account because they offer a very good interest rate unlike any other. When I have issues online someone is available to call so they can complete my transaction over the phone. I have never had a problem with Hanscom Credit Union.

Pepperell, MA

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CU Thrive Reviews

4.8 30

100.0