Savings

Savings

Savings Account

  • Just $25 brings you a world of credit union benefits and establishes your membership in Hanscom FCU.
  • Earn a competitive dividend, which is compounded daily and credited monthly.
  • Enjoy an early payday with Payday Perqs. You could get paid up to two days earlier with direct deposit.

Secondary Shares

  • The easy, effortless way to save for special purposes.
  • Start with as little as $1, then set aside funds regularly for a specific goal.

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Primary Savings Higher Yield CU Thrive (Automate) Money Market Club Accounts Alert Me
Minimum balance to open $25 $1.00 $0 $1.00 $1.00
Minimum balance to earn dividends $25 $25,000 $0 $2,000 NONE
Monthly fees NONE NONE NONE NONE NONE
FREE Online/Mobile Access
Federally Insured

CU Thrive

  • We'll reward your efforts with a terrific rate, which you'll earn for one year on your CU Thrive account.
  • You can begin with as little as $5 or as much as $500 per month, which will automatically transfer from your Hanscom FCU checking account to your CU Thrive account.
  • View the CU Thrive Disclosure (PDF).

Money Market

  • Solid returns with liquid access when you deposit at least $2,000.
  • Earn higher dividends, compounded daily and credited monthly, as your balance grows.
  • Free box of checks.
  • No monthly fees.

Club Accounts

  • Holiday Club, Vacation Club and Secondary Shares.
  • The easy, effortless way to save for special purposes.
  • Start with as little as $1, then set aside funds regularly for a specific goal.

Higher Yield Savings

  • Earn great dividends on balances of $25,000 or more.
  • One withdrawal per month with no penalties or fees.
  • Unlimited deposits to the account in-branch, by telephone, or via Online Access.

Rates

Savings

  •  Rates effective 11-22-2017
Dividend Rate APY1 Alert Me
Share Savings (min. balance $25) 0.25% 0.25%
Holiday & Vacation Club (min. balance $1) 0.25% 0.25%
Secondary Shares (min. balance $1) 0.25% 0.25%
Open a Savings Account Online
  • 1APY = Annual Percentage Yield. The minimum to open this account is $25 (for the Share Savings) and $1.00 (for the Club). For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividend. Your funds at Hanscom FCU are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government.

Higher Yield Savings

  •  Rates effective 11-22-2017
Dividend Rate APY1 Alert Me
1.00% 1.00%
Open a High Yield Savings Online
  • 1High Yield Savings. APY = Annual Percentage Yield. The minimum to open this account is $25,000 and earn the stated APY is $25,000. Rates are variable and may change after the account is opened. Fees may reduce earnings. Rate subject to change without notice. For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividend. Your funds at Hanscom FCU are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. Please refer to the Disclosure for Personal Accounts for more information.

CU Thrive

  •  Rates effective 11-22-2017
Dividend Rate APY1 Alert Me
2.96% 3.00%
I want to get started. Call me.
  • 1APY = Annual Percentage Yield. No minimum balance requirements apply to this account. Rates for a CU Thrive Account are fixed for the full term (12 months) with a maximum contribution amount of $500 per month. You may schedule transfers up to $500.00 (minimum $5.00 ) each month from a Hanscom FCU checking account. This account will not automatically renew at maturity. There can only be one CU Thrive account open per membership. Please refer to the Disclosure for Personal Accounts for more information. Early withdrawal penalties may apply to certificates. Fees may reduce earnings and the principal amount may be reduced to cover the penalty. To get started click here, stop by any office or call our Member Services Department at 800-656-4328.

Money Market/Business Investment Account

  •  Rates effective 11-22-2017
Dividend Rate APY1 Alert Me
Balance less than $2,000.00 0.00% 0.00%
$2,000.00 - $9,999.99 0.40% 0.40%
$10,000.00 - $24,999.99 0.55% 0.55%
$25,000.00 - $49,999.99 0.65% 0.65%
$50,000.00 - $74,999.99 0.70% 0.70%
$75,000.00 - and over 0.80% 0.80%
Open a Money Market Online
  • 1APY = Annual Percentage Yield. The minimum to open this account is $2,000. Rates are variable and may change after the account is opened. Fees may reduce earnings. Rate subject to change without notice. For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividend. Your funds at Hanscom FCU are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. Please refer to the Disclosure for Personal Accounts for more information.

Reviews

Savings Reviews

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CU Thrive Reviews

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REVIEW SNAPSHOT®

by PowerReviews
HFCUSavings
 
4.3

(based on 152 reviews)

Ratings Distribution

  • 5 Stars

     

    (114)

  • 4 Stars

     

    (11)

  • 3 Stars

     

    (6)

  • 2 Stars

     

    (6)

  • 1 Stars

     

    (15)

87%

of respondents would recommend this to a friend.

Pros

No Pros

Cons

No Cons

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No Best Uses
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Reviewed by 152 customers

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5.0

Attention to Detail

By 

from Rhode Island

Verified Buyer

Comments about HFCU Savings:

Thorough-excellent communication.

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5.0

Excellent service

By 

from Fairfax, VA

Verified Buyer

Comments about HFCU Savings:

great representative always keeping us informed. very flexible.
thanks

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5.0

Heat Loan

By 

from Medway, MA

Verified Buyer

Comments about HFCU Savings:

Everyone I have dealt with while obtaining a Heat Loan have been kind, courteous, helpful and professional. I am extremely pleased with HFCU!

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5.0

This is my first experience with Hanscom. Very good so far.

By 

from South Berwick, ME

Verified Buyer

Comments about HFCU Savings:

Satisfied with everything so far.

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4.0

Great Staff

By 

from Salem Mass

Verified Buyer

Comments about HFCU Savings:

I went in for a car/ bike loan, I was told it looks good I should open a savings account to transfer money and pay down the original note, I was called after I opened the account that my debt to income ratio was not going to allow the loan to go through, I went there to take my money out, but because the staff in Beverly was so nice to me about it I left my money there in a money market account instead of closing the account and taking my money elsewhere. Genuine niceness in a person is hard to find, and Olga the branch Manager is one of those people.

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5.0

Easy,professional, friendly,

By 

from Waltham, MA

Verified Buyer

Comments about HFCU Savings:

Great

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5.0

Easy, fast process.

By 

from Cape Cod MA

Verified Buyer

Comments about HFCU Savings:

Very easy process to be approved for an interest free loan. Jennifer very knowledgeable and helpful. Had a previous MassSave loan thru HFCU and was very pleased --- that's why I came back!

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5.0

Pleasant Surpruse

By 

from Ayer MA

Verified Buyer

Comments about HFCU Savings:

I just want to say thank you for sending a wonderful explanation of my credit report numbers and how it all works. It really took the mystery away of how these things are calculated and showed me how I can easily improve.

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4.0

great personel

By 

from jewett city ct

Verified Buyer

Comments about HFCU Savings:

dealing with Helen at the AFB branch was awesome gave me the information I needed very fast thank you

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1.0

No notification of when payment is due

By 

from Boston, MA

Verified Buyer

Comments about HFCU Savings:

Everything is fine except I don't get a statement in the mail or an email notification of when my payment is due. It would be nice to get some type of notification.

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REVIEW SNAPSHOT®

by PowerReviews
HFCUCU Thrive Reviews
 
4.8

(based on 28 reviews)

Ratings Distribution

  • 5 Stars

     

    (23)

  • 4 Stars

     

    (4)

  • 3 Stars

     

    (1)

  • 2 Stars

     

    (0)

  • 1 Stars

     

    (0)

100%

of respondents would recommend this to a friend.

Pros

No Pros

Cons

No Cons

Best Uses

No Best Uses
    • Convenience:
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    • Rate and Terms:
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Reviewed by 28 customers

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3.0

Would like the same rate for my 5 year IRA CD

By 

from MA

Verified Buyer

Comments about HFCU CU Thrive Reviews:

Would prefer higher rates for my 5 year IRA certificates. My daughter in the Department of Justice Credit Union gets higher rates for her IRA.

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5.0

CU Thrive

By 

from Chelmsford Masschusetts

Verified Buyer

Comments about HFCU CU Thrive Reviews:

Great way to give back to the HFCU customers and to also encourage savings with a higher rate.

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5.0

Great savings tool

By 

from Woburn, MA

Verified Buyer

Comments about HFCU CU Thrive Reviews:

CU Thrive is a fantastic product.

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5.0

HFCU is the BEST Place for Your Financial Needs

By 

from Quincy, MA

Verified Buyer

Comments about HFCU CU Thrive Reviews:

I cannot say enough about the customer service I receive regularly from HFCU. They are always ready to assist me whether I have a question or a problem with one of my accounts. And, if they can't resolve problems immediately, they follow through until they are resolved. Their online site is user friendly, too.

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5.0

Easy and fast with good interests

By 

from Massachusetts

Verified Buyer

Comments about HFCU CU Thrive Reviews:

Greatest

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(1 of 1 customers found this review helpful)

 
5.0

i got it because its the best

By 

from port charlotte,fl.

Verified Buyer

Comments about HFCU CU Thrive Reviews:

it would even be better if one could start a thrive with a few 1,000.

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(1 of 1 customers found this review helpful)

 
5.0

Excellent feature, great value !!

By 

from Bos

Verified Buyer

Comments about HFCU CU Thrive Reviews:

Great product and services. I switched into Hanscom and made it my Primary Bank.

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5.0

Best Credit Union ever!

By 

from Pepperell, MA

Verified Buyer

Comments about HFCU CU Thrive Reviews:

Hanscom C.U. has the best rates and services. I especially like the CU Thrive account because they offer a very good interest rate unlike any other. When I have issues online someone is available to call so they can complete my transaction over the phone. I have never had a problem with Hanscom Credit Union.

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5.0

Great value.

By 

from Devens

Verified Buyer

Comments about HFCU CU Thrive Reviews:

Great way to save money.

 
5.0

i have not used these features yet. i am still new.

By 

from McLean

Verified Buyer

Comments about HFCU CU Thrive Reviews:

I am just commenting based on policy and ease of opening. I have not used these accounts yet.

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