Savings

Savings

Savings Account

  • Just $25 brings you a world of credit union benefits and establishes your membership in Hanscom FCU.
  • Earn a competitive dividend, which is compounded daily and credited monthly.
  • Enjoy an early payday with Payday Perqs. You could get paid up to two days earlier with direct deposit.

Secondary Shares

  • The easy, effortless way to save for special purposes.
  • Start with as little as $1, then set aside funds regularly for a specific goal.

  •  
Primary Savings Higher Yield CU Thrive (Automate) Money Market Club Accounts Alert Me
Minimum balance to open $25 $1.00 $0 $1.00 $1.00
Minimum balance to earn dividends $25 $25,000 $0 $2,000 NONE
Monthly fees NONE NONE NONE NONE NONE
FREE Online/Mobile Access
Federally Insured

CU Thrive

  • We'll reward your efforts with a terrific rate, which you'll earn for one year on your CU Thrive account.
  • You can begin with as little as $5 or as much as $500 per month, which will automatically transfer from your Hanscom FCU checking account to your CU Thrive account.
  • View the CU Thrive Disclosure (PDF).

Money Market

  • Solid returns with liquid access when you deposit at least $2,000.
  • Earn higher dividends, compounded daily and credited monthly, as your balance grows.
  • Free box of checks.
  • No monthly fees.

Club Accounts

  • Holiday Club, Vacation Club and Secondary Shares.
  • The easy, effortless way to save for special purposes.
  • Start with as little as $1, then set aside funds regularly for a specific goal.

Higher Yield Savings

  • Earn great dividends on balances of $25,000 or more.
  • One withdrawal per month with no penalties or fees.
  • Unlimited deposits to the account in-branch, by telephone, or via Online Access.

Rates

Savings

  •  Rates effective 05-23-2017
Dividend Rate APY1 Alert Me
Share Savings (min. balance $25) 0.25% 0.25%
Holiday & Vacation Club (min. balance $1) 0.25% 0.25%
Secondary Shares (min. balance $1) 0.25% 0.25%
Open a Savings Account Online
  • 1APY = Annual Percentage Yield. The minimum to open this account is $25 (for the Share Savings) and $1.00 (for the Club). For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividend. Your funds at Hanscom FCU are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government.

Higher Yield Savings

  •  Rates effective 05-23-2017
Dividend Rate APY1 Alert Me
1.00% 1.00%
Open a High Yield Savings Online
  • 1High Yield Savings. APY = Annual Percentage Yield. The minimum to open this account is $25,000 and earn the stated APY is $25,000. Rates are variable and may change after the account is opened. Fees may reduce earnings. Rate subject to change without notice. For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividend. Your funds at Hanscom FCU are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. Please refer to the Disclosure for Personal Accounts for more information.

CU Thrive

  •  Rates effective 05-23-2017
Dividend Rate APY1 Alert Me
2.96% 3.00%
I want to get started. Call me.
  • 1APY = Annual Percentage Yield. No minimum balance requirements apply to this account. Rates for a CU Thrive Account are fixed for the full term (12 months) with a maximum contribution amount of $500 per month. You may schedule transfers up to $500.00 (minimum $5.00 ) each month from a Hanscom FCU checking account. This account will not automatically renew at maturity. There can only be one CU Thrive account open per membership. Please refer to the Disclosure for Personal Accounts for more information. Early withdrawal penalties may apply to certificates. Fees may reduce earnings and the principal amount may be reduced to cover the penalty. To get started click here, stop by any office or call our Member Services Department at 800-656-4328.

Money Market/Business Investment Account

  •  Rates effective 05-23-2017
Dividend Rate APY1 Alert Me
Balance less than $2,000.00 0.00% 0.00%
$2,000.00 - $9,999.99 0.40% 0.40%
$10,000.00 - $24,999.99 0.55% 0.55%
$25,000.00 - $49,999.99 0.65% 0.65%
$50,000.00 - $74,999.99 0.70% 0.70%
$75,000.00 - and over 0.80% 0.80%
Open a Money Market Online
  • 1APY = Annual Percentage Yield. The minimum to open this account is $2,000. Rates are variable and may change after the account is opened. Fees may reduce earnings. Rate subject to change without notice. For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividend. Your funds at Hanscom FCU are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. Please refer to the Disclosure for Personal Accounts for more information.

Reviews

Savings Reviews

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CU Thrive Reviews

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REVIEW SNAPSHOT®

by PowerReviews
HFCUSavings
 
4.4

(based on 80 reviews)

Ratings Distribution

  • 5 Stars

     

    (59)

  • 4 Stars

     

    (8)

  • 3 Stars

     

    (2)

  • 2 Stars

     

    (4)

  • 1 Stars

     

    (7)

85%

of respondents would recommend this to a friend.

Pros

No Pros

Cons

No Cons

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No Best Uses
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Reviewed by 80 customers

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5.0

Great value

By 

from Holliston ma

Verified Buyer

Comments about HFCU Savings:

Great person that helped me open my account.

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4.0

Nice help, getting issues resolved as best as possible

By 

from East Hartford, ct

Verified Buyer

Comments about HFCU Savings:

Issues occurred with my financing, was no fault of Hfcu. They are working with me to solve the issue as best as they can. Pat in the call center has been a tremendous help. The issue is not solved as of yet, but hfcu is working hard to resolve it.

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1.0

on hold now for 25 minutes . . .

By 

from NH

Verified Buyer

Comments about HFCU Savings:

Attempting to set up an auto pay for a car loan or get assistance on the phone has been very difficult. I've been on hold for 25 minutes - just trying to sort out the process so I can set up the account - terrible service. If you don't have enough staff to answer questions on the phone during off hours - then please don't advertise availability. Our time is valuable too . . .

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5.0

Very helpful

By 

from Chelsea ma

Verified Buyer

Comments about HFCU Savings:

Great loan for my vehicle purchase, other bank wasn't doing the best for my perfect credit score .. this bank is great easy to do business!!!

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5.0

great service and rates

By 

from framingham ma

Verified Buyer

Comments about HFCU Savings:

Im very happy since the process start because they help me all the time. Great service and great people working for you.
Thanks

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5.0

Highly accommodating staff

By 

from Massachusetts

Verified Buyer

Comments about HFCU Savings:

Our loan officer, Rhonda, was a pleasure to work with. She explained everything in detail and went out of her way to accommodate our work schedule and meet us during off bank hours for our closing.

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5.0

Happy Customer

By 

from Mass

Verified Buyer

Comments about HFCU Savings:

Quick approval and great rate!

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1.0

TERRIBLE EXPERIENCE!!!

By 

from boston ma

Verified Buyer

Comments about HFCU Savings:

Terrible, misleading agents. Confusing to speak with. Took business elsewhere - their loss.

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5.0

Happy with my choice!

By 

from Cambridge, MA

Verified Buyer

Comments about HFCU Savings:

Although it's early in our relationship, so far I am really happy with my choice of Hanscom for my car loan. They offered me a very good rate & payment plan, made it easy for me to set it up, and their communications are clear and straight-forward.

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5.0

1# bank

By 

from Whitman ma

Verified Buyer

Comments about HFCU Savings:

Best rates excellent people

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REVIEW SNAPSHOT®

by PowerReviews
HFCUCU Thrive Reviews
 
4.8

(based on 20 reviews)

Ratings Distribution

  • 5 Stars

     

    (16)

  • 4 Stars

     

    (4)

  • 3 Stars

     

    (0)

  • 2 Stars

     

    (0)

  • 1 Stars

     

    (0)

100%

of respondents would recommend this to a friend.

Pros

No Pros

Cons

No Cons

Best Uses

No Best Uses
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    • Rate and Terms:
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Reviewed by 20 customers

Displaying reviews 1-10

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5.0

Great value.

By 

from Devens

Verified Buyer

Comments about HFCU CU Thrive Reviews:

Great way to save money.

 
5.0

i have not used these features yet. i am still new.

By 

from McLean

Verified Buyer

Comments about HFCU CU Thrive Reviews:

I am just commenting based on policy and ease of opening. I have not used these accounts yet.

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5.0

CU thrive is a great program.

By 

from Dalton, MA

Verified Buyer

Comments about HFCU CU Thrive Reviews:

I have always had great service from Hanscom and CU thrive is a great value.

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5.0

excellent services

By 

from holliston, ma

Verified Buyer

Comments about HFCU CU Thrive Reviews:

no more comments than excelllent

 
5.0

CU Thrive

By 

from McLean,VA

Verified Buyer

Comments about HFCU CU Thrive Reviews:

that purchase was suggested by employee, nice to have someone look at for you

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5.0

Excellent value

By 

from Colorado

Verified Buyer

Comments about HFCU CU Thrive Reviews:

Convenient setup with an excellent value.

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5.0

Great value and smart investment.

By 

from McLean

Verified Buyer

Comments about HFCU CU Thrive Reviews:

Fantastic investment

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5.0

A Great Way to Start Saving Even With Little Money!

By 

from Lexington

Verified Buyer

Comments about HFCU CU Thrive Reviews:

This is a great way for anyone to start saving money especially for people who don't think saving $5.00 per wk will add up to much! If that's too much try $5.00 per month. The money is deducted from your checking accounting monthly based on the $ amounts you discussed with the CU. This is a great start and with the interest rate around 3% watch how your money grows! Yes, you have to leave it in this account for 1 year (based on the anniversary date you opened the "CU Thrive Account") but at the end of that year these funds get transferred into your Savings Account (they do not get rolled over to the next year... you have to contact the CU to start all over again.)

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4.0

Helene and Rhonda are extremely helpful and responsive.

By 

from Boston MA

Verified Buyer

Comments about HFCU CU Thrive Reviews:

Easy account to open. Great service

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5.0

Great value compared to other rates.

By 

from Boston

Verified Buyer

Comments about HFCU CU Thrive Reviews:

Great deal compared to other rates. It's not as flexible as I would like. Would like to put in more than $500 a month. Would like to control the money going in myself. Thank you!

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