Savings

Savings

Savings Account

  • Just $25 brings you a world of credit union benefits and establishes your membership in Hanscom FCU.
  • Earn a competitive dividend, which is compounded daily and credited monthly.
  • Enjoy an early payday with Payday Perqs. You could get paid up to two days earlier with direct deposit.

Secondary Shares

  • The easy, effortless way to save for special purposes.
  • Start with as little as $1, then set aside funds regularly for a specific goal.

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Primary Savings Higher Yield CU Thrive (Automate) Money Market Club Accounts Alert Me
Minimum balance to open $25 $1.00 $0 $1.00 $1.00
Minimum balance to earn dividends $25 $25,000 $0 $2,000 NONE
Monthly fees NONE NONE NONE NONE NONE
FREE Online/Mobile Access
Federally Insured

CU Thrive

  • We'll reward your efforts with a terrific rate, which you'll earn for one year on your CU Thrive account.
  • You can begin with as little as $5 or as much as $500 per month, which will automatically transfer from your Hanscom FCU checking account to your CU Thrive account.
  • View the CU Thrive Disclosure (PDF).

Money Market

  • Solid returns with liquid access when you deposit at least $2,000.
  • Earn higher dividends, compounded daily and credited monthly, as your balance grows.
  • Free box of checks.
  • No monthly fees.

Club Accounts

  • Holiday Club, Vacation Club and Secondary Shares.
  • The easy, effortless way to save for special purposes.
  • Start with as little as $1, then set aside funds regularly for a specific goal.

Higher Yield Savings

  • Earn great dividends on balances of $25,000 or more.
  • One withdrawal per month with no penalties or fees.
  • Unlimited deposits to the account in-branch, by telephone, or via Online Access.

Rates

Savings

  •  Rates effective 03-04-2015
Dividend Rate APY1 Alert Me
Share Savings (min. balance $25) 0.20% 0.20%
Holiday & Vacation Club (min. balance $1) 0.20% 0.20%
Secondary Shares (min. balance $1) 0.20% 0.20%
  • 1APY = Annual Percentage Yield. The minimum to open this account is $25 (for the Share Savings) and $1.00 (for the Club). For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividend. Your funds at Hanscom FCU are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government.

Higher Yield Savings

  •  Rates effective 03-04-2015
Dividend Rate APY1 Alert Me
0.75% 0.75%
  • 1High Yield Savings. APY = Annual Percentage Yield. The minimum to open this account is $25,000. For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividend. Your funds at Hanscom FCU are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. Please refer to the Disclosure for Personal Accounts for more information.

CU Thrive

  •  Rates effective 03-04-2015
Dividend Rate APY1 Alert Me
2.96% 3.00%
  • 1APY = Annual Percentage Yield. No minimum balance requirements apply to this account. Rates for a CU Thrive Account are fixed for the full term (12 months) with a maximum contribution amount of $500 per month. You may schedule transfers up to $500.00 (minimum $5.00 ) each month from a Hanscom checking account. This account will not automatically renew at maturity. Please refer to the Disclosure for Personal Accounts for more information. Early withdrawal penalties may apply to certificates. Fees may reduce the investment below the principal held at the beginning of the term. To open an account click here, stop by any office or call our Member Services Department at 800-656-4328.

Money Market/Business Investment Account

  •  Rates effective 03-04-2015
Dividend Rate APY1 Alert Me
Balance less than $2,000.00 0.00% 0.00%
$2,000.00 - $9,999.99 0.25% 0.25%
$10,000.00 - $24,999.99 0.40% 0.40%
$25,000.00 - $49,999.99 0.40% 0.40%
$50,000.00 - $74,999.99 0.45% 0.45%
$75,000.00 - and over 0.55% 0.55%
  • 1APY = Annual Percentage Yield. The minimum to open this account is $2,000. For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividend. Your funds at Hanscom FCU are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. Please refer to the Disclosure for Personal Accounts for more information.

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