Savings

Savings

Savings Account

  • Just $25 brings you a world of credit union benefits and establishes your membership in Hanscom FCU.
  • Earn a competitive dividend, which is compounded daily and credited monthly.
  • Enjoy an early payday with Payday Perqs. You could get paid up to two days earlier with direct deposit.

Secondary Shares

  • The easy, effortless way to save for special purposes.
  • Start with as little as $1, then set aside funds regularly for a specific goal.

  •  
Primary Savings Higher Yield CU Thrive (Automate) Money Market Club Accounts Alert Me
Minimum balance to open $25 $1.00 $0 $1.00 $1.00
Minimum balance to earn dividends $25 $25,000 $0 $2,000 NONE
Monthly fees NONE NONE NONE NONE NONE
FREE Online/Mobile Access
Federally Insured

CU Thrive

  • We'll reward your efforts with a terrific rate, which you'll earn for one year on your CU Thrive account.
  • You can begin with as little as $5 or as much as $500 per month, which will automatically transfer from your Hanscom FCU checking account to your CU Thrive account.
  • View the CU Thrive Disclosure (PDF).

Money Market

  • Solid returns with liquid access when you deposit at least $2,000.
  • Earn higher dividends, compounded daily and credited monthly, as your balance grows.
  • Free box of checks.
  • No monthly fees.

Club Accounts

  • Holiday Club, Vacation Club and Secondary Shares.
  • The easy, effortless way to save for special purposes.
  • Start with as little as $1, then set aside funds regularly for a specific goal.

Higher Yield Savings

  • Earn great dividends on balances of $25,000 or more.
  • One withdrawal per month with no penalties or fees.
  • Unlimited deposits to the account in-branch, by telephone, or via Online Access.

Rates

Savings

  •  Rates effective 02-27-2017
Dividend Rate APY1 Alert Me
Share Savings (min. balance $25) 0.20% 0.20%
Holiday & Vacation Club (min. balance $1) 0.20% 0.20%
Secondary Shares (min. balance $1) 0.20% 0.20%
  • 1APY = Annual Percentage Yield. The minimum to open this account is $25 (for the Share Savings) and $1.00 (for the Club). For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividend. Your funds at Hanscom FCU are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government.

Higher Yield Savings

  •  Rates effective 02-27-2017
Dividend Rate APY1 Alert Me
0.75% 0.75%
Open a High Yield Savings Online
  • 1High Yield Savings. APY = Annual Percentage Yield. The minimum to open this account is $25,000 and earn the stated APY is $25,000. Rates are variable and may change after the account is opened. Fees may reduce earnings. Rate subject to change without notice. For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividend. Your funds at Hanscom FCU are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. Please refer to the Disclosure for Personal Accounts for more information.

CU Thrive

  •  Rates effective 02-27-2017
Dividend Rate APY1 Alert Me
2.96% 3.00%
I want to get started. Call me.
  • 1APY = Annual Percentage Yield. No minimum balance requirements apply to this account. Rates for a CU Thrive Account are fixed for the full term (12 months) with a maximum contribution amount of $500 per month. You may schedule transfers up to $500.00 (minimum $5.00 ) each month from a Hanscom FCU checking account. This account will not automatically renew at maturity. There can only be one CU Thrive account open per membership. Please refer to the Disclosure for Personal Accounts for more information. Early withdrawal penalties may apply to certificates. Fees may reduce earnings and the principal amount may be reduced to cover the penalty. To get started click here, stop by any office or call our Member Services Department at 800-656-4328.

Money Market/Business Investment Account

  •  Rates effective 02-27-2017
Dividend Rate APY1 Alert Me
Balance less than $2,000.00 0.00% 0.00%
$2,000.00 - $9,999.99 0.25% 0.25%
$10,000.00 - $24,999.99 0.40% 0.40%
$25,000.00 - $49,999.99 0.50% 0.50%
$50,000.00 - $74,999.99 0.55% 0.55%
$75,000.00 - and over 0.65% 0.65%
Open a Money Market Online
  • 1APY = Annual Percentage Yield. The minimum to open this account is $2,000. Rates are variable and may change after the account is opened. Fees may reduce earnings. Rate subject to change without notice. For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividend. Your funds at Hanscom FCU are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. Please refer to the Disclosure for Personal Accounts for more information.

Reviews

Savings Reviews

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CU Thrive Reviews

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REVIEW SNAPSHOT®

by PowerReviews
HFCUSavings
 
4.1

(based on 22 reviews)

Ratings Distribution

  • 5 Stars

     

    (15)

  • 4 Stars

     

    (1)

  • 3 Stars

     

    (2)

  • 2 Stars

     

    (1)

  • 1 Stars

     

    (3)

85%

of respondents would recommend this to a friend.

Pros

No Pros

Cons

No Cons

Best Uses

No Best Uses
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Reviewed by 22 customers

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3.0

Online application is tough to follow

By 

from Hanscom afb

Verified Buyer

Comments about HFCU Savings:

Love the credit union. Love the staff. But trying to open an additional account (on line) when you're already a member isn't intuitive.
I struggled trying to add a high yield savings account in addition to my checking that I've had for years. The online instructions and required steps were hard to follow. It took a couple of phone calld amd a personal visit to the credit union to straighten it out.

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5.0

Thank you for an easy financing experience!

By 

from Plymouth, MA

Verified Buyer

Comments about HFCU Savings:

Very easy process and excellent customer service!

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5.0

Recent loan

By 

from Boston

Verified Buyer

Comments about HFCU Savings:

Excellent

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5.0

Will not bank anywhere else

By 

from Nashua NH

Verified Buyer

Comments about HFCU Savings:

The only comment I have is: I live in Nashua NH and when I need to go to credit union in person, it is an inconvenience. Not as easy as it was before I retired when I could walk to the CU.

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5.0

Great, helpful service!

By 

from Boston, MA

Verified Buyer

Comments about HFCU Savings:

So far, everyone I have spoken to or worked with here has been extremely helpful and courteous.

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5.0

Easy

By 

from Boston, MA

Verified Buyer

Comments about HFCU Savings:

N/A

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5.0

Most positive experience I've ever had with a banking instit

By 

from Medford

Verified Buyer

Comments about HFCU Savings:

Helene went above and beyond between welcoming me to the bank and making sure all my questions were answered fully

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2.0

It's probably great, but next to impossible to set up

By 

from Boston

Verified Buyer

Comments about HFCU Savings:

I've been trying to figure out how to finish opening and setting up an account and savings account but there's almost no instruction on how to do so. Seems inconvenient and inefficient but would probably be a great service otherwise.

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1.0

pretty bad experience overall

By 

from Billerica

Verified Buyer

Comments about HFCU Savings:

not sure where to start. I was told I was approved for a car loan to then go down to fill out paperwork and get told by another employee, loudly & repeatedly, that I was not approved and when they tried to get a hold of the person I dealt with she was out sick and they wouldn't give me any information including the name of her supervisor. Then when I was told by her, days later, that I was approved ..in an email ..and I wrote back asking how to handle paying my car loan, I have yet to get a response and it's been weeks. My husband also called to see if he could get some information for me and was treated like garbage but then told that someone would contact me instead which again never happened. i have no idea how much my new payments are..when they are due..how to pay..where to pay.

 
5.0

Friendly, Helpful, and Attentive

By 

from Charlton

Verified Buyer

Comments about HFCU Savings:

Thank you for the help with our Home heating replacement project.

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REVIEW SNAPSHOT®

by PowerReviews
HFCUCU Thrive Reviews
 
4.7

(based on 10 reviews)

Ratings Distribution

  • 5 Stars

     

    (7)

  • 4 Stars

     

    (3)

  • 3 Stars

     

    (0)

  • 2 Stars

     

    (0)

  • 1 Stars

     

    (0)

Reviewed by 10 customers

Displaying reviews 1-10

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5.0

Anna, the rep from the Burlington, MA 01803 Great, Great

By 

from Middlesex Ave Burlington, MA 01803

Verified Buyer

Comments about HFCU CU Thrive Reviews:

Anna customers service help me and she was knowledgeable great great services

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5.0

Great staff

By 

from Hudson MA

Verified Buyer

Comments about HFCU CU Thrive Reviews:

Rated low on convenience because I cannot easily visit HFCU on base without my husband coming to the main gate, getting visitor pass, etc. Not convenient for me since main gate became more restrictive. Staff is always friendly and professional via phone, but miss the face-to-face contact on occasion. Great rates, financial programs, etc. Am so pleased to be part of the CU Thrive.

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(1 of 1 customers found this review helpful)

 
5.0

Easy way to start saving!

By 

from burlington

Verified Buyer
Site Member

Comments about HFCU CU Thrive Reviews:

After seeing this, I was excited to share with my husband an easy way to start saving for a house. Thanks HFCU!

 
5.0

CU Thrive

By 

from Boston

Verified Buyer
Site Member

Comments about HFCU CU Thrive Reviews:

A CU account is the easiest way to save for your future and the interest is better.

 
4.0

CU Thrive

By 

from Work,Brockton Home,New Bedford

Verified Buyer
Site Member

Comments about HFCU CU Thrive Reviews:

I started the account a little while ago and my bi-weekly contributions as set by me are very doable. The frequency is painless as I watch the account grow. The interest rate I am earning is really the best
I've seen in the area. I couldn't be more pleased.

 
5.0

cu thrive

By 

from massachusetts

Verified Buyer
Site Member

Comments about HFCU CU Thrive Reviews:

very helpful tellar

 
5.0

Thrive account

By 

from Hudson, NH

Verified Buyer
Site Member

Comments about HFCU CU Thrive Reviews:

Great rate and effortless way to save money, just sign up and its done!

 
4.0

CU Thrive Account Review

By 

from Boston, MA

Verified Buyer
Site Member

Comments about HFCU CU Thrive Reviews:

Great account, easy to set up and manage. Had some issues with the first few deposits being too large and not as frequently as I requested, but issues were promptly resolved upon speaking with an account manager. Highly recommend this account, but keep track of the amount and frequency of deposits to ensure there are no issues.

 
5.0

Great Services

By 

from Not Disclosed

Verified Buyer
Site Member

Comments about HFCU CU Thrive Reviews:

I have been a member for just over 4 years now and it has been a great banking experience. The location at Mitre has been extremely convenient and I didn't even need to leave work to get my banking done. The Thrive account is probably my favorite for the higher return rate.

 
4.0

The Best

By 

from Not Disclosed

Verified Buyer
Site Member

Comments about HFCU CU Thrive Reviews:

HFCU is by far the best place for your money. The CU thrive account actually allows your money to make money while in the bank which is awesome. Transferring any money is also a breeze with HFCU! Only thing that could be improved is the mobile app which just needs better aesthetics and optimization to make it run faster.

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