Welcome Back!
Our branches are open. Masks are required. Please note that our Moakley branch is currently open on Mondays and Wednesdays only.
- Loans & Credit Cards
- Loan Rates
- Mortgages
- Car Loans
- Real Estate Services
- Car Lease-like program
- Home Equity
- Motorcycle, Boat and RV Loans
- Mass Save 0% Loan
- Credit Cards
- Low-Cost HECM Reverse Mortgage
- Personal Loans
- Solar Energy Program
- Personal Line of Credit
- Business Loans
- Private Student Loans
- Pay My Loan
- Calculators
Using Credit Cards
Smart ways to manage your payments and balances Learn more about using credit cards
Budgeting
Budgeting is an important step in achieving any financial goal, but it doesn’t have to be complicated or time consuming. Learn more about budgeting
Mobile Deposits
Make check deposits 24/7 from your mobile device or computer. Learn about EasyDepositThe Paycheck Protection Program (PPP) is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. We are an approved SBA Lender, and we can help.
The Paycheck Protection Program is implemented by the Small Business Administration with support from the Department of the Treasury. Visit www.sba.gov for more information.
Here’s how to get started:
- Complete and submit the contact form below.
- Download the Member Business Loan Application and the Paycheck Protection Program Application (see links to the right).
- Follow the instructions provided to complete both applications.
On the HFCU Member Business Loan Application, please complete the top four lines on the first page, the ownership information and questions on the second page and sign the third page. You only need to fill out the Business Loan Application as outlined, you do not have to fill out the other forms.
If you do not currently have a Business Membership with HFCU, this is necessary. Please call one of our HFCU Branches to determine what documentation will be needed to establish a Business Membership and schedule an appointment to open one.
- A member of our team will contact you with instructions on how to securely send us the Member Business Loan Application and the Paycheck Protection Program Application.
Member Business Loan Application:
- Fill out the top section on page 1 (SOURCES AND USES OF LOAN PROCEEDS). In the "Explain Other:" field, write “Paycheck Protection Program.”
- On page two, fill out the principal(s) owners section, then sign and date.
Download Business Loan Application
Paycheck Protection Program:
We will need the supporting documentation as to how the average monthly payroll was calculated, based upon the definition outlined in the Paycheck Protection Program Application (page #3, “Instructions for completing this form”).
We need acceptable back up to your “Average Monthly Payroll” calculation and proof that you had employees on February 15, 2020.
Acceptable back up is as follows:
- All four 2019 941’s Quarterly Payroll
- 2019 Form 940 Payroll Report
- W-3
- Payroll Company reports