Temporary Changes to Branch Availability

All branches are closed Thursday, November 26, 2020, in observance of Thanksgiving Day. 

Click here to see temporary changes to branch availability at our Bedford, Cambridge (Mt. Auburn Hospital), Concord, Dorchester (South Bay Center), JFK, McCormack, MITRE Bedford, MITRE McLean (Virginia), Moakley, Natick, and O'Neill branches.

CU Thrive Automated Savings Program

Saving is Easy with CU Thrive

Automated Savings Overview

  • We'll reward your efforts with a terrific rate, which you'll earn for one year on your CU Thrive account.
  • You can begin with as little as $5 or as much as $500 per month, which will automatically transfer from your Hanscom FCU checking account to your CU Thrive account.
  • View the CU Thrive Disclosure (PDF).

Table data for CU Thrive
 Rates effective 11-25-2020
Dividend Rate APY1 Alert Me
1.98% 2.00% Receive a notification when this rate changes
  • 1APY = Annual Percentage Yield. No minimum balance requirements apply to this account. Rates for a CU Thrive Account are fixed for the full term (12 months) with a maximum contribution amount of $500 per month. You may schedule transfers up to $500.00 (minimum $5.00 ) each month from a Hanscom FCU checking account. This account will not automatically renew at maturity. There can only be one CU Thrive account open per membership. Please refer to the Disclosure for Personal Accounts for more information. Early withdrawal penalties may apply to certificates. Fees may reduce earnings and the principal amount may be reduced to cover the penalty. To get started click here, stop by any office or call our Member Services Department at 800-656-4328.


  • How do I deposit into my CU Thrive account?
    All deposits are made automatically from your Hanscom FCU checking account. You may not deposit cash or checks, transfer funds online, by phone, or at a branch, or transfer from another member's checking or a checking account you own at another financial institution.
  • Is there a minimum balance to open a CU Thrive account?
    The account is opened with a $0 balance. You must transfer at least $5 per month to the account, beginning in the first month (30 calendar days).
  • How much can I transfer per month?
    You may transfer any amount between $5 and $500 per month.
  • How often can I transfer funds?
    You can transfer once per month, twice per month (on the 1st and 15th) once every two weeks, or every week.
  • How do I transfer funds to CU Thrive?
    When you open the account, you will choose how much you wish to transfer and the frequency. Transfers are made automatically from your Hanscom FCU checking account. You may not transfer funds online, or transfer from another member's checking or a checking account you own at another financial institution.
  • Can I change my CU Thrive transfer?
    You may change or stop your transfer at any time during the term. To change the amount or frequency of your CU Thrive transfer, contact us by secure email, telephone, or in writing. If you stop transfers, your account balance will continue to earn dividends until the account matures.
  • Can I close my CU Thrive account?
    Closing your CU Thrive account before the anniversary date will result in a penalty of 90 days dividend on the amount withdrawn. Penalties may reduce the investment below the principal held at the beginning of the term.
  • Can I roll funds to a new CU Thrive account on my anniversary date?
    You may not roll over funds from your previous CU Thrive account.
  • Are there any fees on a CU Thrive account?
    No. There are no fees to open or maintain a CU Thrive account.
  • How do I keep track of my CU Thrive account?
    Your account will be displayed in your statement and Online Account Access. Related transfers will be posted in the appropriate account. We will mail you a renewal notice prior to your CU Thrive account's anniversary date.
  • Can I open multiple CU Thrive accounts?
    No. There can only be one CU Thrive account open per membership. You may open a new account on your anniversary date by contacting us when you receive your anniversary notice.

Get Started

Complete the form below and a member of the Member Relations team will contact you. You can also visit any branch location or call us at 800-656-4328 for details.

We care about your privacy. Please do not include your member number, SSN, or any other private information in your e-mail.
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ATM here in Sarasota brings bank to me


Hanscom is my bank for 40 years. I'm in Florida now But 90% banking is with you

Sarasota Florida


Friendly, willing to assist with any bank problem,


Having used the Hanscom Federal Credit Union for approximately 40 years, I have nothing but great things to say about this service. Have always been serviced by very helpful Bank employees when needing services or needing the adjustment for a problem.

Massachusetts /Boston/Medford/Bedford


Great People


Fast and easy in and out even with the concerns. Another reason I have been a member since 1978.

Bedford, MA


Great Service and friendly staff


Everyone we meet has been wonderful. After my husband passed away I was surprised by the genuine caring from everyone that knew him. It was easy to get my banking needs taken care of and to go from the joint account to an individual account.

Hanscom AFB, MA




I became a member of HFCU in 2013 and it has been one of my wisest financial decisions. The Credit Union offerings and customer service professionals are top-notch! I recently had the pleasure of working with Ciara and Lisa on my HELOC application. They were an outstanding team who made the entire process simple and straightforward. Thank you for your assistance!

Andover, MA


Great Value





Easy online access. knowledgeable staff that will help you.


Awesome service always. Especially during COVID-19

Somerville MA


Great money value


Excellent customer service. They attempted to reach me by both telephone and email. I was able to accomplish the establishment of the account in less than a minute.

Freedom, NH


Love this credit union


This is my second time having a CU thrive accouint. HFCU is simple and easy to use with great rates.

Boston, MA


Good product


Always receive wonderful service and lots of diverse products to choose from. Great customer service response. Immediate and friendly!! I and my family have been members for 60+ years

South Easton, Ma


CU Thrive Reviews

4.8 126