CU Thrive Automated Savings Program

Saving is Easy with CU Thrive

Automated Savings Overview

  • We'll reward your efforts with a terrific rate, which you'll earn for one year on your CU Thrive account.
  • You can begin with as little as $5 or as much as $500 per month, which will automatically transfer from your Hanscom FCU checking account to your CU Thrive account.
  • View the CU Thrive Disclosure (PDF).

Table data for CU Thrive
 Rates effective 01-17-2019
Dividend Rate APY1 Alert Me
4.89% 5.00% Receive a notification when this rate changes
  • 1APY = Annual Percentage Yield. No minimum balance requirements apply to this account. Rates for a CU Thrive Account are fixed for the full term (12 months) with a maximum contribution amount of $500 per month. You may schedule transfers up to $500.00 (minimum $5.00 ) each month from a Hanscom FCU checking account. This account will not automatically renew at maturity. There can only be one CU Thrive account open per membership. Please refer to the Disclosure for Personal Accounts for more information. Early withdrawal penalties may apply to certificates. Fees may reduce earnings and the principal amount may be reduced to cover the penalty. To get started click here, stop by any office or call our Member Services Department at 800-656-4328.

FAQs

  • How do I deposit into my CU Thrive account?
    All deposits are made automatically from your Hanscom FCU checking account. You may not deposit cash or checks, transfer funds online, by phone, or at a branch, or transfer from another member's checking or a checking account you own at another financial institution.
  • Is there a minimum balance to open a CU Thrive account?
    The account is opened with a $0 balance. You must transfer at least $5 per month to the account, beginning in the first month (30 calendar days).
  • How much can I transfer per month?
    You may transfer any amount between $5 and $500 per month.
  • How often can I transfer funds?
    You can transfer once per month, twice per month (on the 1st and 15th) once every two weeks, or every week.
  • How do I transfer funds to CU Thrive?
    When you open the account, you will choose how much you wish to transfer and the frequency. Transfers are made automatically from your Hanscom FCU checking account. You may not transfer funds online, or transfer from another member's checking or a checking account you own at another financial institution.
  • Can I change my CU Thrive transfer?
    You may change or stop your transfer at any time during the term. To change the amount or frequency of your CU Thrive transfer, contact us by secure email, telephone, or in writing. If you stop transfers, your account balance will continue to earn dividends until the account matures.
  • Can I close my CU Thrive account?
    Closing your CU Thrive account before the anniversary date will result in a penalty of 90 days dividend on the amount withdrawn. Penalties may reduce the investment below the principal held at the beginning of the term.
  • Can I roll funds to a new CU Thrive account on my anniversary date?
    You may not roll over funds from your previous CU Thrive account.
  • Are there any fees on a CU Thrive account?
    No. There are no fees to open or maintain a CU Thrive account.
  • How do I keep track of my CU Thrive account?
    Your account will be displayed in your statement and Online Account Access. Related transfers will be posted in the appropriate account. We will mail you a renewal notice prior to your CU Thrive account's anniversary date.
  • Can I open multiple CU Thrive accounts?
    No. There can only be one CU Thrive account open per membership. You may open a new account on your anniversary date by contacting us when you receive your anniversary notice.

Get Started

Complete the form below and a member of the Member Relations team will contact you. You can also visit any branch location or call us at 800-656-4328 for details.






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Reviews

One of the best benefits of my job! Who knew?

5

The credit union are open to federal government workers and I luckily stumbled into this financial institution. Currently I have a home equity loan with them. I just paid off an auto loan at under 2%. I manage my different accounts to cover various aspects of my life. The mobile app doesn't work very well on my Samsung 7 edge though initially it was fine but after some updates... Of course there are limited branches but I use another credit union near where I live. I like the fact that their coin sorting machines are free for members. And don't forget their CU Thrive program not at 5%. Keep up the good work!

Somerville, MA

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Banking & More

5

Their employee's are diverse and knowledgeable, anyone would feel welcomed at Hanscom!

Boston, MA

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Excellent Service

5

Billerica location; Ms. Patty T.- answered all our questions and concerns. She was very professional and accommodating in supporting our needs. Thanks!!

Billerica

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Fast set up

5

Easy to set up and glad to finally get it going! Customer service was top notch!

Sterling VA

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Outstanding interest rate!

5

CU Thrive hits all the marks.

Brighton, MA

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Great Service. Knowledge customer rep.

5

Excellent service. Knowledgeable customer representatice.

Bkston.ma

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CU Thrive

5

Great Credit Union. Very helpful staff

Belchertown, Ma

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Great customer service!

5

Opened up a new account for our baby girl and it was so easy and fast. Customer service was very friendly and helpful!

Hanscom

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Highest rate I could find for my financial abilities!

5

It was extremely hard to do "online" had to go onsite, hard---have a new hip and a service animal.(reason for 3 stars!) Staff-Bankers were very Polite, Professional, Personable and apologetic though about my online difficulty. That was well worth the experience...

Chelmsford MA

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Great service and friendly staff!

5

Had a great experience opening a CU thrive account----- quick and easy !

Billerica Ma

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CU Thrive Reviews

4.8 39

100.0