Refinance Your Car Loan
More Smiles per Gallon
Are you paying too much on your monthly car payment?
HIt the brakes on high car payments
- Same rate on new or used
- Finance up to 120% of purchase price
- No application fees or title transfer fees
- Flexible payment options - weekly, biweekly or monthly
Refinance Your Car Loan
- Lower your monthly payment and save hundreds of dollars in finance charges.
- Drop your current auto loan rate by ½%, 1%, 2% or more.
- No application fees or title transfer fees.
Car, Truck & SUV Loan Rates
| Annual Percentage Rates (APR) as low as:1 | Payment per $1,0002 | Alert Me | |
|---|---|---|---|
| 2024-2026 Vehicles Up to 66 Months |
3.99% | $16.96 | Receive a notification when this rate changes |
| 2024-2026 Vehicles Up to 78 Months |
4.49% | $14.87 | Receive a notification when this rate changes |
| 2024-2026 Vehicles
Up To 84 Months |
5.19% | $14.29 | Receive a notification when this rate changes |
| 2020-2023 Vehicles
Up To 66 Months |
4.39% | $17.15 | Receive a notification when this rate changes |
| 2020-2023 Vehicles
Up To 78 Months |
4.89% | $15.06 | Receive a notification when this rate changes |
| 2020-2023 Vehicles
Up To 84 Months |
5.59% | $14.49 | Receive a notification when this rate changes |
| 2019 and Older
Up To 66 Months |
5.09% | $17.48 | Receive a notification when this rate changes |
| 2019 and Older
Up To 78 Months |
5.59% | $15.40 | Receive a notification when this rate changes |
| 2019 and Older
Up To 84 Months |
6.59% | $14.98 | Receive a notification when this rate changes |
| Apply now | Receive a notification when this rate changes | ||
| Bi-weekly payment options are available. Maximum loan-to-value (LTV) for vehicle loans is up to 120% for qualified borrowers. To qualify for the lowest advertised APR, borrowers must have a credit score of 700 or greater and meet all applicable discount and underwriting requirements. Loans are subject to credit approval. Rates shown represent the lowest available APRs for each vehicle model year and term and assume qualification for all available rate discounts. Available discounts include: • 0.25% APR discount for qualifying Hybrid or Electric Vehicles • 0.25% APR discount for eligible Active Military members or First Responders • Up to 1.00% APR discount based on loan-to-value (LTV) For example, the advertised 3.99% APR for a 2024-2026 vehicle financed for up to 66 months assumes a base APR of 5.49% and qualification for all available discounts. Active Military discount is available to current active-duty members of the United States Armed Forces, including the Army, Navy, Air Force, Marine Corps, Space Force, Coast Guard, National Guard, NOAA Commissioned Corps, and U.S. Public Health Service Commissioned Corps. First Responders include paid or volunteer firefighters, law enforcement officers (including sheriffs and deputies), correctional officers, state troopers, federal law enforcement officers, campus police officers, emergency medical technicians (EMTs), paramedics, and 911 dispatchers. Rates shown are the lowest available rates currently offered. Not all applicants will qualify for the lowest advertised rates, terms, or discounts. Discount eligibility is subject to verification and underwriting requirements. Rates, terms, discounts, and programs are subject to change or discontinuation at any time without notice. |
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