Independence Day

On Friday, July 3, the following branches will be closed in observance of Independence Day: Concord, Natick, O'Neill, JFK, McCormack, Barnes, Coast Guard, and Moakley. All branch locations will be closed on Saturday, July 4, 2020. Our Concord branch will also be closed on Monday, July 6. 

Refinance Your Car Loan

Apply, sign and refinance your car loan online.

Auto Refinance Overview

Refinancing your car loan is quick, easy, and could save you a lot of money each month.

Compare Rates

Complete the form below and a member of the team will contact you and evaluate your existing loan with no obligation.






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Calculate Your Payment

How much car can you afford?

3 year loan:
7 year loan:
Apply Now

Auto Refinance Resources

We have additional resources:

Drive Away Happy (Free eBook)
Car Buying Checklist (PDF)
Lemon Dodger Worksheet (PDF)
Vehicle Research

Reviews

Financing: The easy part of my car-buying experience!

5

Easy online application process with a quick response on approval. I'm pleased with the terms of my auto loan and the member services representative that worked with me was fantastic.

MA

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Excellent experience

5

Excellent customer service, fast loan approval.

Boston

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Great!!

5

I refinanced my car loan with a great rate and it was so easy to apply. The branch manager was very capable and it got done right away.

Boston MA

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Great service

5

Easy to apply for and receive loan. Staff were very helpful.

Tyngsboro, MA

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So smooth

5

All loan officers and service representatives were friendly, professional, and a pleasure to work with.

Melrose

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Excellent experience yet again!

5

I was offered an incredible rate to buy my lease out. Everything was taken care of online, and done in short order! Julie B. is outstanding!!! I love HFCU!

Tamworth, NH

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Great job by all involved with the loan process, kudos!!!!

5

Sue, Julie, Jason, Joe, Ken, were instrumental in the auto refinance process in some way, shape, and form and lastly I can't leave out Olga, who has helped me out on issues in the past at your old location in Beverly.

Danvers, Ma.

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The process was simply fantastic!

5

It was so easy to refinance our car loan to a lower apr . HFCU was fantastic and we highly recommend them.

Estero Florida

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Quick and easy!

5

Excellent process from beginning to end! Thank you HFCU for helping my wife and I secure an auto loan!

New Hampshire

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Refinance offer

5

Very happy with the service and speed!

Newton, MA

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Car Loan Reviews

4.9 607

98.2