Better than a Lease
Our leasing alternative saves you money.

• Monthly payments are up to 30% lower than conventional financing.
• Mileage allowance of 12,000, 15,000 or 18,000 per year.
• You own the car; it's titled in your name.
• No security deposits or upfront fees.
• No charge for excess wear and tear...no penalty for early repayment.
• Used vehicles may qualify.
• Click here to calculate your savings, build your vehicle and request a quote.

Dream it. Drive it.
Four easy options at the end of your loan.

• Sell the vehicle yourself, pay off the loan balance and if there is a profit, keep it.
• Trade in the vehicle and realize any equity that you may have in your vehicle.
• Keep the vehicle and refinance the remaining loan balance.
• Return the vehicle.

Click here to calculate your savings, build your vehicle and request a quote.

Better Than a Lease LoanJune 1, 2013
Better than a Lease : New Vehicle	APR	Maximum Term
	1% above vehicle loan rate1	72 months
Better than a Lease : Used Vehicle	APR	Maximum Term
	1% above vehicle loan rate	48 months
1APR=Annual Percentage Rate. Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Contact Member Services at 800-656-4328 for rate details.

Click here to calculate your savings, build your vehicle and request a quote.

New and Used Cars, Trucks and VansJune 1, 2013
	APR1	Payment per $1,0002
Up to 24 Months	1.49%	$42.32
25 to 36 Months	1.99%	$28.64
37 to 48 Months	2.19%	$21.78
49 to 60 Months	2.49%	$17.74
61 to 72 Months	3.49%	$15.41
73 to 84 Months	4.49%	$13.90
1Rates reflect a 1/4% discount for automatic payment from a Hanscom FCU checking account. Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Bi-weekly payments are available. Additional discounts may be available for fuel efficient vehicles and/or when loan to value is 90% or lower. Maximum loan to value for vehicle loans is 120% for members with the best credit profile. Contact Member Services at 800-656-4328 for rate details. Active Duty members in the U.S. Military (Army, Navy, Air Force, Marines, Coast Guard, National Guard or Active Reserves) can get 0.25% discount for loans on new and used vehicles. Spouses and retired military personnel are not eligible. 2Repayment amounts will vary depending on the term. This example is estimated for the maximum term.