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Certificates

More Guaranteed

Earn a great dividend while reaching your savings goal.

  • Affordable way to start putting money into savings
  • Earn higher interest rates by investing for longer term
  • With monthly compound interest you earn more interest on your interest
  • Choose your term from 3 - 60 months

Share Certificates

  • Prime Shares account required
  • 3-60 month terms to choose from
  • Automatically renewable into the same term at the current dividend rate
  • There is a penalty for early withdrawals
  • Start with as little as $1,000
  • Automatically renewable into same term at current dividend rate
  • 10 Calendar day grace period
  • Maturity notice approximately 3/4 weeks prior to maturity via US Postal Service or in Online/Mobile Access
  • Interest/Dividends must be posted prior to withdrawal 
  • Fees may reduce earnings and the principle amount may be reduced to cover the penalty

Easystart Certificate

  • Prime Shares account required
  • Additional Deposits allowed, $10.00 minimum
  • Automatically renewable into the same term at the current dividend rate
  • There is a penalty for early withdrawals
  • Start with as little as $250
  • Choose your term: 3, 6 or 12 months
  • Fees may reduce earnings and the principle amount may be reduced to cover the penalty
  • 10 calendar day grace period
  • Maturity notice approximately 3/4 weeks prior to maturity
  • Interest/Dividends must be posted prior to withdrawal

Real Reviews from Real Hanscom FCU Members