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Mass Save® Heat Loan

Now Available at HFCU
0% APR, 100% easy.

And a wide range of energy-efficient improvements qualify!

  • Domestic Hot Water & Solar Hot Water Heaters
  • Central Air Conditioning and Heat Pumps
  • Insulation & Replacement Windows

Eligibility

Incentive available for residential customers occupying a 1-4 family home participating in the Mass Save home energy assessment program. Mass Save HEAT Loan limited to owner-occupied primary residences within Massachusetts. Other restrictions may apply. Offer subject to change without notice.

How to Get Started

Step 1

Visit www.MassSave.com/HEATLoan or call 866.527.7283 to schedule your virtual or in-person no-cost energy assessment.

Step 2

If qualified, MassSave will issue an authorization form with a HEAT loan ID number. 

Step 3

Have your HEAT loan ID number? Then complete your MassSave HEAT Loan application here 

  1. Select: Personal Loans
  2. Select a Purpose: Personal Loan
  3. Under “Which of the following reasons best describes the purpose of this loan?” select Mass Save

Items 2 and 3 are required fields, and a member cannot move forward in the application until both are completed.

The loans are available up to $25,000 (depending on utility) with terms up to 7 years.

Apply for Financing

Members must meet program eligibility requirements to participate. Eligibility for the MassSave HEAT Loan is based on findings from the Home Energy Assessment and requires pre-approval. Some restrictions apply and offers are subject to change or cancellation. Financing is subject to credit approval from Hanscom FCU and only owner occupied, primary residence properties are eligible for consideration. A verification inspection of the completed work is required for all members receiving financing.

Payment example: A $25,000 Mass Save HEAT loan at 0% APR for 7 years would be $297.62 a month. Additional terms and conditions apply.

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