Skip to main content
Apply for a Loan
Join

LifeLine Loan

We stand ready to offer assistance in the event of another federal government shutdown.

Furloughed government employees may be eligible for a LifeLine loan, Skip-a-Pay, or waived certificate fees for early withdrawals. The LifeLine loan will again be available should a government shutdown occur.

man using tablet

LifeLine Loan

  • 0.0% APR* for the first 60 days.
  • If more than 60 days are needed to repay, the loan will be converted for easy repayments over a 12-month term at a low fixed rate of 8.49% APR*.
  • Predictable payments fit into your budget and are designed to be paid off within a year.

Apply now

Skip-A-Loan-Payment

Hanscom FCU will waive the $25.00 Skip-A-Payment fee for qualified members. Click here for Skip-A-Loan-Payment information.

Free and confidential financial counseling

We’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. To speak with a counselor call toll-free: 888-456-2227

Certificate Fees Waived

Penalties will be waived for members making withdrawals from certificates during the state of emergency. 

smiling man working on laptop computer

Upcoming Webinars and Resources

  • Free financial education webinars. Learn more about these one-hour programs and register at hfcu.org/events.

Financial First Aid

The Financial First Aid Guide will walk you through the best ways to manage your money during an unexpected financial setback. Our guide features information on how to reassess your situation, including taking inventory and reviewing all your expenses, assessing your debts, prioritizing bills and communicating with creditors. Walk through the steps of this guide to help make an uncertain time more stable.

Download our free Financial First Aid Guide

financial first aid guide cover

couple and child in field of yellow and orange flowers

Money Management Planner

Build a successful spending plan. Our free, 12-page planner includes worksheets, tips, and strategies to help you make a strong financial plan with the money you have. It’s easy to read and simple to follow. The tools you need to build your budget are all here. This guide includes worksheets to help you identify all of your income and expenses, a weekly program that will expose where you are frittering away excess cash, and strategies for building your savings.

Download our free Money Management Planner

Others Are Reading

*APR: Annual Percentage Rate. 0.0% for the first 60 days with no payments required. If the loan is not repaid within 60 days, the borrower would be responsible for making installment payments subject to an Annual Percentage Rate of 8.49%. The maximum repayment term will be 12 months (beginning after the initial 60-day interest free period). No application fees associated with this LifeLine Loan. Eligibility is based on the member being negatively financially impacted by the Federal Government Shutdown. 

Must be a member of Hanscom Federal Credit Union or eligible for membership. He or she will need to open a membership with a savings and checking account first. Applicant must have an active Hanscom Federal Credit Union share savings account in which loan proceeds will be deposited into.  Applicant must be an existing member in good standing. As always, there is a minimum $25 required to open a membership. Hanscom Federal Credit Union membership required. Terms and conditions are subject to change without notice.