Mortgages & Home Loans | HFCU - Hanscom Federal Credit Union

More Family Time

With our competitive rates, flexible terms, and easy application, you’ll find the perfect Hanscom FCU mortgage loan.

Wide range of mortgage loan options
First-time homebuyer loans

Competitive rates
Expert help every step of the way!

Today’s Featured Rates

Table data for Home Loans
Program	Rate	APR¹	Points
30 Year Fixed Rate	6.500%	6.650%	0.000%
20 Year Fixed Rate	6.500%	6.697%	0.000%
15 Year Fixed Rate	6.125%	6.368%	0.000%
5/1 Year ARM	4.625%	5.983%	0.000%
¹APR = Annual Percentage Rate.

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Mortgage Calculator

Use this calculator to determine your mortgage loan payment amount.

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Buying a Home

Buying your first home? Next home? Vacation or investment property? We have a mortgage program to fit your needs with the term and rate to fit your budget.

First Time Buyer Program / No-Money-Down Mortgage
Lunch and Learn Events
If you’re 62 or older, talk to our home loan experts to determine if a Home Equity Conversion Mortgage (HECM) is right for you.

Refinancing

Lower Your Payment / Cash Out / Debt Consolidation
Get a Personalized Quote
Apply Online

Calculate Your Refinance Interest Savings

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Investment Property & Second Home

One- to four-unit residential properties
Vacation properties
“Is Investment Property Ownership Right for You?” free e-book

A Mortgage for Every Borrower

Wide range of mortgage loan options:

No Money Down Loans
5% Down on Multi-Family Homes
First-time homebuyer loans
Fixed-Rate Mortgages
10, 15, 20 and 30-year
Adjustable Rate Mortgages (ARMs)
5/1, 7/1 and 10/1 ARMs
Jumbo Mortgages
VA Loans
Reverse Mortgages

More Mortgage Loan Options

Because every borrower is unique, HFCU offers a variety of mortgage options. From fixed-rate loans to first-time homebuyer programs, HFCU has the home loan you need.

Take the Next Step

Call our mortgage experts to see which program is best for you. Or, click the button below to apply online.

Apply Online Now

Learning Center

Video: “Getting a Mortgage”

Resources

Home Ownership on MoneyWisdom

Read the latest posts about Home Ownership on HFCU’s MoneyWisdom Blog. Keep on top of recent news, promotions, and other home buying and home financing topics

Road to Home Ownership Guide

First-time homebuyers, download your free copy of The Road to Homeownership. It’s never too early to start planning!

Frequently Asked Questions

FAQs and Glossary of Mortgage Terms

Learn everything you need to know about mortgage loan options, application requirements, and what to expect at your loan closing. Check our huge glossary for mortgage terms that might be unfamiliar to you.

We are here to help

If you're interested in learning more about the mortgage process or just have questions, please complete the form below and a mortgage specialist will contact you within 48 hours.

Or you can contact us directly by calling 800-656-4328 ext. 2043.

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