Skip to main content


With our competitive rates, flexible terms, and easy application, you’ll find the perfect Hanscom FCU mortgage loan.

  • Wide range of mortgage loan options
  • First-time homebuyer loans
  • Competitive rates
  • Expert help every step of the way!

Deciding can be overwhelming

Since interest rates have been rising, you may wonder if it's a good time to purchase a home or refinance your mortgage. We are here to help.

Sign up for Rate Watch

Check Rates

We are here to help

If you're interested in learning more about the mortgage process or just have questions, please complete the form below and a mortgage specialist will contact you within 48 hours.

Or you can contact us directly by calling 800-656-4328 ext. 2043.

  captcha code for visual authentication  number 8 letter Q number 9 letter M

Mortgage Calculator

Use this calculator to determine your mortgage loan payment amount.

Calculate your mortgage payment

A Mortgage for Every Borrower

Wide range of mortgage loan options:

No Money Down Loans

Multi-Family Homes

First-time homebuyer loans

Fixed-Rate Mortgages

Adjustable Rate Mortgages (ARMs)

Jumbo Mortgages

VA Loans

More Mortgage Loan Options

Because every borrower is unique, HFCU offers a variety of mortgage options. From fixed-rate loans to first-time homebuyer programs, HFCU has the home loan you need.

Take the Next Step

Call our mortgage experts to see which program is best for you. Or, click the button below to apply online.

Apply Online Now


  • Lower Your Payment / Cash Out / Debt Consolidation
  • Get a Personalized Quote
  • Apply Online

Calculate Your Refinance Interest Savings

Apply Online Now

Investment Property & Second Home

Learning Center

Video: “Getting a Mortgage”

welcome to financial fitness minute getting a mortgage


Read the latest posts about Home Ownership on HFCU’s MoneyWisdom Blog. Keep on top of recent news, promotions, and other home buying and home financing topics

First-time homebuyers, download your free copy of The Road to Homeownership. It’s never too early to start planning!

Frequently Asked Questions

Learn everything you need to know about mortgage loan options, application requirements, and what to expect at your loan closing. Check our huge glossary for mortgage terms that might be unfamiliar to you.

First Responders & Active Duty Discounts

Your service to our country and community means so much to us. For your dedication and patriotism, we extend the following discounts to you.

First Responders would be defined as follows:
Paid or volunteer Firefighters, Police Officers (including Sheriffs and Sheriff's Deputies, Correctional Officers, State Troopers, Federal Law Enforcement Officers and Campus Police), EMTs, Paramedics and 911 Dispatchers

Current active duty members in the United States Uniformed Services (Army, Navy, Air Force, Marines, Space Force, Coast Guard, National Guard, NOAA Commissioned Corps and Public Health Service Commissioned Corps)