1IRA. APY = Annual Percentage Yield. The minimum to open this account is $1.00 (for the IRA Share Account) and $2,000 (for the IRA Money Market Account). For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividend. Your funds at Hanscom FCU are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. Please refer to the Disclosure for Personal Accounts for more information.↵
Consult with a tax adviser to determine what options may be best for you in your unique situation.
Get the information you need to make the best decision for you.
Consult with a tax adviser to determine what investment options may be best for you in your unique situation.
Helpful and Great Value
I've been a member for over 40 years. The people at the CU are exceptionally helpful. Overall, the loan and savings rates are very good. We haven't had to visit the CU for 15 years since we retired. They are and will remain our financial institution.
John rhe PCO
Florida and Maine
New car loan
Wanted to get pre-approved -- for a new car loan. Talked to 2 people and found out what they needed --. sent in the infomation required. Never left the house. Now I can go to the car dealership and see what cars they have.
Love the courteous, professional service. I have an ally in Ayanna! I'm using my Thrive account to fund next year's contribution.
JP VA Hospital
Service provided by Lisa (IRAs) has been exemplary over the years.
Lisa is responsive and informative when communicating by either email or by phone.
Rates: Although the rates are competitive, they are not sufficient to grow the investments toward a financially secure retirements. If the rates were at a level comparable to the CU Thrive account, additional investments would be made with Hanscom Federal Credit Union.
My ratings above reflect more the customer service (people side) of Hanscom than the product offering.
I have been a member since ~1978 and the service over all these years has been exceptional and supporting of my family.
Trabuco Canyon, CA
Knowledgable and fast
Couldn't ask more from the friendly and curious bank staff for my banking business.
Lisa was great. She helped me open and IRA account in a snap.
Great customer service
Great customer service I've been a member for 3 years and always receive fast service everything explained in detail .The staff at my local branch spent the time explaining Traditional and Roth IRAs also made recommendations based on my goals and stage in my carer .
Traditional and Roth IRAs
The IRA department is very good and very helpful. Especially Lisa. Thank You.
Frank the Harley Rider
Consistently great service
We have been customers of Hanscom Federal Credit Union for 38 years. We have always found the customer service excellent and interest rates to be better than most other financial institutions.
Great value, fast and easy
Doing business with HFCU is always a win! Helpful employees, great products...