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Mobile Deposits
Make check deposits 24/7 from your mobile device or computer. Learn moreCar Lease-like program
Our lease-like program for a new/used car, truck or SUV
Car Leasing Overview
- Title is in your name - not the dealer
- Lower monthly payments compared to a traditional lease
- No security deposit, no initial fees and no penalty for early payment
- No money down or advanced first and last payment required
- Mileage options of 12,000, 15,000 or 18,000 per year available
- No security deposit or acquisition fees
- No early payoff penalty
Better than a Lease Benefits
- YOU have the option to sell, trade, refinance vehicle anytime or return the vehicle at loan maturity
- Enables you to take shorter loan terms and change your vehicle every couple of years
- Gives you negotiating power
Questions?
Like a lease, Better than a Lease offers payments considerably lower than conventional financing on your new or used vehicle. Compare and calculate payments now. Complete the form below if you would like to learn more about this loan option.
Reviews
REVIEW SNAPSHOT®
by PowerReviewsHFCUBetter Than a Lease Loan Reviews
(based on 7 reviews)
Ratings Distribution
5 Stars
(6)
4 Stars
(1)
3 Stars
(0)
2 Stars
(0)
1 Stars
(0)
Reviewed by 7 customers
Displaying reviews 1-7
5/30/2017
Great value
By Matt
from Worcester, MA
Comments about HFCU Better Than a Lease Loan Reviews:
Great product, only bad part was the time it took to get the loan approved ( almost 3 weeks) but Nina from the Boston branch did a great job.
- Loan process and service:
- Approval time:
- Value, rate & terms:
- Ease of applying:
Bottom Line Yes, I would recommend this to a friend
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5/27/2017
Great experience
By David
from Medford ma
Comments about HFCU Better Than a Lease Loan Reviews:
No stress! Enjoyable experience
- Loan process and service:
- Approval time:
- Value, rate & terms:
- Ease of applying:
Bottom Line Yes, I would recommend this to a friend
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9/13/2016
Better than a Lease Review
By Mary Ann
from Salisbury
Comments about HFCU Better Than a Lease Loan Reviews:
Melissa L. was our member services rep and did an awesome job of explaining the program and answered all our questions. She was very friendly, professional and courteous.
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8/25/2016
Auto Loan
By Andrew
from South Florida
Comments about HFCU Better Than a Lease Loan Reviews:
From start to finish the whole process of getting an auto loan with Hanscom CU was great. Carol B. was so responsive and helpful and made everything easy to understand. I'm really enjoying my new Jeep!
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6/10/2016
Better than a lease
By Tanya
from Maryland
Comments about HFCU Better Than a Lease Loan Reviews:
Carol was exceeding helpful and patient with us as we were deciding if this program was right for us. She stayed in constant communication which was important to us since we are out of state and needed to make many back and forth calls/e-mails to finalize numbers and paperwork. We feel great about how the loan officer, Carol, helped us. We've never done a lease before but feel comfortable with the terms as we understand them. When the end of the lease comes and how the turn in of the car/fees are done will depend on whether this was the best product for us but I'm hopeful! We like that the product was offered. We would have never tried a lease otherwise. We felt comfortable getting into it with the bank we've trusted for over 20 years.
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3/16/2016
Better than a lease
By Danielle
from Bedford
Comments about HFCU Better Than a Lease Loan Reviews:
Joan and the staff at the Bedford Hanscom Credit Unit are the best! I trust them the most with my finances.
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3/16/2016
Better Than a Lease
By Peter
from Lemmon, SD
Comments about HFCU Better Than a Lease Loan Reviews:
Kim G. did a great job handling the details, I'm sure I'll be using the Better Than A Lease Loan again in the future.
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Displaying reviews 1-7
Car Lease FAQs
What is better than a lease? Check out our car leasing alternative.
Want a Lower Car Payment? Try Better Than a Lease!
Is a Better Than a Lease Loan For You?
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Leasing Fees for Dummies - Understanding Your Lease Agreement