Car Lease-like program

Our lease-like program for a new/used car, truck or SUV

Car Leasing Overview

  • Title is in your name - not the dealer
  • Lower monthly payments compared to a traditional lease
  • No security deposit, no initial fees and no penalty for early payment
  • No money down or advanced first and last payment required
  • Mileage options of 12,000, 15,000 or 18,000 per year available
  • No security deposit or acquisition fees
  • No early payoff penalty

Compare and calculate payments

Better than a Lease Benefits

  • YOU have the option to sell, trade, refinance vehicle anytime or return the vehicle at loan maturity
  • Enables you to take shorter loan terms and change your vehicle every couple of years
  • Gives you negotiating power

Compare and calculate payments


Like a lease, Better than a Lease offers payments considerably lower than conventional financing on your new or used vehicle. Compare and calculate payments now. Complete the form below if you would like to learn more about this loan option.

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FANTASTIC experience


Julie is FANTASTIC!!

Hamilton, NJ

Simple process


Very happy with experience

Billerica ma

Better than a Lease


Happen to stumble upon this loan program and thought it was too good to be true. Spoke to a representative who explained the program in detail and it turned out to be as good as it sounded. Very pleased with this loan.

Palm Beach, FL.

Great Program and Service


I have been working with Hanscom for several years now, Sara K. is terrific!! First auto loan with Hanscom and process was easy. Always a prompt response and friendly communication. Could not make it to main location, so was able to complete final paperwork at a location closer to me!


Awsome customer service


Was a pleasure to do buisness with Hanscom FCU great Customer support

Killeen Texas

Outstanding Service


Absolutely first-class service in every way possible. Can't thank Ashley N enough for his professionalism and can-do attitude--she made this experience pain free and a real pleasure. As fast as it went, it would have been faster if I could have kept up with her! Ashley represents the best of what HFCU has to offer.

Langhorne PA

Great value


Great product, only bad part was the time it took to get the loan approved ( almost 3 weeks) but Nina from the Boston branch did a great job.

Worcester, MA


Great experience


No stress! Enjoyable experience

Medford ma


Better than a Lease Review


Melissa L. was our member services rep and did an awesome job of explaining the program and answered all our questions. She was very friendly, professional and courteous.


Auto Loan


From start to finish the whole process of getting an auto loan with Hanscom CU was great. Carol B. was so responsive and helpful and made everything easy to understand. I'm really enjoying my new Jeep!

South Florida

Better Than a Lease Loan Reviews

4.9 13