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Car Lease-like program

Car lease program for a new/used car, truck or SUV

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Better Than a Lease

  • Title is in your name - not the dealer
  • Lower monthly payments compared to a traditional lease
  • No security deposit, no initial fees and no penalty for early payment
  • Mileage options of 12,000, 15,000 or 18,000 per year
  • No security deposit or acquisition fees
  • No early payoff penalty

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Better than a Lease Information

What is better than a lease? Check out our car leasing alternative.

Want a Lower Car Payment? Try Better Than a Lease!

Is a Better Than a Lease Loan For You?

Get Lower Payments on a Better Car

Leasing Fees for Dummies - Understanding Your Lease Agreement

Negotiating a Lease in Six Easy Steps

3 Myths of Car Leasing

Better Than a Lease Benefits

    • YOU have the option to sell, trade, refinance vehicle anytime or return the vehicle at loan maturity
    • Enables you to take shorter loan terms and change your vehicle every couple of years
    • Gives you negotiating power

    Compare and calculate payments

Like a lease, Better than a Lease offers payments considerably lower than conventional financing on your new or used vehicle. Compare and calculate payments now. Complete the form below if you would like to learn more about this loan option.






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Table data for Better Than a Lease Loan
 Rates effective 01-24-2020
APR1 Maximum Term Alert Me
New Vehicle 1% above vehicle loan rate 72 months
Used Vehicle 1% above vehicle loan rate 48 months
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  • 1APR=Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Other rates are available, based on your credit profile and loan terms.↵

Protect Your Wheels and Your Credit

When the road turns rough, car insurance and loan protection can help you get back to a smooth ride.

Auto Insurance Coverage

Mechanical Breakdown Protection

Payment Protection

GAP Insurance

Best experience with applying for a loan

5

Very easy and convenient process with Matt.

Waltham, MA

true

Excellent value and awesome member service

5

Ciara was absolutely amazing to work with she provided everything I needed was pleasant and efficient. Couldn't be more satisfied

Framingham ma

true

Great service fast and helpful

5

Have had a dozen or so loans through Hanscom always a great experience

Massachusetts

true

Great Service!

5

Tammy was great, she was able to process my application in no time. She also explained to me the Better Than A Lease Program with details making sure that I understood the process from the beginning to the end.

Acton, MA

true

Great service

5

This was a quick and easy process. I would recommend to my friends and family.

Massachusetts

true

Excellent experience!

5

Staff was great and very friendly

Massachusetts

true

Vehicle upgrade1

5

Excellent product and great customer service.

Watertown, MA

true

Couldn't be easier

5

This is my 4th vehicle loan with HFCU and they are by far the best lending institution I have ever dealt with! They make the process beyond easy and Carol is the BEST!

Warren, RI

true

I am very happy to have chosen Hanscom Federal Credit Union

5

I really like the representatives that have served me recently and throughout the 5+ years I have been with Hanscom FCU.

Brockton, MA

true

Easy to work with

5

Very happy with Hanscom. People are very nice and very helpful. No one is pushy and all are interested in helping you the best they can. I'm a lifetime member.

Billerica Massachusetts

true

Better Than a Lease Loan Reviews

5.0 32

100.0

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Hanscom Federal Credit Union
Operations Center
25 Porter Road
Littleton, MA 01460-1434

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