Better than a Lease

Our lease-like program for a new/used car, truck or SUV

Overview

  • Title is in your name - not the dealer
  • Lower monthly payments compared to a traditional lease
  • No security deposit, no initial fees and no penalty for early payment
  • No money down or advanced first and last payment required
  • Mileage options of 12,000, 15,000 or 18,000 per year available
  • No security deposit or acquisition fees
  • No early payoff penalty

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Benefits

  • YOU have the option to sell, trade, refinance vehicle anytime or return the vehicle at loan maturity
  • Enables you to take shorter loan terms and change your vehicle every couple of years
  • Gives you negotiating power

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Questions?

Like a lease, Better than a Lease offers payments considerably lower than conventional financing on your new or used vehicle. Compare and calculate payments now. Complete the form below if you would like to learn more about this loan option.

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Reviews

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5.0

(based on 5 reviews)

Ratings Distribution

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Reviewed by 5 customers

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5.0

Better than a Lease Review

By 

from Salisbury

Verified Buyer
Site Member

Melissa L. was our member services rep and did an awesome job of explaining the program and answered all our questions. She was very friendly, professional and courteous.

 
5.0

Auto Loan

By 

from South Florida

Verified Buyer
Site Member

From start to finish the whole process of getting an auto loan with Hanscom CU was great. Carol B. was so responsive and helpful and made everything easy to understand. I'm really enjoying my new Jeep!

 
5.0

Better than a lease

By 

from Maryland

Verified Buyer
Site Member

Carol was exceeding helpful and patient with us as we were deciding if this program was right for us. She stayed in constant communication which was important to us since we are out of state and needed to make many back and forth calls/e-mails to finalize numbers and paperwork. We feel great about how the loan officer, Carol, helped us. We've never done a lease before but feel comfortable with the terms as we understand them. When the end of the lease comes and how the turn in of the car/fees are done will depend on whether this was the best product for us but I'm hopeful! We like that the product was offered. We would have never tried a lease otherwise. We felt comfortable getting into it with the bank we've trusted for over 20 years.

 
5.0

Better than a lease

By 

from Bedford

Verified Buyer
Site Member

Joan and the staff at the Bedford Hanscom Credit Unit are the best! I trust them the most with my finances.

 
5.0

Better Than a Lease

By 

from Lemmon, SD

Verified Buyer
Site Member

Kim G. did a great job handling the details, I'm sure I'll be using the Better Than A Lease Loan again in the future.

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