Car Lease-like program

Our lease-like program for a new/used car, truck or SUV

Car Leasing Overview

  • Title is in your name - not the dealer
  • Lower monthly payments compared to a traditional lease
  • No security deposit, no initial fees and no penalty for early payment
  • No money down or advanced first and last payment required
  • Mileage options of 12,000, 15,000 or 18,000 per year available
  • No security deposit or acquisition fees
  • No early payoff penalty

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Better than a Lease Benefits

  • YOU have the option to sell, trade, refinance vehicle anytime or return the vehicle at loan maturity
  • Enables you to take shorter loan terms and change your vehicle every couple of years
  • Gives you negotiating power

Compare and calculate payments


Like a lease, Better than a Lease offers payments considerably lower than conventional financing on your new or used vehicle. Compare and calculate payments now. Complete the form below if you would like to learn more about this loan option.

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Great Program and Service


I have been working with Hanscom for several years now, Sara K. is terrific!! First auto loan with Hanscom and process was easy. Always a prompt response and friendly communication. Could not make it to main location, so was able to complete final paperwork at a location closer to me!


Awsome customer service


Was a pleasure to do buisness with Hanscom FCU great Customer support

Killeen Texas

Outstanding Service


Absolutely first-class service in every way possible. Can't thank Ashley N enough for his professionalism and can-do attitude--she made this experience pain free and a real pleasure. As fast as it went, it would have been faster if I could have kept up with her! Ashley represents the best of what HFCU has to offer.

Langhorne PA

Great value


Great product, only bad part was the time it took to get the loan approved ( almost 3 weeks) but Nina from the Boston branch did a great job.

Worcester, MA


Great experience


No stress! Enjoyable experience

Medford ma


Better than a Lease Review


Melissa L. was our member services rep and did an awesome job of explaining the program and answered all our questions. She was very friendly, professional and courteous.


Auto Loan


From start to finish the whole process of getting an auto loan with Hanscom CU was great. Carol B. was so responsive and helpful and made everything easy to understand. I'm really enjoying my new Jeep!

South Florida

Better than a lease


Carol was exceeding helpful and patient with us as we were deciding if this program was right for us. She stayed in constant communication which was important to us since we are out of state and needed to make many back and forth calls/e-mails to finalize numbers and paperwork. We feel great about how the loan officer, Carol, helped us. We've never done a lease before but feel comfortable with the terms as we understand them. When the end of the lease comes and how the turn in of the car/fees are done will depend on whether this was the best product for us but I'm hopeful! We like that the product was offered. We would have never tried a lease otherwise. We felt comfortable getting into it with the bank we've trusted for over 20 years.


Better than a lease


Joan and the staff at the Bedford Hanscom Credit Unit are the best! I trust them the most with my finances.


Better Than a Lease


Kim G. did a great job handling the details, I'm sure I'll be using the Better Than A Lease Loan again in the future.

Lemmon, SD

Better Than a Lease Loan Reviews

4.9 10