Car Lease-like program

Our lease-like program for a new/used car, truck or SUV

Car Leasing Overview

  • Title is in your name - not the dealer
  • Lower monthly payments compared to a traditional lease
  • No security deposit, no initial fees and no penalty for early payment
  • No money down or advanced first and last payment required
  • Mileage options of 12,000, 15,000 or 18,000 per year available
  • No security deposit or acquisition fees
  • No early payoff penalty

Compare and calculate payments

Better than a Lease Benefits

  • YOU have the option to sell, trade, refinance vehicle anytime or return the vehicle at loan maturity
  • Enables you to take shorter loan terms and change your vehicle every couple of years
  • Gives you negotiating power

Compare and calculate payments

Questions?

Like a lease, Better than a Lease offers payments considerably lower than conventional financing on your new or used vehicle. Compare and calculate payments now. Complete the form below if you would like to learn more about this loan option.






Security
  captcha code for visual authentication  number 4 letter Q number 7 letter V

Reviews

That's why it's BETTER than a lease

5

Loved going with the better than a lease program. Only downside was paying full sales tax but the upside of walking away for a small fee was very appealing.

Chelmsford MA

true

Outstanding Customer Support

5

The service was what I have come to expect from HFCU—quick, professional, courteous and thorough. There is a reason I have been a member for almost 40 years and will remain so—the people who represent the Credit Union. If I could give them 100 stars I would do so.

Langhorne PA

true

Great experience!

5

I really like the loan product as it makes shopping For a new car more enjoyable. Even better was the loan specialist Carol B. She made the process quick and easy and She treated me like a friend.

Boca Raton, FL

true

Better than a Lease Customer

5

I had a really excellent experience with the HFCU Better Than a Lease program. I am currently a graduate degree at Northeastern University, and I needed a car to get myself to my clinical rotations. I knew I needed a reliable car and I anticipate having a job to be able to pay for it once I graduate, but that won't be for another year. The Better Than a Lease program would allow me to make cheaper payments while I am in school, and then I could potentially pay off the loan when I am employed after graduation. I was very fortunate to have Sylwia out of the Burlington branch managing my loan application. She was so very helpful and kind. When I showed up to the branch without an appointment, Sylwia was glad to see me and took time to answer all my questions and help me out. Her service was above and beyond, and it was highly appreciated.

Burlington, MA

true

My Better Than A Lease!

5

Tara in Littleton worked with me and met my deadline; I appreciate all her efforts.

Plaistow, NH

true

Best Credit Union

5

Awsome customer service very diligent, curtious, and so efficient. 5 stars

Killeen Texas

true

FANTASTIC experience

5

Julie is FANTASTIC!!

Hamilton, NJ

true

Simple process

5

Very happy with experience

Billerica ma

true

Better than a Lease

5

Happen to stumble upon this loan program and thought it was too good to be true. Spoke to a representative who explained the program in detail and it turned out to be as good as it sounded. Very pleased with this loan.

Palm Beach, FL.

true

Great Program and Service

5

I have been working with Hanscom for several years now, Sara K. is terrific!! First auto loan with Hanscom and process was easy. Always a prompt response and friendly communication. Could not make it to main location, so was able to complete final paperwork at a location closer to me!

Massachusetts

true

Better Than a Lease Loan Reviews

4.9 19

100.0