Business Loans and Lines of Credit | HFCU - Hanscom Federal Credit Union

Commercial Loan & Line of Credit Options

How Can HFCU Help Your Business?

Commercial Equipment, Vehicles, and Machinery
Business Lines of Credit
Commercial Real Estate & Construction Loans
Investment Property
Government Guaranteed Loans and Lines of Credit

Property Purchase

Commercial Real Estate

Finance your business's future. Our team helps you acquire the right property to relocate or expand your business with confidence.

Retail
Office
Industrial
5+ Unit Apartment Buildings
Special Use, Including Owner-Occupied
Construction: Build New, Remodel Existing

Investment Property

Invest in buildings and homes for potential income generation, tax benefits, and future gains. Our team can work with you on a variety of financing solutions for non-owner-occupied property.

Mixed-Use Property
1–4 Family, Non-Owner-Occupied Rental Property
Multi-Family Properties of Five or More Units

Working Capital

Commercial Lines of Credit

A commercial line of credit can help you manage cash flow gaps, cover unexpected expenses, and adapt to changes in business conditions. Some of the benefits include:

Financing on Demand
Inventory Funding Option
Flexibility to Manage Cash Flow
Adjust to Business Cycle Fluctuations

Business Term Loans

Our team will help you get the funds you need to finance equipment, machinery, vehicles, or other business assets. Some of the benefits include:

Appealing Borrowing Rates
Fixed Payment Options
Flexible Terms
Dedicated Lender Support

Government Guaranteed

SBA-Guaranteed Loans

SBA loans open the door to affordable financing for your business. Backed by the U.S. Small Business Administration, these loans offer lower down payments longer repayment terms designed for small businesses that may not qualify for conventional commercial loans

SBA Loan Purposes

SBA loan options range from long-term needs—like building, equipment, real estate projects, and more—to short-term needs like lines of credit, inventory, and working capital.

HFCU can offer SBA Express, SBA 7(a), and SBA 504 loans.