Mortgages

Credit Union Mortgage Center

30 Year Fixed Rate

4.047%

Annual Percentage Rate

20 Year Fixed Rate

3.814%

Annual Percentage Rate

15 Year Fixed Rate

3.457%

Annual Percentage Rate

5/1 Year ARM

4.070%

Annual Percentage Rate

Video : Thinking about buying or selling a home?

Go for it!

5

Easy process folks helpful. Only issue was time to get approved from underwriters but even then rate lock held so a win

Boston, MA

Very good.

4

Generally excellent. A few small glitches

Acton, ma

Not the best experience

3

The application & approval process was very easy, and that part of the team communicated effectively. My problems came after the approval process. Directions to the buyer about what is needed for the closing need to be given more than 3 business days ahead of time ESPECIALLY for out of state closings. There is moving/travel time involved, so banks aren't always close by. Added stress to an already stressful situation. Additionally, my realtor and I were given misinformation, communication was poor, at best, and multiple issues happened, to the point where the sellers of the house I bought were threatening legal action. Some of this was done by the closing company selected by HFCU, but even when we reqched out to HFCU for help with the situation, we got poor information & service. I never even received an apology for the added stress their misinformation & lack of communication created.

Virginia

Great Service

5

A pleasant experience

Beverly MA

Great Rates Excellent Service

5

I received a great rate from this credit union. They also kept in touch with me during the whole mortgage process. I saved a ton with their movers advantage program and received 20 percent of my realtors commission towards closing costs. I believe it was around 1,200 back in my pocket. I highly recommend this credit union.

Haverhill MA

Hanscom was very easy to work with. We recommend them Highly

5

We love dealing with real people not automated services. Everyone was efficient and pleasant to deal with. thank you

madison, ct

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A credit union for the people!

5

HFCU continues to differentiate themselves when it comes to customer experience! The staff are professional, knowledgeable and always willing to go above and beyond! HFCU members have a credit union working for them. This credit union is a winner!

Bradford, Massachusetts

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Fantastic Customer Service!

5

I was leery of applying for a mortgage; I went online on a Sunday evening and immediately received my approval. The mortgage specialist were very knowledgeable, answered all my questions throughout the whole process. They were prompt, polite and understanding! What a great team! Thank you all!!!

Lawrence, MA

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Caring People

5

I love the HFCU. I got a very good loan.I love the people. I do have to say they were hard to reach by phone and email.

Palm Beach, Florida

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wonderful people to work with however

3

the staff at Hanscom bank and mortgage department were very helpful and informative however the time it took to get approval from the underwriter was excessively long in our opinion. We were refinancing our loan the first of Sept and jokingly said we leave for Florida in January for the winter. We were assured that would not be any problem as we had most of the paperwork they were looking for. However after many a frantic phone call from us we signed the papers the day before we left!

branch at Bedford Ma

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Mortgage Reviews

4.4 61

95.5

If you complete our online application, your request will be assigned to one of our Mortgage Loan Originators: Joshua Rakiey, NMLS Registry #173193 or Diane Stevens NMLS Registry #14171. Our Hanscom Federal Credit Union NMLS Registry # is 410771.