Because every borrower is unique, HFCU offers a variety of mortgage options. From fixed-rate loans to first-time homebuyer programs, HFCU has the home loan you need. Our portfolio of low-rate mortgage products includes:
Fixed-Rate Mortgages - 10, 15, 20 and 30-year
Adjustable Rate Mortgages (ARMs) - 5/1, 7/1 and 10/1 ARMs
First-Time Homebuyer Loans
Call our mortgage experts to see which program is best for you. Or, click the button below to apply online.
Learn everything you need to know about mortgage loan options, application requirements, and what to expect at your loan closing. Check our huge glossary for mortgage terms that might be unfamiliar to you.
Read the latest posts about Home Ownership on HFCU’s MoneyWisdom Blog. Keep on top of recent news, promotions, and other home buying and home financing topics.
Contact Us with Your Home Loan Questions
Real Reviews from Real Hanscom FCU Members
Great rates, friendly staff, frustrating procedures.
The products, rates, and staff are excellent, but the procedures and document handling was very frustrating. After getting in my application and providing what was required to lock in my rate within hours of receiving the paperwork, I was told the rates had changed, increasing my total costs for a new mortgage by thousands of dollars. I also had to resubmit the same documents on multiple occasions, which made me very concerned about the security of my very sensitive documents and I never received an explanation into why I needed to resubmit them in the first place.
The overall process worked well and in a timely manner.
The only negative was poor responsiveness from the 3rd-party attorney.
As usual, an excellent mortgage experience. From application to closing, the process was quick and the staff was professional. Josh was great staying on top of the details and getting the loan to an easy closing. Exceptional member service from all!
Best of the Best. Always a pleasure at the credit union.
They always have the best rates and the best service. Highly recommend Joshua and Diane in the mortgage department. They always make the process as painless as possible.
The whole crew kept me informed constantly and worked with me to secure documents required to keep the process moving forward. Very nice and dedicated group of people.
Highly Recommended - Thank you!
The entire team @ HFCU was terrific to deal with throughout our application and closing. We completed a mortgage re-finance as well as a HELOC very quickly, and with no issues at all. Thank you!
Not Like The Old Days!
Great communication from start to finish!
Excellent Mortgage Company!
We are delighted to give HFCU an EXCELLENT rating! They have been a pleasure to work with. They are extremely professional, friendly, and helped us through every step of the process.
Took longer than the old days when still working at Hanscom
I will always be a faithful member of the Hanscom Federal Credit Union.