Unexpected emergency? Cash flow issues? We are here for you.
Please feel free to contact us by email at firstname.lastname@example.org. Do not include sensitive personal information, such as your member number. You may also send a secure message from Online Access HD, call us anytime at 800-656-4328 or stop by a branch.
Your final loan payment date will be extended by one month. Payment protection for disability or life insurance covers only the original term of your loan. Loan extensions beyond one month will not be covered. All other terms will remain the same.
No. Your rate will be the same as it would be if you had not skipped your payment.
No. Your credit profile will not be affected. Your loan will be reported paid as agreed.
Loan payments more than thirty days past due may not be skipped. If your payment was due less than thirty days before the date you request, we may, at our discretion, honor your request.
You may request to skip any consumer loan except Better Than a Lease vehicle loans. Mortgage loans may not be skipped.
No. Skip payment fees must be paid before your request is approved. The fee will be debited from your Hanscom FCU checking or savings account. If you make a deposit to cover the fee, we will approve your skip request once the funds become available.
No. A payment already applied to a loan may not be skipped.
Can I skip the next one that month?Your skip payment request must be completed in the same calendar month. If you have already made one biweekly payment, your request will be applied to the next month’s payments.
We will skip all payments in the month you have requested, starting with the first payment in that month.
We will take care of all the details. You will not need to do anything further after making your request.
Please contact your other financial institution to cancel the transfer. We are not authorized to stop the transfer for you. Allow three business days from your loan due date to stop the transfer. Be sure the transfer will be cancelled for one month only, so that you won’t inadvertently miss or be late on your following loan payments.
If there is a chance your request will not be granted, we’ll contact you as soon as possible after receiving your request.