Car Loans

Car, Truck and SUV

New/Used Car Loan

(5.0 out of 5)

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  • Get the same rate on new or used car.
  • Finance up to 120% of purchase price including sales tax and warranty.
  • Apply, sign and get your money online.

Better Than a Lease

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  • Title is in your name - not the dealer.
  • Lower monthly payments compared to a traditional lease.
  • Low or no down payment.
  • No security deposit, no initial fees and no penalty for early payment.

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Refinance

  • Lower your monthly payment and save hundreds of dollars in finance charges.
  • Drop your current auto loan rate by ½%, 1%, 2% or more.
  • No application fees or title transfer fees.

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Options

Money Saving Options

Discounts

Combine these discounts for maximum savings

  • 0.25% for automatic payment from an HFCU checking account
  • 0.25% for a 10% down payment
  • 0.50% for a 20% down payment
  • 0.25% for any car that receives a combined miles per gallon rating of 30 mpg or more as determined by the U.S. Department of Energy and published at www.fueleconomy.gov

The above discounts can be combined for up to 0.50% off our standard loan rate for members with the best credit profile.

  • Active Duty members in the U.S. Military (Army, Navy, Air Force, Marines, Coast Guard, National Guard or Active Reserves) can get an additional 0.25% discount for loans on new and used vehicles. Spouses and retired military personnel are not eligible.

Rates

New and Used Cars, Trucks and Vans

  •  Rates effective 05-30-2015
APR Payment per $1,0001 Alert Me
Up to 24 Months 1.49% $42.32
25 to 36 Months 1.99% $28.64
37 to 48 Months 2.19% $21.78
49 to 60 Months 2.19% $17.61
61 to 72 Months 2.19% $14.83
73 to 84 Months 4.49% $13.90
Rates reflect a 1/4% discount for automatic payment from a Hanscom FCU checking account. Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Bi-weekly payments are available. Additional discounts may be available for fuel efficient vehicles and/or when loan to value is 90% or lower. Maximum loan to value for vehicle loans is 120% for members with the best credit profile. Contact Member Services at 800-656-4328 for rate details. Active Duty members in the U.S. Military (Army, Navy, Air Force, Marines, Coast Guard, National Guard or Active Reserves) can get 0.25% discount for loans on new and used vehicles. Spouses and retired military personnel are not eligible.
  • 1Repayment amounts will vary depending on the term. This example is estimated for the maximum term.

Better Than a Lease Loan

  •  Rates effective 05-30-2015
APR1 Maximum Term Alert Me
New Vehicle 1% above vehicle loan rate 72 months
Used Vehicle 1% above vehicle loan rate 48 months
Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Contact Member Services at 800-656-4328 for rate details.
  • 1APR=Annual Percentage Rate.

New and Used Boats, Motorcycles and RVs

  •  Rates effective 05-30-2015
APR1 Payment per $1,0002 Alert Me
Up to 24 Months 1.74% $42.43
25 to 36 Months 2.24% $28.75
37 to 48 Months 2.44% $21.89
49 to 60 Months 2.44% $17.72
61 to 72 Months 2.44% $14.94
73 to 84 Months 4.74% $14.01
  • 1APR=Annual Percentage Rate.
  • 2Rates shown are for members with the best credit profile. Other rates are available, based on your credit history.