Car Loans

Car, Truck and SUV

New/Used Car Loan

  • Get the same rate on new or used car.
  • Finance up to 120% of purchase price including sales tax and warranty.
  • Apply, sign and get your money online.

Refinance

  • Lower your monthly payment and save hundreds of dollars in finance charges.
  • Drop your current auto loan rate by ½%, 1%, 2% or more.
  • No application fees or title transfer fees.

Let us evaluate your current car, truck or SUV loan payment and reduce your monthly driving cost. 

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Options

Money Saving Options

Discounts

Active Duty members in the U.S. Military (Army, Navy, Air Force, Marines, Coast Guard, National Guard or Active Reserves) can get an additional 0.25% discount for loans on new and used vehicles. Spouses and retired military personnel are not eligible.

Rates

New and Used Cars, Trucks and Vans

  •  Rates effective 02-25-2017
Annual Percentage Rates (APR) as low as: Payment per $1,0001 Alert Me
Up to 24 Months 1.74% $42.43
25 to 36 Months 2.24% $28.75
37 to 48 Months 2.44% $21.89
49 to 65 Months 2.69% $17.83
66 to 75 Months 2.94% $15.17
76 to 84 Months 4.74% $14.01
Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Bi-weekly payments are available. Maximum loan to value for vehicle loans is 120% for members with the best credit profile. Contact Member Services at 800-656-4328 for rate details. Active Duty members in the U.S. Military (Army, Navy, Air Force, Marines, Coast Guard, National Guard or Active Reserves) can get 0.25% discount for loans on new and used vehicles. Spouses and retired military personnel are not eligible.
  • 1Repayment amounts will vary depending on the term. This example is estimated for the maximum term.

How much car can you afford?

3 year loan:
7 year loan:
Apply Now

Better Than a Lease Loan

  •  Rates effective 02-25-2017
APR1 Maximum Term Alert Me
New Vehicle 1% above vehicle loan rate 72 months
Used Vehicle 1% above vehicle loan rate 48 months
Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Contact Member Services at 800-656-4328 for rate details.
  • 1APR=Annual Percentage Rate.

New and Used Boats, Motorcycles and RVs

  •  Rates effective 02-25-2017
APR1 Payment per $1,0002 Alert Me
Up to 24 Months 1.74% $42.43
25 to 36 Months 2.24% $28.75
37 to 48 Months 2.44% $21.89
49 to 65 Months 2.69% $17.83
66 to 75 Months 2.94% $15.17
76 to 84 Months 4.49% $13.90
Apply for a Loan Online
  • 1APR=Annual Percentage Rate.
  • 2Rates shown are for members with the best credit profile. Other rates are available, based on your credit history.

Reviews

REVIEW SNAPSHOT®

by PowerReviews
HFCUCar Loan Reviews
 
4.9

(based on 177 reviews)

Ratings Distribution

  • 5 Stars

     

    (167)

  • 4 Stars

     

    (6)

  • 3 Stars

     

    (1)

  • 2 Stars

     

    (2)

  • 1 Stars

     

    (1)

95%

of respondents would recommend this to a friend.

Pros

No Pros

Cons

No Cons

Best Uses

No Best Uses
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Reviewed by 177 customers

Displaying reviews 1-10

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5.0

You make it easier than ordering a cup of coffee

By 

from nashua, Nh

Verified Buyer

Comments about HFCU Car Loan Reviews:

James makes the entire process easy and enjoyable. He's very customer focused, friendly, and prompt to respond.

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2.0

Auto Loan Refinance - Not worth the frustration

By 

from Worcester County

Verified Buyer

Comments about HFCU Car Loan Reviews:

Started loan process in Nov - closed in January - too long
Did not receive loan account details and coupon statement, including where to send payment)- now my first payment is late

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5.0

Super easy

By 

from Brockton Ma

Verified Buyer

Comments about HFCU Car Loan Reviews:

This was a very easy process and everyone was very helpful. We currently have another car loan and a an energy loan.

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5.0

AMAZING CAR LOAN EXPERIENCE!

By 

from Boston

Verified Buyer

Comments about HFCU Car Loan Reviews:

Amazing experience, transaction was seamless. Great employees went above and beyond to make this an amazing experience!

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5.0

Great experience, very eay proces, wonderful people

By 

from Derry, NH

Verified Buyer

Comments about HFCU Car Loan Reviews:

I cannot express how happy and satisfied I was from beginning to end with the whole process of getting a car loan through Hanscom Federal Credit Union. Everyone was so helpful from the on-line process to the person sitting at one of the branches. Everyone at the Burlington, MA location is awesome not matter what it is you need from them : )

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5.0

Fast and easy

By 

from Attleboro,ma

Verified Buyer

Comments about HFCU Car Loan Reviews:

Best bank and best rates

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5.0

Attentive fast service!

By 

from Lowell MA

Verified Buyer

Comments about HFCU Car Loan Reviews:

I've been a member of HFCU in Bedford MA for 44 years and have never had a complaint and this time is no different! Rhonda was fantastic to work with, thank you!

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5.0

Smooth as glass process

By 

from Natick, MA

Verified Buyer

Comments about HFCU Car Loan Reviews:

The HFCU team made my recent used auto loan an actual pleasure. Answered a couple of questions and within minutes I was pre-approved and on my way to shopping knowing ahead of time what I had to work with. In addition, once I found my car, they handled everything between the seller and my insurance agent seamlessly and quickly. I hardly lifted a finger! Thanks Alix and Virginia

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5.0

Lucy provides exceptional service.

By 

from Randolph, MA

Verified Buyer

Comments about HFCU Car Loan Reviews:

L ucy has been my banker for many years. She is always accessible and goes out of her way to provide excellent, timely service.

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5.0

Great experience

By 

from Washington DC

Verified Buyer

Comments about HFCU Car Loan Reviews:

Getting this loan was extraordinarily easy. I really didn't need to do a thing. Since I have a personal relationship with my branch, it was a pleasant experience.

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