Car Loans

Car loans and auto refinancing for cars, trucks, and SUVs

New/Used Car Loan

  • Get the same rate on new or used car.
  • Finance up to 120% of purchase price including sales tax and warranty.
  • Apply, sign and get your money online.

Refinance

  • Lower your monthly payment and save hundreds of dollars in finance charges.
  • Drop your current auto loan rate by ½%, 1%, 2% or more.
  • No application fees or title transfer fees.

Let us evaluate your current car, truck or SUV loan payment and reduce your monthly driving cost. 

Complete the form below and a member of the team will contact you and evaluate your existing loan with no obligation.






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Options

Money Saving Options

Discounts

Active Duty members in the U.S. Military (Army, Navy, Air Force, Marines, Coast Guard, National Guard or Active Reserves) can get an additional 0.25% discount for loans on new and used vehicles. Spouses and retired military personnel are not eligible.

Rates

Table data for New and Used Car Loan Rates
 Rates effective 12-12-2018
Annual Percentage Rates (APR) as low as:1 Payment per $1,0002 Alert Me
Up to 24 Months 2.74% $42.87 Receive a notification when this rate changes
25 to 36 Months 3.24% $29.19 Receive a notification when this rate changes
37 to 48 Months 3.44% $22.33 Receive a notification when this rate changes
49 to 65 Months 3.69% $17.00 Receive a notification when this rate changes
66 to 75 Months 3.94% $15.06 Receive a notification when this rate changes
76 to 84 Months 4.74% $14.01 Receive a notification when this rate changes
Apply now Receive a notification when this rate changes
Bi-weekly payments are available. Hanscom FCU offers a 0.25% discount for loans on new and used vehicles (excluding motorcycles) to current active duty members in the U.S. Military. Maximum loan to value for vehicle loans is 120% for members with the best credit profile.
  • 1APR=Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Other rates are available, based on your credit profile and loan terms.
  • 2Repayment amounts will vary depending on the term. This example is estimated for the maximum term.

How much car can you afford?

3 year loan:
7 year loan:
Apply Now

Table data for Better Than a Lease Loan
 Rates effective 12-12-2018
APR1 Maximum Term Alert Me
New Vehicle 1% above vehicle loan rate 72 months
Used Vehicle 1% above vehicle loan rate 48 months
Calculate a Payment
  • 1APR=Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Other rates are available, based on your credit profile and loan terms.

Table data for New and Used Boats, Motorcycles and RVs
 Rates effective 12-12-2018
APR1 Payment per $1,0002 Alert Me
Up to 24 Months 3.24% $43.09 Receive a notification when this rate changes
25 to 36 Months 3.74% $29.41 Receive a notification when this rate changes
37 to 48 Months 3.94% $22.55 Receive a notification when this rate changes
49 to 65 Months 4.19% $17.22 Receive a notification when this rate changes
66 to 75 Months 4.44% $15.29 Receive a notification when this rate changes
76 to 84 Months 5.24% $14.25 Receive a notification when this rate changes
Apply for a Loan Online Receive a notification when this rate changes
  • 1APR=Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Other rates are available, based on your credit profile and loan terms.
  • 2Repayment amounts will vary depending on the term. This example is estimated for the maximum term.

Reviews

Great service, efficient and fast results.

5

Highly recommend. Great customer service! Ease of applying as well.

MA

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Great rate, great service

5

The customer service person bent over backwards to make sure my load was approved before she left on vacation.

Nebraska

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Excellent

5

Excellent

Billerica ma

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Quick process, excellent service

5

Tom is efficient and a true professional.

Boston MA-JFK Fed Bldg

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First car loan

5

My first car loan, it was very easy and the staff was very helpful and I thought I would not qualify and the staff and manager made it work. Very excited and it helped me so much I can't thank them enough. I needed a positive supportive bank and staff to aid me. So I'm leaving my old bank and making Hanscomb my primary bank. Thank you

Hanscomb AFB

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Fast easy wonderful people to work with

5

I hadn't done a loan for an auto for awhile or worked with Hanscom since they took over Touchstone. I made one phone call to inquire about their rates etc. Next thing I knew I was approved and was able to sign documents over the internet since I live in Vermont. Next business day I had a check over- night to my door. Bah da boom bah da bing.........

Vermont

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Great Service!

5

Joanne at the federal courthouse was great

Duxbury

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Awesome

5

My representative was Ashley, very knowledgeable and professional and delightful to work with. I look forward to doing other business HFCU in the future.

Medford

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Very smooth

5

All people were very professional

Keene NH

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Very good deal

5

I'm so happy with your help thank you so much.

White plains ny

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Car Loan Reviews

4.9 438

98.9