Car Loans

Car loans and auto refinancing for cars, trucks, and SUVs

New/Used Car Loan

  • Get the same rate on new or used car.
  • Finance up to 120% of purchase price including sales tax and warranty.
  • Apply, sign and get your money online.

Refinance

  • Lower your monthly payment and save hundreds of dollars in finance charges.
  • Drop your current auto loan rate by ½%, 1%, 2% or more.
  • No application fees or title transfer fees.

Let us evaluate your current car, truck or SUV loan payment and reduce your monthly driving cost. 

Complete the form below and a member of the team will contact you and evaluate your existing loan with no obligation.






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Options

Money Saving Options

Discounts

Active Duty members in the U.S. Military (Army, Navy, Air Force, Marines, Coast Guard, National Guard or Active Reserves) can get an additional 0.25% discount for loans on new and used vehicles. Spouses and retired military personnel are not eligible.

Rates

Table data for New and Used Car Loan Rates
 Rates effective 04-26-2019
Annual Percentage Rates (APR) as low as:1 Payment per $1,0002 Alert Me
Up to 24 Months 2.74% $42.87 Receive a notification when this rate changes
25 to 36 Months 3.24% $29.19 Receive a notification when this rate changes
37 to 48 Months 3.44% $22.33 Receive a notification when this rate changes
49 to 65 Months 3.69% $17.00 Receive a notification when this rate changes
66 to 75 Months 3.94% $15.06 Receive a notification when this rate changes
76 to 84 Months 4.74% $14.01 Receive a notification when this rate changes
Apply now Receive a notification when this rate changes
Bi-weekly payments are available. Hanscom FCU offers a 0.25% discount for loans on new and used vehicles (excluding motorcycles) to current active duty members in the U.S. Military. Maximum loan to value for vehicle loans is 120% for members with the best credit profile.
  • 1APR=Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Other rates are available, based on your credit profile and loan terms.
  • 2Repayment amounts will vary depending on the term. This example is estimated for the maximum term.

How much car can you afford?

3 year loan:
7 year loan:
Apply Now

Table data for Better Than a Lease Loan
 Rates effective 04-26-2019
APR1 Maximum Term Alert Me
New Vehicle 1% above vehicle loan rate 72 months
Used Vehicle 1% above vehicle loan rate 48 months
Calculate a Payment
  • 1APR=Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Other rates are available, based on your credit profile and loan terms.

Table data for New and Used Boats, Motorcycles and RVs
 Rates effective 04-26-2019
APR1 Payment per $1,0002 Alert Me
Up to 24 Months 3.24% $43.09 Receive a notification when this rate changes
25 to 36 Months 3.74% $29.41 Receive a notification when this rate changes
37 to 48 Months 3.94% $22.55 Receive a notification when this rate changes
49 to 65 Months 4.19% $17.22 Receive a notification when this rate changes
66 to 75 Months 4.44% $15.29 Receive a notification when this rate changes
76 to 84 Months 5.24% $14.25 Receive a notification when this rate changes
Apply for a Loan Online Receive a notification when this rate changes
  • 1APR=Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Other rates are available, based on your credit profile and loan terms.
  • 2Repayment amounts will vary depending on the term. This example is estimated for the maximum term.

Reviews

Car Loan

5

I have been with Hanscom for several years and very satisfied Cynthia is wonderful to work with. Made my experience easier.

Massachusetts

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Excellent

5

Yana at the Hanscom branch in VA Boston in Jamaica plain is an excellent employee and super helpful.

Jamaica plain- Massachusetts

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Phenomenal service! Totally awesome experience!

5

"Sumita" was so gracious and professional at all times (Natick branch). I enjoyed the process and the service was flawless. THANK YOU!

Southbridge, Ma.

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Carol J. exemplifies Great Customer Service !

5

I worked with Carol J.on refinancing my 2015 car. She could not have been any better. She understood my needs, was prompt in returning my calls/emails, and her follow-up made continuing to work with HFCU so very easy. She is an asset to your bank!

Taunton, MA

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Great rates, fast friendly service

5

Everything went smoothly from start to finish

Brockton,MA

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Quick Process, Excellent Customer Service

5

HFCU loan staff at JFK did a great job from start to finish. Couldn't have asked for better customer service.

Ware, MA

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Great rates

5

Denise L. was able to single handedly review and process my car loan in 2 days. She was an effective communicator.

Boston ma

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Quick, simple & friendly

5

Anna was extremely helpful throughout the process! Her professionalism and timely manner in responding to my many questions, resulted in a quick and smooth transaction.

Wakefield

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I'll never go through another bank again!

5

HFCU has been awesome! I worked with Melissa to get a motorcycle loan and used car loan for myself and to help some family friends to get their first car loan. Paperwork and approval were excellent and the rates were better than I could find anywhere else. The loan officers actually take time to see if you really can afford the payments and if you need the loan. I highly recommended this bank! Also, the location in the US Coast Guard exchange in the North End of Boston is perfect for active duty personnel and their families.

Boston, MA

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Great People

5

Quick and easy process with knowledgeable and caring staff.

Boston, MA

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Car Loan Reviews

4.9 486

98.4