Car Loans

Car loans and auto refinancing for cars, trucks, and SUVs

New/Used Car Loan

  • Get the same rate on new or used car.
  • Finance up to 120% of purchase price including sales tax and warranty.
  • Apply, sign and get your money online.

Refinance

  • Lower your monthly payment and save hundreds of dollars in finance charges.
  • Drop your current auto loan rate by ½%, 1%, 2% or more.
  • No application fees or title transfer fees.

Let us evaluate your current car, truck or SUV loan payment and reduce your monthly driving cost. 

Complete the form below and a member of the team will contact you and evaluate your existing loan with no obligation.






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Options

Money Saving Options

Discounts

Active Duty members in the U.S. Military (Army, Navy, Air Force, Marines, Coast Guard, National Guard or Active Reserves) can get an additional 0.25% discount for loans on new and used vehicles. Spouses and retired military personnel are not eligible.

Rates

Table data for New and Used Car Loan Rates
 Rates effective 10-18-2018
Annual Percentage Rates (APR) as low as:1 Payment per $1,0002 Alert Me
Up to 24 Months 2.24% $42.65 Receive a notification when this rate changes
25 to 36 Months 2.74% $28.97 Receive a notification when this rate changes
37 to 48 Months 2.94% $22.11 Receive a notification when this rate changes
49 to 65 Months 3.19% $16.77 Receive a notification when this rate changes
66 to 75 Months 3.44% $14.84 Receive a notification when this rate changes
76 to 84 Months 4.74% $14.01 Receive a notification when this rate changes
Apply now Receive a notification when this rate changes
Bi-weekly payments are available. Hanscom FCU offers a 0.25% discount for loans on new and used vehicles (excluding motorcycles) to current active duty members in the U.S. Military. Maximum loan to value for vehicle loans is 120% for members with the best credit profile.
  • 1APR=Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Other rates are available, based on your credit profile and loan terms.
  • 2Repayment amounts will vary depending on the term. This example is estimated for the maximum term.

How much car can you afford?

3 year loan:
7 year loan:
Apply Now

Table data for Better Than a Lease Loan
 Rates effective 10-18-2018
APR1 Maximum Term Alert Me
New Vehicle 1% above vehicle loan rate 72 months
Used Vehicle 1% above vehicle loan rate 48 months
Calculate a Payment
  • 1APR=Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Other rates are available, based on your credit profile and loan terms.

Table data for New and Used Boats, Motorcycles and RVs
 Rates effective 10-18-2018
APR1 Payment per $1,0002 Alert Me
Up to 24 Months 2.74% $42.87 Receive a notification when this rate changes
25 to 36 Months 3.24% $29.19 Receive a notification when this rate changes
37 to 48 Months 3.44% $22.33 Receive a notification when this rate changes
49 to 65 Months 3.69% $17.00 Receive a notification when this rate changes
66 to 75 Months 3.94% $15.06 Receive a notification when this rate changes
76 to 84 Months 5.24% $14.25 Receive a notification when this rate changes
Apply for a Loan Online Receive a notification when this rate changes
  • 1APR=Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Other rates are available, based on your credit profile and loan terms.
  • 2Repayment amounts will vary depending on the term. This example is estimated for the maximum term.

Reviews

Zar's Car;>)

5

Jamie was exceptional and delightful to work with. I was introduced to her by my daughter and son-in-law and look forward to working with Jamie again. Thank you HFCU.

Tewksbury, MA

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The people and rate were great, the webtsite was tough

4

Every person I worked with were amazing and helpful, the rate was great as well. The only issue I had was the whole online process. The website took forever, and more then once removed my information.

Newton, MA

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Great auto refi

5

Application processed in a timely manner. Best interest offer!

Gloucester, MA

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Wicked Good Team ! ! !

5

Your people are totally awesome! communication was clear & timely. Held our hand through the entire process.

Plainville, MA. 02762

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Fast

5

Very nice costumer service

Chelmsford ,MA

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Great experience

5

Would highly recommend. A great experience

Boston

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Hanscom is the best

5

Great services all around

Natick MA

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Car loan

5

Joan from Bedford was outstanding she really cared about getting our loan processed promptly. She worked with our at dealer to assist him to get the paperwork completed in one day. Hanscom's rate was much better than what the dealer was offering. My wife and I are so greatful because the whole experience was handled efficiently expeditiously and with such professionalism.

Lawrence, MA

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Quick and easy

5

The process was very easy and Sylvia at the Burlington Branch was very helpful

Burlington Massachusetts

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excellent service

5

I thought HFCU rates would be better. Was disappointed there wasn't a rate reduction for auto-withdrawal of loan payment. However, the service of the staff at the O'Neil branch was excellent. Delma worked on my loan and did an excellent job. Nina pitched in as well when I had additional questions. Can't say enough about all the staff at the O'Neil branch. They're always pleasant and eager to help with all my credit union business, which is why I went with HFCU despite the loan rate being higher than I desired.

Boston, MA

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Car Loan Reviews

4.9 420

98.8