Car Loans

Car loans and auto refinancing for cars, trucks, and SUVs

New/Used Car Loan

  • Get the same rate on new or used car.
  • Finance up to 120% of purchase price including sales tax and warranty.
  • Apply, sign and get your money online.

Refinance

  • Lower your monthly payment and save hundreds of dollars in finance charges.
  • Drop your current auto loan rate by ½%, 1%, 2% or more.
  • No application fees or title transfer fees.

Let us evaluate your current car, truck or SUV loan payment and reduce your monthly driving cost. 

Complete the form below and a member of the team will contact you and evaluate your existing loan with no obligation. You can also visit any branch location or call us at 800-656-4328 for details.






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Options

Money Saving Options

Discounts

Active Duty members in the U.S. Military (Army, Navy, Air Force, Marines, Coast Guard, National Guard or Active Reserves) can get an additional 0.25% discount for loans on new and used vehicles. Spouses and retired military personnel are not eligible.

Rates

Table data for New and Used Car Loan
 Rates effective 02-19-2018
Annual Percentage Rates (APR) as low as: Payment per $1,0001 Alert Me
Up to 24 Months 1.99% $42.54 Receive a notification when this rate changes
25 to 36 Months 2.49% $28.86 Receive a notification when this rate changes
37 to 48 Months 2.69% $22.00 Receive a notification when this rate changes
49 to 65 Months 2.94% $16.66 Receive a notification when this rate changes
66 to 75 Months 3.19% $14.72 Receive a notification when this rate changes
76 to 84 Months 4.74% $14.01 Receive a notification when this rate changes
Apply now Receive a notification when this rate changes
*APR= Annual Percentage Rate. Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Bi-weekly payments are available. Hanscom FCU offers a 0.25% discount for loans on new and used vehicles (excluding motorcycles) to current active duty members in the U.S. Military. Maximum loan to value for vehicle loans is 120% for members with the best credit profile.
  • 1Repayment amounts will vary depending on the term. This example is estimated for the maximum term.

How much car can you afford?

3 year loan:
7 year loan:
Apply Now

Table data for Better Than a Lease Loan
 Rates effective 02-19-2018
APR1 Maximum Term Alert Me
New Vehicle 1% above vehicle loan rate 72 months
Used Vehicle 1% above vehicle loan rate 48 months
Calculate a Payment
Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Contact Member Services at 800-656-4328 for rate details.
  • 1APR=Annual Percentage Rate.

Table data for New and Used Boats, Motorcycles and RVs
 Rates effective 02-19-2018
APR1 Payment per $1,0002 Alert Me
Up to 24 Months 2.49% $42.76 Receive a notification when this rate changes
25 to 36 Months 2.99% $29.08 Receive a notification when this rate changes
37 to 48 Months 3.19% $22.22 Receive a notification when this rate changes
49 to 65 Months 3.44% $16.88 Receive a notification when this rate changes
66 to 75 Months 3.69% $14.95 Receive a notification when this rate changes
76 to 84 Months 5.24% $14.25 Receive a notification when this rate changes
Apply for a Loan Online Receive a notification when this rate changes
  • 1APR=Annual Percentage Rate.
  • 2Rates shown are for members with the best credit profile. Other rates are available, based on your credit history.

Reviews

Refinanced New Auto Loan

5

I was at the Bedford MA branch on an entirely different matter and thought to ask what the auto loan interest rates were. So much better than what I got at the dealer!! Loan officer and I practically "snapped" our fingers and I had an HFCU loan for a one year shorter term and a rate just over 2% less. Fantastic!!

Nashua NH

No hassle, no pressure service.

5

Recommend HFCU 100%

Vienna, VA

Very easy

5

A simple process with all my questions answered as I was walked through it.

Franklin,MA

Excellent Service !

5

Joanne at the Moakley branch once again made the process of financing a car completely stress free - great service and great rates !

Boston, MA

Car loan/great service overall

5

I had a very easy and satisfying experience with my car loan. I have been Banking at Hanscom for several years and I have always had a good experience.

Bedford Ma

Fast and easy transition!

5

Thank you for your help, everything happened so quickly and smoothly.

Foxborough Ma

Fast and easy!

5

Great experience!

Brockton, MA

Basically, it was the best deal for finances.

5

It is a pleasure to have Hanscom to manage my car loan and any other loans.

Hyde Park

Great experience

5

Great experience with the loan officers

New York

Loan app

5

It was a gentle experience

22 Bowers St Lowell ma 01854

Car Loan Reviews

4.9 317

99.1