Car Loans

Car loans and auto refinancing for cars, trucks, and SUVs

New/Used Car Loan

  • Get the same rate on new or used car.
  • Finance up to 120% of purchase price including sales tax and warranty.
  • Apply, sign and get your money online.

Refinance

  • Lower your monthly payment and save hundreds of dollars in finance charges.
  • Drop your current auto loan rate by ½%, 1%, 2% or more.
  • No application fees or title transfer fees.

Let us evaluate your current car, truck or SUV loan payment and reduce your monthly driving cost. 

Complete the form below and a member of the team will contact you and evaluate your existing loan with no obligation.





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Options

Money Saving Options

Discounts

Active Duty members in the U.S. Military (Army, Navy, Air Force, Marines, Coast Guard, National Guard or Active Reserves) can get an additional 0.25% discount for loans on new and used vehicles. Spouses and retired military personnel are not eligible.

Rates

Table data for New and Used Car Loan Rates
 Rates effective 08-17-2018
Annual Percentage Rates (APR) as low as: Payment per $1,0001 Alert Me
Up to 24 Months 2.24% $42.65 Receive a notification when this rate changes
25 to 36 Months 2.74% $28.97 Receive a notification when this rate changes
37 to 48 Months 2.94% $22.11 Receive a notification when this rate changes
49 to 65 Months 3.19% $16.77 Receive a notification when this rate changes
66 to 75 Months 3.44% $14.84 Receive a notification when this rate changes
76 to 84 Months 4.74% $14.01 Receive a notification when this rate changes
Apply now Receive a notification when this rate changes
*APR= Annual Percentage Rate. Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Bi-weekly payments are available. Hanscom FCU offers a 0.25% discount for loans on new and used vehicles (excluding motorcycles) to current active duty members in the U.S. Military. Maximum loan to value for vehicle loans is 120% for members with the best credit profile.
  • 1Repayment amounts will vary depending on the term. This example is estimated for the maximum term.

How much car can you afford?

3 year loan:
7 year loan:
Apply Now

Table data for Better Than a Lease Loan
 Rates effective 08-17-2018
APR1 Maximum Term Alert Me
New Vehicle 1% above vehicle loan rate 72 months
Used Vehicle 1% above vehicle loan rate 48 months
Calculate a Payment
Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Contact Member Services at 800-656-4328 for rate details.
  • 1APR=Annual Percentage Rate.

Table data for New and Used Boats, Motorcycles and RVs
 Rates effective 08-17-2018
APR1 Payment per $1,0002 Alert Me
Up to 24 Months 2.74% $42.87 Receive a notification when this rate changes
25 to 36 Months 3.24% $29.19 Receive a notification when this rate changes
37 to 48 Months 3.44% $22.33 Receive a notification when this rate changes
49 to 65 Months 3.69% $17.00 Receive a notification when this rate changes
66 to 75 Months 3.94% $15.06 Receive a notification when this rate changes
76 to 84 Months 5.24% $14.25 Receive a notification when this rate changes
Apply for a Loan Online Receive a notification when this rate changes
  • 1APR=Annual Percentage Rate.
  • 2Rates shown are for members with the best credit profile. Other rates are available, based on your credit history.

Reviews

Outstanding Customer Service

5

Incredible customer service from beginning to the completion which was within 2 days.

Boston, MA

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Great and fast services.

5

I had a very good.

MA

true

Abian is great

5

Abian is great

Tysons Corner, VA

true

Great experience

5

Great experience

Northbridge, MA

true

Consumer Friendly throughout application to closing.

5

Hanscom, has helped me at least 3 times when I needed a loan. I have always found the staff to be customer friendly, understanding, and patient. HFCU once the approval is given takes the stress out of completing and expediting the application and if necessary closing process. Quite honestly your service is excellent in my experience. In my 25 years of being a member I have never had a cross word or unpleasant experience. I am not sure how you have succeeded in training individuals to be so consumer oriented while accomplishing your business plan. Kudos to Hanscom!

Boston area

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Professional and Thorough

5

This is our fourth auto loan with HFCU . The service is always efficient with excellent communication regarding loan status. Loan officers are friendly, patient, and helpful. Plus their rates are the best around.

Saugus MA

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Fast and efficient

4

My loan processor was very helpful, the loan was approved in one day and we were able to conduct the complete transaction virtually, even getting the check to the dealership electronically. Kudos!

Killingly CT

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Car loan

5

Extremely professional and the response time is great!!

Lowell

true

Outstanding

5

Could not ask for a better loan officer or credit union

Hilton Head island South Carolina

true

Love the CU

5

Love the CU. Don't have any negative comments

MA

true

Car Loan Reviews

4.9 395

98.7