Apply, sign and get your money online. You can even research a car, truck or SUV online.
Get the low payments with our lease-like program for a new/used car, truck or SUV. Learn more.
Money Saving Options
Active Duty members in the U.S. Military (Army, Navy, Air Force, Marines, Coast Guard, National Guard or Active Reserves) can get an additional 0.25% discount for loans on new and used vehicles. Spouses and retired military personnel are not eligible.
| Annual Percentage Rates (APR) as low as:1 | Payment per $1,0002 | Alert Me | |
|---|---|---|---|
| Up to 24 Months | 2.74% | $42.87 | Receive a notification when this rate changes |
| 25 to 36 Months | 3.24% | $29.19 | Receive a notification when this rate changes |
| 37 to 48 Months | 3.44% | $22.33 | Receive a notification when this rate changes |
| 49 to 65 Months | 3.69% | $17.00 | Receive a notification when this rate changes |
| 66 to 75 Months | 3.94% | $15.06 | Receive a notification when this rate changes |
| 76 to 84 Months | 4.74% | $14.01 | Receive a notification when this rate changes |
| Apply now | Receive a notification when this rate changes | ||
| Bi-weekly payments are available. Hanscom FCU offers a 0.25% discount for loans on new and used vehicles (excluding motorcycles) to current active duty members in the U.S. Military. Maximum loan to value for vehicle loans is 120% for members with the best credit profile. | |||
Apply Now
| APR1 | Maximum Term | Alert Me | |
|---|---|---|---|
| New Vehicle | 1% above vehicle loan rate | 72 months | |
| Used Vehicle | 1% above vehicle loan rate | 48 months | |
| Calculate a Payment | |||
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| APR1 | Payment per $1,0002 | Alert Me | |
|---|---|---|---|
| Up to 24 Months | 3.24% | $43.09 | Receive a notification when this rate changes |
| 25 to 36 Months | 3.74% | $29.41 | Receive a notification when this rate changes |
| 37 to 48 Months | 3.94% | $22.55 | Receive a notification when this rate changes |
| 49 to 65 Months | 4.19% | $17.22 | Receive a notification when this rate changes |
| 66 to 75 Months | 4.44% | $15.29 | Receive a notification when this rate changes |
| 76 to 84 Months | 5.24% | $14.25 | Receive a notification when this rate changes |
| Apply for a Loan Online | Receive a notification when this rate changes | ||
Very good
Ewa
Jamaica plain, Boston MA
I would recommend all to work with HFCU. Very easy, accommodating and efficient.
Nyomee
Boston, MA
every time I call with any question or issue I have it seem to just go away.......the staff and loan people are super and made me feel like the only custome the HFCU has thank you!!!
leo
Medfield Ma
Great rate, easy to work with. Customer service was great.
Colleen
Billerica MA
Fast, easy, actually an enjoyable experience. Karen and Carol expressed genuine enthusiasm for MY car purchase and know their stuff! Extremely responsive, and all timelines as advertised...fast and easy. Very competitive rates, easy to set up payments, great online as well as in person service. Best loan experience ever.
Mark
Hanscom AFB Massachusetts
It was a wonderful experience working with an expert in the loan business. A true keeper for your superior loan department.
Dee the singer
massachusetts
Quick process and a great banker (Annita) made the loan super easy!
Mckfly
Reston
Couldn't have asked for a better experience. I spoke to many people in different branches about a loan as i was looking for a car over the course of 6 months. The answers were always accurate and consistent with what i had heard before. Glad i went thru HFCU!
Andy
Massachusetts
It took me over 4 weeks to get approved for my car loan. Only one HFCU member contacted me and apologized the office was short staffed. It took way longer and was more difficult than expected.
RLJ
MA
The entire Billerica Staff was very professional and pleasant through out the loan process. I have also have been a member for 38 years. Through out the years I have always have had good experiences with Hanscom Federal Credit Union.
John
Dracut Ma
98.6