Car Loans

Car loans and auto refinancing for cars, trucks, and SUVs

New/Used Car Loan

  • Get the same rate on new or used car.
  • Finance up to 120% of purchase price including sales tax and warranty.
  • Apply, sign and get your money online.

Refinance

  • Lower your monthly payment and save hundreds of dollars in finance charges.
  • Drop your current auto loan rate by ½%, 1%, 2% or more.
  • No application fees or title transfer fees.

Let us evaluate your current car, truck or SUV loan payment and reduce your monthly driving cost. 

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Options

Money Saving Options

Discounts

Active Duty members in the U.S. Military (Army, Navy, Air Force, Marines, Coast Guard, National Guard or Active Reserves) can get an additional 0.25% discount for loans on new and used vehicles. Spouses and retired military personnel are not eligible.

Rates

New and used cars, trucks, vans, boats, and motorcycles

  •  Rates effective 06-24-2017
Annual Percentage Rates (APR) as low as: Payment per $1,0001 Alert Me
Up to 24 Months 1.99% $42.54
25 to 36 Months 2.49% $28.86
37 to 48 Months 2.69% $22.00
49 to 65 Months 2.94% $16.66
66 to 75 Months 3.19% $14.72
76 to 84 Months 4.74% $14.01
Apply now
*APR= Annual Percentage Rate. Bi-weekly payments are available. Hanscom FCU offers a 0.25% discount for loans on new and used vehicles (excluding motorcycles) to current active duty members in the U.S. Military. Maximum loan to value for vehicle loans is 120% for members with the best credit profile. **Rates shown are for members with the best credit profile. Other rates are available, based on your credit history.Contact Member Services at 800-656-4328 for rate details.
  • 1Repayment amounts will vary depending on the term. This example is estimated for the maximum term.

How much car can you afford?

3 year loan:
7 year loan:
Apply Now

Better Than a Lease Loan

  •  Rates effective 06-24-2017
APR1 Maximum Term Alert Me
New Vehicle 1% above vehicle loan rate 72 months
Used Vehicle 1% above vehicle loan rate 48 months
Calculate a Payment
Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Contact Member Services at 800-656-4328 for rate details.
  • 1APR=Annual Percentage Rate.

Reviews

REVIEW SNAPSHOT®

by PowerReviews
HFCUCar Loan Reviews
 
4.9

(based on 260 reviews)

Ratings Distribution

  • 5 Stars

     

    (244)

  • 4 Stars

     

    (11)

  • 3 Stars

     

    (2)

  • 2 Stars

     

    (2)

  • 1 Stars

     

    (1)

99%

of respondents would recommend this to a friend.

Pros

No Pros

Cons

No Cons

Best Uses

No Best Uses
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Reviewed by 260 customers

Displaying reviews 1-10

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5.0

Absolutely fantastic customer service!!!

By 

from Central PA

Verified Buyer

Comments about HFCU Car Loan Reviews:

Working with Eric was an absolute pleasure! He's always staying on top of things to get the loan processed and quickly too. He's a great asset to HFCU and made everything quite smooth!

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5.0

Car loan

By 

from Boston, MA

Verified Buyer

Comments about HFCU Car Loan Reviews:

The entire loan process was seamless

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5.0

fast and easy

By 

from lincoln park,nj

Verified Buyer

Comments about HFCU Car Loan Reviews:

very good all around

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5.0

the best

By 

from marlboro

Verified Buyer

Comments about HFCU Car Loan Reviews:

aleix is the most caring person I have met in the past 40 plus years .Hansom should be proud of her service .she will go out of her way to help you A++++++

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5.0

Auto loans

By 

from Rochester NH

Verified Buyer

Comments about HFCU Car Loan Reviews:

I have used the credit union twice now and both times they have been very good at giving me a very nice rate and I am pleased to have someone that I can call and talk to. They are very fast, very nice to deal with and I will tell anyone to go to them.

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4.0

ND

By 

from bpston

Verified Buyer

Comments about HFCU Car Loan Reviews:

N/A

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5.0

Good value with friendly and professional services.

By 

from Florida, Massachusetts

Verified Buyer

Comments about HFCU Car Loan Reviews:

It has been my experience over the past twenty years or so to find HFCU to be one of the very best in all of my banking needs; especially car loans. I honestly feel, because of the way I am treated, that HFCU feels that I am a valued customer.

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5.0

Excellent, Fast, Professional Service

By 

from Jamaica Plain, MA

Verified Buyer

Comments about HFCU Car Loan Reviews:

Denise was so wonderful and made me feel good about asking for the loan. I wasn't for sure if I was going to qualify but she went above & beyond to help me get the loan. I am going to be a satisfied, repeating customer! Thanks again!

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5.0

GREAT JOB!

By 

from BOSTON

Verified Buyer

Comments about HFCU Car Loan Reviews:

EXCELLENT SERVICE!

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5.0

Took some stress out of car buying

By 

from Baltimore, MD

Verified Buyer

Comments about HFCU Car Loan Reviews:

Buying a car is a hassle, but huge thanks to everyone at Hanscom for making the financing easy as possible. Great rates, super helpful staff, no complaints at all!

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