Car Loans

Car loans and auto refinancing for cars, trucks, and SUVs

New/Used Car Loan

  • Get the same rate on new or used car.
  • Finance up to 120% of purchase price including sales tax and warranty.
  • Apply, sign and get your money online.

Refinance

  • Lower your monthly payment and save hundreds of dollars in finance charges.
  • Drop your current auto loan rate by ½%, 1%, 2% or more.
  • No application fees or title transfer fees.

Let us evaluate your current car, truck or SUV loan payment and reduce your monthly driving cost. 

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Options

Money Saving Options

Discounts

Active Duty members in the U.S. Military (Army, Navy, Air Force, Marines, Coast Guard, National Guard or Active Reserves) can get an additional 0.25% discount for loans on new and used vehicles. Spouses and retired military personnel are not eligible.

Rates

New and used cars, trucks, vans, boats, and motorcycles

  •  Rates effective 08-20-2017
Annual Percentage Rates (APR) as low as: Payment per $1,0001 Alert Me
Up to 24 Months 1.99% $42.54
25 to 36 Months 2.49% $28.86
37 to 48 Months 2.69% $22.00
49 to 65 Months 2.94% $16.66
66 to 75 Months 3.19% $14.72
76 to 84 Months 4.74% $14.01
Apply now
*APR= Annual Percentage Rate. Bi-weekly payments are available. Hanscom FCU offers a 0.25% discount for loans on new and used vehicles (excluding motorcycles) to current active duty members in the U.S. Military. Maximum loan to value for vehicle loans is 120% for members with the best credit profile. **Rates shown are for members with the best credit profile. Other rates are available, based on your credit history.Contact Member Services at 800-656-4328 for rate details.
  • 1Repayment amounts will vary depending on the term. This example is estimated for the maximum term.

How much car can you afford?

3 year loan:
7 year loan:
Apply Now

Better Than a Lease Loan

  •  Rates effective 08-20-2017
APR1 Maximum Term Alert Me
New Vehicle 1% above vehicle loan rate 72 months
Used Vehicle 1% above vehicle loan rate 48 months
Calculate a Payment
Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Contact Member Services at 800-656-4328 for rate details.
  • 1APR=Annual Percentage Rate.

Reviews

REVIEW SNAPSHOT®

by PowerReviews
HFCUCar Loan Reviews
 
4.9

(based on 284 reviews)

Ratings Distribution

  • 5 Stars

     

    (266)

  • 4 Stars

     

    (13)

  • 3 Stars

     

    (2)

  • 2 Stars

     

    (2)

  • 1 Stars

     

    (1)

99%

of respondents would recommend this to a friend.

Pros

No Pros

Cons

No Cons

Best Uses

No Best Uses
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Reviewed by 284 customers

Displaying reviews 1-10

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5.0

Second time around

By 

from Batavia, IL

Verified Buyer

Comments about HFCU Car Loan Reviews:

This is my second loan with Hanscom, both experiences have been great! Thank you for making it easy.

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5.0

A good experience.

By 

from Natick, MA

Verified Buyer

Comments about HFCU Car Loan Reviews:

The folks at Natick are a pleasure to do business with.

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5.0

Great Loan, best rate

By 

from stoneham, ma

Verified Buyer

Comments about HFCU Car Loan Reviews:

Everything was excellent. My only concern was I didn't know which loan I wanted to apply for (48 month or over 48 months) so having two different loans was confusing - why not make ONE loan and have a selection of preferences at the end?

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5.0

Great experience

By 

from Boston Massachusetts

Verified Buyer

Comments about HFCU Car Loan Reviews:

I was very please with the service met with my satisfaction all the great people very patience and helpful

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5.0

Incredible service

By 

from McLean VA

Verified Buyer

Comments about HFCU Car Loan Reviews:

McLean manager, Abiani, could not have been more helpful. I ended up confusing everyone but her! Good rates, easy process, and helpful and friendly service.

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5.0

Professional and efficient

By 

from Salem, MA

Verified Buyer

Comments about HFCU Car Loan Reviews:

I'm an old member of the credit union and have always had superior service and this was no exception. Ann Marie (your filter won't let me use her last name) was a delight to work with. Fast and knowledgeable I was in and out with everything explained and covered. You guys are the best!

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5.0

Quality Service and Fast Loan Closing

By 

from Framingham, MA

Verified Buyer

Comments about HFCU Car Loan Reviews:

Member since 1997. Knowledgeable staff and always got help to solve any banking problem quickly. Quick on-line loan processing and close.

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5.0

Great service

By 

from Andover MA

Verified Buyer

Comments about HFCU Car Loan Reviews:

Great service. Very quick and easy.

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5.0

Always going the extra mile

By 

from Pepperell, MA

Verified Buyer

Comments about HFCU Car Loan Reviews:

Always have great service with HFCU. Took the extra time to find a way for me to get the vehicle I wanted.

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5.0

Great Experience

By 

from boston ma

Verified Buyer

Comments about HFCU Car Loan Reviews:

the staff that help me was so patient helpful.

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Displaying reviews 1-10

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