Car Loans

Car loans and auto refinancing for cars, trucks, and SUVs

New/Used Car Loan

  • Get the same rate on new or used car.
  • Finance up to 120% of purchase price including sales tax and warranty.
  • Apply, sign and get your money online.

Refinance

  • Lower your monthly payment and save hundreds of dollars in finance charges.
  • Drop your current auto loan rate by ½%, 1%, 2% or more.
  • No application fees or title transfer fees.

Let us evaluate your current car, truck or SUV loan payment and reduce your monthly driving cost. 

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Options

Money Saving Options

Discounts

Active Duty members in the U.S. Military (Army, Navy, Air Force, Marines, Coast Guard, National Guard or Active Reserves) can get an additional 0.25% discount for loans on new and used vehicles. Spouses and retired military personnel are not eligible.

Rates

New and used cars, trucks, vans, boats, and motorcycles

  •  Rates effective 10-23-2017
Annual Percentage Rates (APR) as low as: Payment per $1,0001 Alert Me
Up to 24 Months 1.99% $42.54
25 to 36 Months 2.49% $28.86
37 to 48 Months 2.69% $22.00
49 to 65 Months 2.94% $16.66
66 to 75 Months 3.19% $14.72
76 to 84 Months 4.74% $14.01
Apply now
*APR= Annual Percentage Rate. Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Bi-weekly payments are available. Hanscom FCU offers a 0.25% discount for loans on new and used vehicles (excluding motorcycles) to current active duty members in the U.S. Military. Maximum loan to value for vehicle loans is 120% for members with the best credit profile.
  • 1Repayment amounts will vary depending on the term. This example is estimated for the maximum term.

How much car can you afford?

3 year loan:
7 year loan:
Apply Now

Better Than a Lease Loan

  •  Rates effective 10-23-2017
APR1 Maximum Term Alert Me
New Vehicle 1% above vehicle loan rate 72 months
Used Vehicle 1% above vehicle loan rate 48 months
Calculate a Payment
Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Contact Member Services at 800-656-4328 for rate details.
  • 1APR=Annual Percentage Rate.

Reviews

REVIEW SNAPSHOT®

by PowerReviews
HFCUCar Loan Reviews
 
4.9

(based on 299 reviews)

Ratings Distribution

  • 5 Stars

     

    (280)

  • 4 Stars

     

    (14)

  • 3 Stars

     

    (2)

  • 2 Stars

     

    (2)

  • 1 Stars

     

    (1)

99%

of respondents would recommend this to a friend.

Pros

No Pros

Cons

No Cons

Best Uses

No Best Uses
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Reviewed by 299 customers

Displaying reviews 1-10

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5.0

Car Loan

By 

from Arlington, MA

Verified Buyer

Comments about HFCU Car Loan Reviews:

As a member for close to 25 years, HFCU to me *always* makes any kind of transaction easy. Anna M. of the Burlington branch immediately responded to my emails about transferring a car loan to HFCU and was very easy to communicate with during that process.

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5.0

Outstanding Customer Service!!!

By 

from Fresno, CA

Verified Buyer

Comments about HFCU Car Loan Reviews:

I have nothing but GREAT things to say about this experience. I felt all my concerns were heard and I was given the best option. Any questions I had they were answered as well as I was given more opportunities to improve my finances in the future too. I am so thankful for people Alberto and Bill at the Bedford Branch. There customer focus made it feel like I was their only customer!

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5.0

Great Customer Service

By 

from Manchester, CT

Verified Buyer

Comments about HFCU Car Loan Reviews:

Thanks for all the hard work and great people!!

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5.0

Great experience, excellent savings result

By 

from Virginia

Verified Buyer

Comments about HFCU Car Loan Reviews:

Steph and team were fantastic! She looked at several options and made great recommendations

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5.0

Outstanding expedited loan processing!

By 

from Winchendon

Verified Buyer

Comments about HFCU Car Loan Reviews:

I applied for my auto loan on a Thursday night and closed by noon on Friday. This was a completely hassle-free process. I will recommend Hanscom FCU to all of my friends and family!

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4.0

Lots of hoops but helpful people and great loan

By 

from Salt Lake City, UT

Verified Buyer

Comments about HFCU Car Loan Reviews:

I initially applied and then was delayed in buying a car, so I had to apply again and was passed off to a second person. Both people that helped me were very helpful and informative. Because I have some unique work circumstances (freelance in film industry), I had to submit a million different things (including not only my tax returns, but each job's proof of income individually (all 8 of them)) and it took a lot of back and forth with me being continually asked for new stuff. I was very near the point of giving up when I was finally officially approved/confirmed/whatever. Because it took awhile, I ended up getting a loan through a different institution and then had to do the pay-out thing, which was an extra hassle, but the rate and terms were a lot better and I know and trust Hanscom as an institution more than the other local place. Overall, I'm really glad it worked out and I would recommend it to anyone who has a more consistent job and a good credit score.

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5.0

Couldn't have been easier!

By 

from Devens, MA

Verified Buyer

Comments about HFCU Car Loan Reviews:

Jennifer in the Devens branch made this process so easy. We were so happy with financing our new car, we decided to refinance our other car with her as well. Thank you!

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5.0

Easy

By 

from Boston

Verified Buyer

Comments about HFCU Car Loan Reviews:

Very good service

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5.0

Fast and Easy!

By 

from Medford ma

Verified Buyer

Comments about HFCU Car Loan Reviews:

Rhonda P. From Bedford,Ma was the best to work with!! (won't let me put her last name came up flagged for profanity/restricted word)
She deserves ⭐️⭐️⭐️⭐️⭐️.

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5.0

No hassle and quick turn over.

By 

from Ma

Verified Buyer

Comments about HFCU Car Loan Reviews:

This was my third loan and there was no problems and the service was amazing.

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