Car Loans

Car, Truck and SUV

New/Used Car Loan

  • Get the same rate on new or used car.
  • Finance up to 120% of purchase price including sales tax and warranty.
  • Apply, sign and get your money online.

Refinance

  • Lower your monthly payment and save hundreds of dollars in finance charges.
  • Drop your current auto loan rate by ½%, 1%, 2% or more.
  • No application fees or title transfer fees.

Let us evaluate your current car, truck or SUV loan payment and reduce your monthly driving cost. 

Please enter the code shown in the image




 

Options

Money Saving Options

Discounts

Active Duty members in the U.S. Military (Army, Navy, Air Force, Marines, Coast Guard, National Guard or Active Reserves) can get an additional 0.25% discount for loans on new and used vehicles. Spouses and retired military personnel are not eligible.

Rates

New and used cars, trucks, vans, boats, and motorcycles

  •  Rates effective 05-23-2017
Annual Percentage Rates (APR) as low as: Payment per $1,0001 Alert Me
Up to 24 Months 1.99% $42.54
25 to 36 Months 2.49% $28.86
37 to 48 Months 2.69% $22.00
49 to 65 Months 2.94% $16.66
66 to 75 Months 3.19% $14.72
76 to 84 Months 4.74% $14.01
Apply now
*APR= Annual Percentage Rate. Bi-weekly payments are available. Hanscom FCU offers a 0.25% discount for loans on new and used vehicles (excluding motorcycles) to current active duty members in the U.S. Military. Maximum loan to value for vehicle loans is 120% for members with the best credit profile. **Rates shown are for members with the best credit profile. Other rates are available, based on your credit history.Contact Member Services at 800-656-4328 for rate details.
  • 1Repayment amounts will vary depending on the term. This example is estimated for the maximum term.

How much car can you afford?

3 year loan:
7 year loan:
Apply Now

Better Than a Lease Loan

  •  Rates effective 05-23-2017
APR1 Maximum Term Alert Me
New Vehicle 1% above vehicle loan rate 72 months
Used Vehicle 1% above vehicle loan rate 48 months
Calculate a Payment
Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Contact Member Services at 800-656-4328 for rate details.
  • 1APR=Annual Percentage Rate.

Reviews

REVIEW SNAPSHOT®

by PowerReviews
HFCUCar Loan Reviews
 
4.9

(based on 237 reviews)

Ratings Distribution

  • 5 Stars

     

    (223)

  • 4 Stars

     

    (9)

  • 3 Stars

     

    (2)

  • 2 Stars

     

    (2)

  • 1 Stars

     

    (1)

99%

of respondents would recommend this to a friend.

Pros

No Pros

Cons

No Cons

Best Uses

No Best Uses
    • Loan process and service:
    •  
    • Approval time:
    •  
    • Value, rate & terms:
    •  
    • Ease of applying:
    •  

Reviewed by 237 customers

Displaying reviews 1-10

Back to top

Previous | Next »

 
5.0

outstanding service

By 

from boston

Verified Buyer

Comments about HFCU Car Loan Reviews:

the 5 stars says it all.

  • Loan process and service:
  •  
  • Approval time:
  •  
  • Value, rate & terms:
  •  
  • Ease of applying:
  •  
 
5.0

Fast

By 

from Boston

Verified Buyer

Comments about HFCU Car Loan Reviews:

Help me get my car back on the road

  • Loan process and service:
  •  
  • Approval time:
  •  
  • Value, rate & terms:
  •  
  • Ease of applying:
  •  
 
5.0

Flawless customr service

By 

from Mclean

Verified Buyer

Comments about HFCU Car Loan Reviews:

Nice to work with Anita, I consider her my very own personal financial advisor, she helping me get back track by helping me consolidate my debt, while still being able to afford better transportation which is a necessity.

  • Loan process and service:
  •  
  • Approval time:
  •  
  • Value, rate & terms:
  •  
  • Ease of applying:
  •  
 
5.0

Efficient, easy to help you through the process

By 

from Nh

Verified Buyer

Comments about HFCU Car Loan Reviews:

Jennifer made the process easy to understand and walked me through everything.

  • Loan process and service:
  •  
  • Approval time:
  •  
  • Value, rate & terms:
  •  
  • Ease of applying:
  •  
 
5.0

Hhhhh

By 

from Ma

Verified Buyer

Comments about HFCU Car Loan Reviews:

Great service and it was quick

  • Loan process and service:
  •  
  • Approval time:
  •  
  • Value, rate & terms:
  •  
  • Ease of applying:
  •  
 
5.0

Great

By 

from Boston

Verified Buyer

Comments about HFCU Car Loan Reviews:

Great service.

  • Loan process and service:
  •  
  • Approval time:
  •  
  • Value, rate & terms:
  •  
  • Ease of applying:
  •  
 
5.0

Excellent experience overall

By 

from Boston, MA

Verified Buyer

Comments about HFCU Car Loan Reviews:

The team at HFCU was great, Lorie responded to my online inquiry within a few hours and the whole process was done in a week and able to be completed 100% online. The loan officer I worked with, Rhonda, was very helpful in working with me to structure the loan so I had the lowest possible rate and payment within my budget. My rate ended up being half the rate with the dealer's financing.

  • Loan process and service:
  •  
  • Approval time:
  •  
  • Value, rate & terms:
  •  
  • Ease of applying:
  •  
 
5.0

Great, as usual.

By 

from McLean, VA

Verified Buyer

Comments about HFCU Car Loan Reviews:

All interactions with the staff at the Hanscom FCU branch located at MITRE in McLean, VA are always a pleasure.

  • Loan process and service:
  •  
  • Approval time:
  •  
  • Value, rate & terms:
  •  
  • Ease of applying:
  •  
 
5.0

Fast and efficient service.

By 

from Lowell, Ma.

Verified Buyer

Comments about HFCU Car Loan Reviews:

I'm so happy with Hanscom today. They totally worked on my behalf and gave me expedited service. Hanscom, thank you. I'm so happy I joined. Today I'm driving because of you and I can't wait until Im ready to purchase a home. Highly recommended.

  • Loan process and service:
  •  
  • Approval time:
  •  
  • Value, rate & terms:
  •  
  • Ease of applying:
  •  
 
5.0

Holleran

By 

from Wilmington, MA

Verified Buyer

Comments about HFCU Car Loan Reviews:

The manager Bill was fantastic, as was Tara. Hanscom has been my bank for 30 years now. They have treated me so well and I've never had one single problem with them. They've been understanding through some tough times throughout my life.

  • Loan process and service:
  •  
  • Approval time:
  •  
  • Value, rate & terms:
  •  
  • Ease of applying:
  •  

Displaying reviews 1-10

Back to top

Previous | Next »