Car Loans

Car loans and auto refinancing for cars, trucks, and SUVs

New/Used Car Loan

  • Get the same rate on new or used car.
  • Finance up to 120% of purchase price including sales tax and warranty.
  • Apply, sign and get your money online.

Refinance

  • Lower your monthly payment and save hundreds of dollars in finance charges.
  • Drop your current auto loan rate by ½%, 1%, 2% or more.
  • No application fees or title transfer fees.

Let us evaluate your current car, truck or SUV loan payment and reduce your monthly driving cost. 

Complete the form below and a member of the team will contact you and evaluate your existing loan with no obligation. You can also visit any branch location or call us at 800-656-4328 for details.






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Options

Money Saving Options

Discounts

Active Duty members in the U.S. Military (Army, Navy, Air Force, Marines, Coast Guard, National Guard or Active Reserves) can get an additional 0.25% discount for loans on new and used vehicles. Spouses and retired military personnel are not eligible.

Rates

Table data for New and Used Car Loan
 Rates effective 04-19-2018
Annual Percentage Rates (APR) as low as: Payment per $1,0001 Alert Me
Up to 24 Months 1.99% $42.54 Receive a notification when this rate changes
25 to 36 Months 2.49% $28.86 Receive a notification when this rate changes
37 to 48 Months 2.69% $22.00 Receive a notification when this rate changes
49 to 65 Months 2.94% $16.66 Receive a notification when this rate changes
66 to 75 Months 3.19% $14.72 Receive a notification when this rate changes
76 to 84 Months 4.74% $14.01 Receive a notification when this rate changes
Apply now Receive a notification when this rate changes
*APR= Annual Percentage Rate. Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Bi-weekly payments are available. Hanscom FCU offers a 0.25% discount for loans on new and used vehicles (excluding motorcycles) to current active duty members in the U.S. Military. Maximum loan to value for vehicle loans is 120% for members with the best credit profile.
  • 1Repayment amounts will vary depending on the term. This example is estimated for the maximum term.

How much car can you afford?

3 year loan:
7 year loan:
Apply Now

Table data for Better Than a Lease Loan
 Rates effective 04-19-2018
APR1 Maximum Term Alert Me
New Vehicle 1% above vehicle loan rate 72 months
Used Vehicle 1% above vehicle loan rate 48 months
Calculate a Payment
Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Contact Member Services at 800-656-4328 for rate details.
  • 1APR=Annual Percentage Rate.

Table data for New and Used Boats, Motorcycles and RVs
 Rates effective 04-19-2018
APR1 Payment per $1,0002 Alert Me
Up to 24 Months 2.49% $42.76 Receive a notification when this rate changes
25 to 36 Months 2.99% $29.08 Receive a notification when this rate changes
37 to 48 Months 3.19% $22.22 Receive a notification when this rate changes
49 to 65 Months 3.44% $16.88 Receive a notification when this rate changes
66 to 75 Months 3.69% $14.95 Receive a notification when this rate changes
76 to 84 Months 5.24% $14.25 Receive a notification when this rate changes
Apply for a Loan Online Receive a notification when this rate changes
  • 1APR=Annual Percentage Rate.
  • 2Rates shown are for members with the best credit profile. Other rates are available, based on your credit history.

Reviews

Easy process

5

Great service

Boston, MA

Exceptionally easy loan process

5

I was happy to find out that HFCU had the lowest rates around and really like their online banking website and App so getting my new truck loan through them was inevitable.

Chesterfield, VA

Better rate,

5

The rate is very low and it helps to get a better plan. Thanks a lot HFCU

Malden, MA

Outstanding Customer Service

5

Colleen in the Bedford branch was awesome to work with from beginning to end. She worked with me; my insurance company and the dealership. She was always very responsive and professional. She made my car buying experience easy and enjoyable and I highly recommend her to others.

Bedford Ma

Excellent

5

Great experience

Boston

Great value, fast and easy!

5

Great value, fast and easy!

Northborough, MA

Fast, simple instructions, and Alix was wonderful!

5

Start to finish, the process was painless, easy to understand, and I was given a clear understanding of the various aspects available. Simplest car loan! Alix was very kind and helpful.

Littleton, MA

Couldn't Be Happier

5

Ayanna at the Jamaica Plain branch went above and beyond with regard to my loan, and on a Friday afternoon, no less! This is my third auto loan with Hanscom, and I can't imagine going anywhere else. Super-nice, professional people who care. Thanks!

Boston, MA

Car Loan and Boat Loan

5

Long time member and for good reason - always great service, prompt response. Just need patience working through the auto menu selections the first time around...

Falmouth, MA

Incredibly fast and easy!

5

My Loan Officer is the best. She knows her work from A to Z and strives to help her customers.

Billerica, MA

Car Loan Reviews

4.9 347

99.1