Car Loans

Better Than a Lease

(0 out of 5)

Read Better Than a Lease Loan Reviews  Write a Review

• Title is in your name - not the dealer.
• Lower monthly payments compared to a traditional lease.
• Low or no down payment.
• No security deposit, no initial fees and no penalty for early payment.

Compare and calculate payments

Refinance

• Lower your monthly payment and save hundreds of dollars in finance charges.
• Drop your current auto loan rate by ½%, 1%, 2% or more.
• No application fees or title transfer fees.

Let us evaluate your current car, truck or SUV loan payment and reduce your monthly driving cost. 

• Complete the form below and a member of the team will contact you and evaluate your existing loan with no obligation. You can also visit any branch location or call us at 800-656-4328 for details.
• First Name
• Last Name
• Phone
• Email
• Best way to reach you?

  • Phone
  • Email

   

Security Please enter the code shown in the image

 

Options

Money Saving Options

• Auto Insurance
• GAP Insurance
• Mechanical Breakdown Protection
• Payment Protection
• Get a free CARFAX® report on us! We’ll provide your CARFAX report free* after rebate when you finance your vehicle with us. Ask a member service representative for details.

Discounts

Combine these discounts for maximum savings

• 0.25% for automatic payment from an HFCU checking account
• 0.25% for a 10% down payment
• 0.50% for a 20% down payment
• 0.25% for any car that receives a combined miles per gallon rating of 30 mpg or more as determined by the U.S. Department of Energy and published at www.fueleconomy.gov

The above discounts can be combined for up to 0.50% off our standard loan rate for members with the best credit profile.

• Active Duty members in the U.S. Military (Army, Navy, Air Force, Marines, Coast Guard, National Guard or Active Reserves) can get an additional 0.25% discount for loans on new and used vehicles. Spouses and retired military personnel are not eligible.

Rates