Apply, sign and get your money online. You can even research a car, truck or SUV online.
Get the low payments with our lease-like program for a new/used car, truck or SUV. Learn more.
1% above vehicle loan rate
Money Saving Options
Active Duty members in the U.S. Military (Army, Navy, Air Force, Marines, Coast Guard, National Guard or Active Reserves) can get an additional 0.25% discount for loans on new and used vehicles. Spouses and retired military personnel are not eligible.
New and used cars, trucks, vans, boats, and motorcycles
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| Annual Percentage Rates (APR) as low as: | Payment per $1,0001 | Alert Me | |
| Up to 24 Months | 1.99% | $42.54 | |
| 25 to 36 Months | 2.49% | $28.86 | |
| 37 to 48 Months | 2.69% | $22.00 | |
| 49 to 65 Months | 2.94% | $16.66 | |
| 66 to 75 Months | 3.19% | $14.72 | |
| 76 to 84 Months | 4.74% | $14.01 | |
| Apply now | |||
| *APR= Annual Percentage Rate. Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Bi-weekly payments are available. Hanscom FCU offers a 0.25% discount for loans on new and used vehicles (excluding motorcycles) to current active duty members in the U.S. Military. Maximum loan to value for vehicle loans is 120% for members with the best credit profile. | |||
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Apply Now
Better Than a Lease Loan
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| APR1 | Maximum Term | Alert Me | |
| New Vehicle | 1% above vehicle loan rate | 72 months | |
| Used Vehicle | 1% above vehicle loan rate | 48 months | |
| Calculate a Payment | |||
| Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Contact Member Services at 800-656-4328 for rate details. | |||
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REVIEW SNAPSHOT®
by PowerReviews(based on 299 reviews)
Ratings Distribution
5 Stars
(280)
4 Stars
(14)
3 Stars
(2)
2 Stars
(2)
1 Stars
(1)
99%
of respondents would recommend this to a friend.
Ratings Distribution
5 Stars
(280)
4 Stars
(14)
3 Stars
(2)
2 Stars
(2)
1 Stars
(1)
Pros
Cons
Best Uses
Reviewed by 299 customers
Displaying reviews 1-10
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Car Loan
By Michael
from Arlington, MA
Comments about HFCU Car Loan Reviews:
As a member for close to 25 years, HFCU to me *always* makes any kind of transaction easy. Anna M. of the Burlington branch immediately responded to my emails about transferring a car loan to HFCU and was very easy to communicate with during that process.
Bottom Line Yes, I would recommend this to a friend
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Outstanding Customer Service!!!
By Kim
from Fresno, CA
Comments about HFCU Car Loan Reviews:
I have nothing but GREAT things to say about this experience. I felt all my concerns were heard and I was given the best option. Any questions I had they were answered as well as I was given more opportunities to improve my finances in the future too. I am so thankful for people Alberto and Bill at the Bedford Branch. There customer focus made it feel like I was their only customer!
Bottom Line Yes, I would recommend this to a friend
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Great Customer Service
By Nory
from Manchester, CT
Comments about HFCU Car Loan Reviews:
Thanks for all the hard work and great people!!
Bottom Line Yes, I would recommend this to a friend
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Great experience, excellent savings result
By DaDaDru
from Virginia
Comments about HFCU Car Loan Reviews:
Steph and team were fantastic! She looked at several options and made great recommendations
Bottom Line Yes, I would recommend this to a friend
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Outstanding expedited loan processing!
By Jamie
from Winchendon
Comments about HFCU Car Loan Reviews:
I applied for my auto loan on a Thursday night and closed by noon on Friday. This was a completely hassle-free process. I will recommend Hanscom FCU to all of my friends and family!
Bottom Line Yes, I would recommend this to a friend
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Lots of hoops but helpful people and great loan
By Ange
from Salt Lake City, UT
Comments about HFCU Car Loan Reviews:
I initially applied and then was delayed in buying a car, so I had to apply again and was passed off to a second person. Both people that helped me were very helpful and informative. Because I have some unique work circumstances (freelance in film industry), I had to submit a million different things (including not only my tax returns, but each job's proof of income individually (all 8 of them)) and it took a lot of back and forth with me being continually asked for new stuff. I was very near the point of giving up when I was finally officially approved/confirmed/whatever. Because it took awhile, I ended up getting a loan through a different institution and then had to do the pay-out thing, which was an extra hassle, but the rate and terms were a lot better and I know and trust Hanscom as an institution more than the other local place. Overall, I'm really glad it worked out and I would recommend it to anyone who has a more consistent job and a good credit score.
Bottom Line Yes, I would recommend this to a friend
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Couldn't have been easier!
By E&J
from Devens, MA
Comments about HFCU Car Loan Reviews:
Jennifer in the Devens branch made this process so easy. We were so happy with financing our new car, we decided to refinance our other car with her as well. Thank you!
Bottom Line Yes, I would recommend this to a friend
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Easy
By Obalin Nova Mendez
from Boston
Comments about HFCU Car Loan Reviews:
Very good service
Bottom Line Yes, I would recommend this to a friend
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Fast and Easy!
By Jayg
from Medford ma
Comments about HFCU Car Loan Reviews:
Rhonda P. From Bedford,Ma was the best to work with!! (won't let me put her last name came up flagged for profanity/restricted word)
She deserves ⭐️⭐️⭐️⭐️⭐️.
Bottom Line Yes, I would recommend this to a friend
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No hassle and quick turn over.
By Pasquale
from Ma
Comments about HFCU Car Loan Reviews:
This was my third loan and there was no problems and the service was amazing.
Bottom Line Yes, I would recommend this to a friend
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Displaying reviews 1-10
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