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Credit Cards

There’s a perfect Hanscom FCU credit card for your lifestyle: CASH + REWARDS World Mastercard®, Platinum Mastercard, or Platinum Secure Mastercard.

Get yours here and take it anywhere.

CASH + REWARDS World Mastercard

  • No annual fee 
  • Earn unlimited 1% cash back on every purchase every day and there's no limit to how much you can earn.
  • Reward categories will include cash back, gift cards, merchandise, travel, green products, experiences, charitable donations and more.

Apply for World Mastercard 

Platinum Mastercard

  • Same low rate for purchases, balance transfers, and cash advances.
  • No annual fees or balance transfer fees.
  • No fee for cash advances or convenience checks.

Apply for Platinum Mastercard

Platinum Secured Mastercard

  • Establish or rebuild credit.
  • No annual fees, no application fees.
  • Borrow up to 90% of savings held in a pledged Secured (savings) Account.

Apply for Platinum Secured Mastercard

Credit Card Rates

Table data for Hanscom FCU Credit Card
 Rates effective 06-05-2020
APR1 Alert Me
Platinum Mastercard ® 8.49% Receive a notification when this rate changes
Platinum Secured Mastercard ® 8.49% Receive a notification when this rate changes
CASH + REWARDS World Mastercard ® 9.99%2 Receive a notification when this rate changes
Apply for a Credit Card Online Receive a notification when this rate changes
1APR=Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Other rates are available, based on your credit profile and loan terms. 2Rates are variable and based on an evaluation of credit history, so your rate may differ.
This APR will vary with the market based on the Prime Rate. Cash + Rewards World Mastercard, when you open your account, based on your creditworthiness. Rate Information. Contact Member Services at 800-656-4328 for rate details.
You can also view the Consumer Credit Card Agreement and Disclosure for additional details.
  • 1APR=Annual Percentage Rate.

Manage Your Card

Consolidate your high-interest balances and save. No transfer fee. Same rate as for purchases

Request a limit increase for more spending power. Visit us, call, or apply online.

Pay with just a touch and be on your way. Use with Android Pay, Apple Pay, Samsung Pay.

Credit Card Benefits

Transaction Protection

Purchases/Rentals

  • No cost auto rental insurance coverage.
  • Master Rental
  • Purchase Assurance
  • Extended Warranty
  • Price Protection

Guide to Benefits

The Guide to Benefits contains detailed information about insurance and retail protection services you can access as a preferred cardholder.

Guide to Benefits for Cardholders

Travel

  • No cost travel accident insurance.
  • Master Assist Travel Assistance Services
  • MasterTrip® Travel Assistance
  • MasterLegal® Referral Service
  • Master RoadAssist® Roadside Service
  • Worldwide Automatic Travel Accident & Baggage Delay
  • Mastercard Global Service™ provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement,and Emergency Cash Advance. In the United States (including all 50 states, the District of Columbia, the U.S. Virgin Islands, and Puerto Rico) and Canada, call 1-800-307-7309. For additional information, or for country-specific, toll-free telephone numbers not listed above, visit our Web site at www.mastercard.com or call the United States collect at 1-636-722-7111.

Real Reviews from Real Hanscom FCU Members

Platinum

Read Reviews

Rewards

Read Reviews

Secured

Read Reviews

Great experience & great rates!

5

I had a great experience working with Abian at the McLean office. She was helpful and knowledgable in answering all our questions about applying for a HELOC. The process was easy and the rates were good. Had such a good experience we decided to go ahead and utilize other services that they offer. Abian set those up for us with ease as well. Overall, a great experience working with Abian and Hanscom!

Warrenton, VA

true

Friendly, straightforward process.

5

HFCU offers a much better rate than the big banks without having to jump through any hoops. Good value, great customer service and a trustworthy institution.

Greater Boston

true

Excellent Service

5

Excellent service even with virus issues, very helpful with all aspects from beginning to end, have always had good service!!

Lakeville

true

simple process

5

As always, my experience with hanscom was amazing. Great customer service :)

Boston

false

Fast, easy and best customer service!!

5

Customer service is the best I've experienced. They don't act like they care about you and your business. They actually do care. I would recommend this bank to everyone!

Gardner ma

true

Loans with Hanscom

5

Alberto in Bedford MA was great to work with, always pleasant and helpful and finalized my 3 loans I (consolidation, car refinance, and credit card) very quickly with ease. You're lucky to have a great employee like him.

Derry, NH

true

Easy application process

5

Great

Dracut, ma

true

Quick, easy, knowledgeable, customer friendly

5

A++

MA

true

Excellent customer service

5

From start to finish, the whole process was so easy. The customer service was outstanding via email and during the visit at the HFCU location. I couldn't have been happier with the experience.

Salem, MA

true

Easy process

5

Easy process. Team worked with me to transfer balance from other accounts. Very happy with the outcome.

New Canaan, CT

true

Credit Card Reviews

4.8 147

97.6

Well done

5

Very pleased with friendly professional help

Boston

true

New Branch Experience

5

I like the decor of the new Dorchester branch. I feel comfortable and at home. They're no lines either.

Boston

true

Increase in opportunities

5

The professionalism of the HFCU personnel facilitates the process of banking.

Quincy, MA

true

Fast and Easy

5

The Credit Union office that I deal with is located at MITRE Corporation. All of the staff are friendly and helpful. I go into the office with a question and they are always finding ways to make sure I have the best products for my needs. I had no idea about the World Card until I told them that I was traveling internationally and my other credit card was charging a lot of currency fees. They approved my application in a day and I was able to go to one of their main offices and pick up the card the next day just in time for my trip.

Bedford, MA

true

Fast and easy

5

Susan is wonderful.

Amesbury ma

true

Customer service

5

Every time I call I get such great service from each employee. I encourage anyone I meet to change their banking to you. So happy I have you watching over my account!

Bedford MA

true

very poor

1

very poor

watertown, ma

false

Helpful to work with

5

Excellent communication

Medford

true

I have never been treaded Better with the Team in Billerrica

5

I appreciate the Services I receive from the Staff at your Billerica location especially with Patty and Elizabeth, they are Always Ready to Help me with any questions I may have !

Chelmsford, Mass

true

Abian is Awesome!

5

The application process was very user friendly and my loan officer, Abian at the McLean VA branch, called me personally to inform me of the status, approve the loan, and give me a timeline regarding the receipt of my new credit cards. Thank you HFCU.

McLean, VA

true

CASH + REWARDS World Mastercard

4.6 17

88.2

Excellent

5

Good Service also good customer experience support.

Brockton VA

true

Secured Platinum Credit Card Reviews

5.0 1

100.0