Secured Credit Cards

Credit Union Credit Cards

Platinum

  • Same low rate for purchases, balance transfers, and cash advances.
  • No annual fees or balance transfer fees.
  • No fee for cash advances or convenience checks.
  • 25-day grace period.
  • Credit Card Guide to Benefits

No fee balance transfer



Platinum Rewards

  • Earn MemberPoints on your purchases.*
  • Earn one point for every $1 purchase.
  • Combine points from your credit card and your ATM & Check Card. 
  • Redeem MemberPoints for brand name merchandise, gift cards, hotel stays, car rentals, travel and charitable donations.
  • No annual fees.
  • No limits or caps on the amount of MemberPoints you can earn and redeem annually.

* Eligibility is based on your personal credit history. Upon qualification, you will be able to enroll your Hanscom FCU credit card in MemberPoints at your Annual Percentage Rate plus 2%.

Secured

  • Establish or rebuild credit.
  • No annual fees, no application fees.
  • Borrow up to 90% of savings held in a pledged Secured (savings) Account.

Business

  • Same low rate for purchases, balance transfers, and cash advances.
  • No annual fees or balance transfer fees.
  • No fee for cash advances or convenience checks.
  • Year-end summary for each cardholder.
  • Overdraft protection for business checking account.

Rates

Hanscom FCU Credit Card

  •  Rates effective 06-24-2017
APR1 Alert Me
Platinum Credit Card 8.49%
Platinum Secured Credit Card 8.49%
Apply for a Credit Card Online
Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Contact Member Services at 800-656-4328 for rate details. You can also view the Card Agreement for additional details.
  • 1APR=Annual Percentage Rate.

Benefits

This Guide to Benefits contains detailed information about insurance and retail protection services you can access as a preferred cardholder.

Guide to Benefits for Credit Cardholders

  • Master Rental
  • Purchase Assurance
  • Extended Warranty
  • Price Protection
  • Identity Theft Resolution Services: Get started at no cost to you by enrolling at http://www.mastercard.us/idtheftalerts 
  • Master Assist Travel Assistance Services
  • MasterTrip® Travel Assistance
  • MasterLegal® Referral Service
  • MASTER ROADASSIST®ROADSIDE SERVICE
  • Mastercard Global Service™ provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement,and Emergency Cash Advance. In the United States (including all 50 states, the District of Columbia, the U.S. Virgin Islands, and Puerto Rico) and Canada, call 1-800-307-7309. For additional information, or for country-specific, toll-free telephone numbers not listed above, visit our Web site at www.mastercard.comor call the United States collect at 1-636-722-7111.
  • Worldwide Automatic Travel Accident & Baggage Delay

Reviews

Credit Card Reviews

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Rewards Credit Card

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Secure Credit Card

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Business Credit Card

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REVIEW SNAPSHOT®

by PowerReviews
HFCUCredit Card Reviews
 
4.8

(based on 53 reviews)

Ratings Distribution

  • 5 Stars

     

    (49)

  • 4 Stars

     

    (1)

  • 3 Stars

     

    (1)

  • 2 Stars

     

    (0)

  • 1 Stars

     

    (2)

97%

of respondents would recommend this to a friend.

Pros

No Pros

Cons

No Cons

Best Uses

No Best Uses
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Reviewed by 53 customers

Displaying reviews 1-10

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5.0

Great Personalized Service

By 

from Medford MA

Verified Buyer

Comments about HFCU Credit Card Reviews:

Mr Butterworth walked me through the whole process of applying for a Hanscom Credit Card. He is very knowledgeable in all the services, specifically credit cards. Thought I had what I needed for credit cards, but Mr Butterworth explained the ease of use and most importantly the great low interest rate.

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5.0

Lowest rate out there

By 

from Salem Ma

Verified Buyer

Comments about HFCU Credit Card Reviews:

You can't find a lower rate anywhere!

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5.0

Pleasure doing business with them

By 

from Mclean Va

Verified Buyer

Comments about HFCU Credit Card Reviews:

Everything went really well and was taken care of. I hardly had to do anything

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5.0

fast,easy

By 

from lincoln park,nj

Verified Buyer

Comments about HFCU Credit Card Reviews:

Jamie D is the best

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5.0

Easy and efficient experience

By 

from Hampton NH

Verified Buyer

Comments about HFCU Credit Card Reviews:

I was initially assisted by Amanda whom was efficient, courteous, and helpful. I was then assisted by Joan who provided me quick and responsive approval and direction. Joan made the process easy and quick, and complete without issues. Very well handled. ...thank you.

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1.0

Horrible experience

By 

from Cape Cod, Ma

Verified Buyer

Comments about HFCU Credit Card Reviews:

Total disappointment. Never felt my needs were important. Also had a difficulty time understanding the representative. Have 2 other loans through this bank and I am completely disappointed in the service I received from Hanscomb Bank on this loan. So disappointed, we ended up going through another bank a a little bit higher interest rate, but was super fast and professional. Sorry we could not do more business with you.

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5.0

Great Service

By 

from Jfk Federal Building Boston

Verified Buyer

Comments about HFCU Credit Card Reviews:

The service was outstanding, I was assisted with all issues.
The application process was effortless.

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5.0

Awesome bank

By 

from Beverly, MA

Verified Buyer

Comments about HFCU Credit Card Reviews:

Great bank that really cares about people.

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5.0

Great rates on credit card.

By 

from Stoughton, MA

Verified Buyer

Comments about HFCU Credit Card Reviews:

Hanscom Credit Union employees are very professional, helpful and still very caring and friendly. They go out of their way to help their clients.

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5.0

Great service

By 

from Burlington, MA

Verified Buyer

Comments about HFCU Credit Card Reviews:

Very good service, very good rate. I love HFCU and will continue to build and trust my banking relationship with them.

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REVIEW SNAPSHOT®

by PowerReviews
HFCUSecured Platinum Credit Card Reviews
 
5.0

(based on 1 review)

Ratings Distribution

  • 5 Stars

     

    (1)

  • 4 Stars

     

    (0)

  • 3 Stars

     

    (0)

  • 2 Stars

     

    (0)

  • 1 Stars

     

    (0)

Reviewed by 1 customer

Displaying review 1

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5.0

Excellent

By 

from Brockton VA

Verified Buyer

Comments about HFCU Secured Platinum Credit Card Reviews:

Good Service also good customer experience support.

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Displaying review 1

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