Platinum Rewards

• Earn MemberPoints on your purchases.*
• Earn one point for every $1 purchase.
• Combine points from your credit card and your eligible ATM & Check Card. 
• Redeem MemberPoints for brand name merchandise, gift cards, hotel stays, car rentals, travel and charitable donations.
• No annual fees.
• No limits or caps on the amount of MemberPoints you can earn and redeem annually.

* Eligibility is based on your personal credit history. Upon qualification, you will be able to enroll your Hanscom FCU credit card in MemberPoints at your Annual Percentage Rate plus 2%.

Secured

• Establish or rebuild credit.
• No annual fees, no application fees.
• Borrow up to 90% of savings held in a pledged Secured (savings) Account.

Business

• Same low rate for purchases, balance transfers, and cash advances.
• No annual fees or balance transfer fees.
• No fee for cash advances or convenience checks.
• Year-end summary for each cardholder.
• Overdraft protection for business checking account.

Rates

• Credit Card Agreement - full version
• Credit Card Guide to Benefits
• Online fraud protection.
• Zero Liability® shields you from unauthorized card use.
• No cost auto rental insurance coverage.
• No cost travel accident insurance.

Benefits

This Guide to Benefits contains detailed information about insurance and retail protection services you can access as a preferred cardholder.

Guide to Benefits for Credit Cardholders

• Master Rental
• Purchase Assurance
• Extended Warranty
• Price Protection
• Identity Theft Resolution Services: Get started at no cost to you by enrolling at http://www.mastercard.us/idtheftalerts 
• Master Assist Travel Assistance Services
• MasterTrip® Travel Assistance
• MasterLegal® Referral Service
• MASTER ROADASSIST®ROADSIDE SERVICE
• Mastercard Global Service™ provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement,and Emergency Cash Advance. In the United States (including all 50 states, the District of Columbia, the U.S. Virgin Islands, and Puerto Rico) and Canada, call 1-800-307-7309. For additional information, or for country-specific, toll-free telephone numbers not listed above, visit our Web site at www.mastercard.comor call the United States collect at 1-636-722-7111.
• Worldwide Automatic Travel Accident & Baggage Delay

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