Credit Cards

Credit Union Credit Cards

Platinum

  • Same low rate for purchases, balance transfers, and cash advances.
  • No annual fees or balance transfer fees.
  • No fee for cash advances or convenience checks.
  • 25-day grace period.
  • Credit Card Guide to Benefits

No fee balance transfer



Platinum Rewards

  • Earn MemberPoints on your purchases.*
  • Earn one point for every $1 purchase.
  • Combine points from your credit card and your eligible ATM & Check Card. 
  • Redeem MemberPoints for brand name merchandise, gift cards, hotel stays, car rentals, travel and charitable donations.
  • No annual fees.
  • No limits or caps on the amount of MemberPoints you can earn and redeem annually.

* Eligibility is based on your personal credit history. Upon qualification, you will be able to enroll your Hanscom FCU credit card in MemberPoints at your Annual Percentage Rate plus 2%.

Secured

  • Establish or rebuild credit.
  • No annual fees, no application fees.
  • Borrow up to 90% of savings held in a pledged Secured (savings) Account.

Business

  • Same low rate for purchases, balance transfers, and cash advances.
  • No annual fees or balance transfer fees.
  • No fee for cash advances or convenience checks.
  • Year-end summary for each cardholder.
  • Overdraft protection for business checking account.

Rates

Table data for Hanscom FCU Credit Card
 Rates effective 06-22-2018
APR1 Alert Me
Platinum Credit Card 8.49% Receive a notification when this rate changes
Platinum Secured Credit Card 8.49% Receive a notification when this rate changes
Apply for a Credit Card Online Receive a notification when this rate changes
Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Contact Member Services at 800-656-4328 for rate details. You can also view the Card Agreement for additional details.
  • 1APR=Annual Percentage Rate.

Benefits

This Guide to Benefits contains detailed information about insurance and retail protection services you can access as a preferred cardholder.

Guide to Benefits for Credit Cardholders

  • Master Rental
  • Purchase Assurance
  • Extended Warranty
  • Price Protection
  • Identity Theft Resolution Services: Get started at no cost to you by enrolling at http://www.mastercard.us/idtheftalerts 
  • Master Assist Travel Assistance Services
  • MasterTrip® Travel Assistance
  • MasterLegal® Referral Service
  • MASTER ROADASSIST®ROADSIDE SERVICE
  • Mastercard Global Service™ provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement,and Emergency Cash Advance. In the United States (including all 50 states, the District of Columbia, the U.S. Virgin Islands, and Puerto Rico) and Canada, call 1-800-307-7309. For additional information, or for country-specific, toll-free telephone numbers not listed above, visit our Web site at www.mastercard.comor call the United States collect at 1-636-722-7111.
  • Worldwide Automatic Travel Accident & Baggage Delay

Reviews

Credit Card Reviews

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Rewards Credit Card

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Secure Credit Card

Read Reviews

Business Credit Card

Read Reviews

Great Service

5

none

Lawrence, Mass

true

Light made easy

5

I can't believe how easy it has been to bank at Hanscom federal credit union

Bedford ma

true

service

5

I cannot say enough good things about Hanscom Federal Credit Union. They go out of their way to do what's best for you even when no one else would give you the time of day.

everett,ma.

true

Awesome and very helpful

5

Everyone I talked to were very helpful and friendly .

Salem, NH

Credit Card Application

4

Jyota was great!!!

Billerica

true

Banking at its finest

5

Liz has been a complete pleaser to work with. She has given us amazing insight and guidance with our finances and credit that we could have used years ago. We are very please to have joined the Hanscom family.

Billerica

true

Prompt and courteous service. Great rates!

5

Anna at the Burlington branch was extremely helpful.

Reading, MA

true

Above and beyond.

5

Karen, and the staff at Hanscom FCU, did a great job with my recent auto loan and credit card issue. They made the process effortless for me. They also followed up with me to make sure I had everything I need. Great experience all around.

Lunenburg

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Thank you!

5

Joan was extremely helpful! Joan greeted us warmly and patiently explained every step in the line of credit process. Joan also explained rate options. Joan was professional and a great representative of the credit union. Thank you!

Holbrook, MA

true

Great Value

5

Great product great customer service.

Meriden, CT

true

Credit Card Reviews

4.8 101

97.5

Excellent

5

Good Service also good customer experience support.

Brockton VA

true

Secured Platinum Credit Card Reviews

5.0 1

100.0