Credit Cards

Credit Union Credit Cards

Platinum

  • Same low rate for purchases, balance transfers, and cash advances.
  • No annual fees or balance transfer fees.
  • No fee for cash advances or convenience checks.
  • 25-day grace period.
  • Credit Card Guide to Benefits

No fee balance transfer



Platinum Rewards

  • Earn MemberPoints on your purchases.*
  • Earn one point for every $1 purchase.
  • Combine points from your credit card and your ATM & Check Card. 
  • Redeem MemberPoints for brand name merchandise, gift cards, hotel stays, car rentals, travel and charitable donations.
  • No annual fees.
  • No limits or caps on the amount of MemberPoints you can earn and redeem annually.

* Eligibility is based on your personal credit history. Upon qualification, you will be able to enroll your Hanscom FCU credit card in MemberPoints at your Annual Percentage Rate plus 2%.

Secured

  • Establish or rebuild credit.
  • No annual fees, no application fees.
  • Borrow up to 90% of savings held in a pledged Secured (savings) Account.

Business

  • Same low rate for purchases, balance transfers, and cash advances.
  • No annual fees or balance transfer fees.
  • No fee for cash advances or convenience checks.
  • Year-end summary for each cardholder.
  • Overdraft protection for business checking account.

Rates

Hanscom FCU Credit Card

  •  Rates effective 11-22-2017
APR1 Alert Me
Platinum Credit Card 8.49%
Platinum Secured Credit Card 8.49%
Apply for a Credit Card Online
Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Contact Member Services at 800-656-4328 for rate details. You can also view the Card Agreement for additional details.
  • 1APR=Annual Percentage Rate.

Benefits

This Guide to Benefits contains detailed information about insurance and retail protection services you can access as a preferred cardholder.

Guide to Benefits for Credit Cardholders

  • Master Rental
  • Purchase Assurance
  • Extended Warranty
  • Price Protection
  • Identity Theft Resolution Services: Get started at no cost to you by enrolling at http://www.mastercard.us/idtheftalerts 
  • Master Assist Travel Assistance Services
  • MasterTrip® Travel Assistance
  • MasterLegal® Referral Service
  • MASTER ROADASSIST®ROADSIDE SERVICE
  • Mastercard Global Service™ provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement,and Emergency Cash Advance. In the United States (including all 50 states, the District of Columbia, the U.S. Virgin Islands, and Puerto Rico) and Canada, call 1-800-307-7309. For additional information, or for country-specific, toll-free telephone numbers not listed above, visit our Web site at www.mastercard.comor call the United States collect at 1-636-722-7111.
  • Worldwide Automatic Travel Accident & Baggage Delay

Reviews

Credit Card Reviews

Read Reviews

Rewards Credit Card

Read Reviews

Secure Credit Card

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Business Credit Card

Read Reviews

REVIEW SNAPSHOT®

by PowerReviews
HFCUCredit Card Reviews
 
4.8

(based on 80 reviews)

Ratings Distribution

  • 5 Stars

     

    (74)

  • 4 Stars

     

    (2)

  • 3 Stars

     

    (1)

  • 2 Stars

     

    (0)

  • 1 Stars

     

    (3)

97%

of respondents would recommend this to a friend.

Pros

No Pros

Cons

No Cons

Best Uses

No Best Uses
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Reviewed by 80 customers

Displaying reviews 1-10

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5.0

Great card excellent service

By 

from Tewksbury MA

Verified Buyer

Comments about HFCU Credit Card Reviews:

I have been banking here for quite a few years. The customer service can not be beat. I love the employees at my local branch and always feel well taken care of.

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5.0

Fantastic Service

By 

from Boston

Verified Buyer

Comments about HFCU Credit Card Reviews:

Applied and was confirmed within 48 hours. Representative Julie was courteous and patient.

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5.0

Great Product

By 

from Hyannis, MA

Verified Buyer

Comments about HFCU Credit Card Reviews:

This credit card offer was and unrefuseable offer. I have not been opening new accounts but I never had an offer to transfer credit balances and get paid to do it. I have not yet received the $300 offered, but I did do some balance transfers.

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5.0

The ease of applying is effortless

By 

from Newtown, CT

Verified Buyer

Comments about HFCU Credit Card Reviews:

IT WAS FORTH THE FEW MINUTES TO APPLY AND GET APPROVAL THE SAME DAY. THE INTEREST RATES ARE FAR BELOW THE INDUSTRY STANDARD.

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4.0

Wonderful

By 

from Cumming, GA

Verified Buyer

Comments about HFCU Credit Card Reviews:

The Loan process was fast and easy

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5.0

New Credit Card Application

By 

from North Billerica, MA

Verified Buyer

Comments about HFCU Credit Card Reviews:

I recently applied for and was accepted for a HFCU credit card. The process was easy, prompt and seamless.

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5.0

Great customer service with fast and easy results.

By 

from Cape Cod, MASS

Verified Buyer

Comments about HFCU Credit Card Reviews:

I applied for a credit card online and was contacted immediately about my credit application. I was emailed the paperwork write away that I had to submit and was able to fax it back to them. I was approved shortly their after. Great business

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5.0

Fast friendly service that went beyond expectations

By 

from DC

Verified Buyer

Comments about HFCU Credit Card Reviews:

The service that I received felt like a family friend was taking care of me. The products were great and the service exceeded my expectations.

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5.0

Fantastic

By 

from Bedford Ma

Verified Buyer

Comments about HFCU Credit Card Reviews:

Best banking experience I've ever had !!

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5.0

Customer Review

By 

from MA

Verified Buyer

Comments about HFCU Credit Card Reviews:

Please with overall service of hfcu.

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REVIEW SNAPSHOT®

by PowerReviews
HFCUSecured Platinum Credit Card Reviews
 
5.0

(based on 1 review)

Ratings Distribution

  • 5 Stars

     

    (1)

  • 4 Stars

     

    (0)

  • 3 Stars

     

    (0)

  • 2 Stars

     

    (0)

  • 1 Stars

     

    (0)

Reviewed by 1 customer

Displaying review 1

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5.0

Excellent

By 

from Brockton VA

Verified Buyer

Comments about HFCU Secured Platinum Credit Card Reviews:

Good Service also good customer experience support.

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Displaying review 1

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