Credit Cards

Platinum

  • Same low rate for purchases, balance transfers, and cash advances.
  • No annual fees or balance transfer fees.
  • No fee for cash advances or convenience checks.
  • 25-day grace period.
  • Credit Card Guide to Benefits

No fee balance transfer



Platinum Rewards

  • Earn MemberPoints on your purchases.*
  • Earn one point for every $1 purchase.
  • Combine points from your credit card and your ATM & Check Card. 
  • Redeem MemberPoints for brand name merchandise, gift cards, hotel stays, car rentals, travel and charitable donations.
  • No annual fees.
  • No limits or caps on the amount of MemberPoints you can earn and redeem annually.

* Eligibility is based on your personal credit history. Upon qualification, you will be able to enroll your Hanscom FCU credit card in MemberPoints at your Annual Percentage Rate plus 2%.

Secured

  • Establish or rebuild credit.
  • No annual fees, no application fees.
  • Borrow up to 90% of savings held in a pledged Secured (savings) Account.

Business

  • Same low rate for purchases, balance transfers, and cash advances.
  • No annual fees or balance transfer fees.
  • No fee for cash advances or convenience checks.
  • Year-end summary for each cardholder.
  • Overdraft protection for business checking account.

Rates

Hanscom FCU Credit Card

  •  Rates effective 05-23-2017
APR1 Alert Me
Platinum Credit Card 8.49%
Platinum Secured Credit Card 8.49%
Apply for a Credit Card Online
Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Contact Member Services at 800-656-4328 for rate details. You can also view the Card Agreement for additional details.
  • 1APR=Annual Percentage Rate.

Benefits

This Guide to Benefits contains detailed information about insurance and retail protection services you can access as a preferred cardholder.

Guide to Benefits for Credit Cardholders

  • Master Rental
  • Purchase Assurance
  • Extended Warranty
  • Price Protection
  • Identity Theft Resolution Services: Get started at no cost to you by enrolling at http://www.mastercard.us/idtheftalerts 
  • Master Assist Travel Assistance Services
  • MasterTrip® Travel Assistance
  • MasterLegal® Referral Service
  • MASTER ROADASSIST®ROADSIDE SERVICE
  • MasterCard Global Service™ provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement,and Emergency Cash Advance. In the United States (including all 50 states, the District of Columbia, the U.S. Virgin Islands, and Puerto Rico) and Canada, call 1-800-307-7309. For additional information, or for country-specific, toll-free telephone numbers not listed above, visit our Web site at www.mastercard.comor call the United States collect at 1-636-722-7111.
  • Worldwide Automatic Travel Accident & Baggage Delay

Reviews

Credit Card Reviews

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Rewards Credit Card

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Secure Credit Card

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Business Credit Card

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REVIEW SNAPSHOT®

by PowerReviews
HFCUCredit Card Reviews
 
4.8

(based on 38 reviews)

Ratings Distribution

  • 5 Stars

     

    (35)

  • 4 Stars

     

    (1)

  • 3 Stars

     

    (1)

  • 2 Stars

     

    (0)

  • 1 Stars

     

    (1)

100%

of respondents would recommend this to a friend.

Pros

No Pros

Cons

No Cons

Best Uses

No Best Uses
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Reviewed by 38 customers

Displaying reviews 1-10

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5.0

GREAT

By 

from TEWKSBURY,MA

Verified Buyer

Comments about HFCU Credit Card Reviews:

VERY HELPFUL

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5.0

great

By 

from worcester, ma

Verified Buyer

Comments about HFCU Credit Card Reviews:

great job. Had no problems.

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5.0

still new- have not used it yet.

By 

from McLean

Verified Buyer

Comments about HFCU Credit Card Reviews:

i have not used the card or any loan process yet. it was easy to apply. policy looks like it have good value. approval time was good. Since I was not waiting for it, I was not impatient about the time.

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5.0

For all my financial needs!!

By 

from Rhode Island

Verified Buyer

Comments about HFCU Credit Card Reviews:

Stephanie G. is one of the most professional people I have ever dealt with at a financial institution. She listened when I spoke and explained what I didn't understand in a way that a I understood perfectly!! I will be calling her in a couple weeks to move my sons car loan to Hanscom entirely because of her!!

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5.0

Service with a passion

By 

from Boston, Ma

Verified Buyer

Comments about HFCU Credit Card Reviews:

I've dealt with many different banking institution's & this one by far blows all the other ones out of the water.

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5.0

Great Service!

By 

from Burlington, MA

Verified Buyer

Comments about HFCU Credit Card Reviews:

I strongly appreciate the service provided by the HFCU Burlington Team. When I lost my initial paperwork email, they resent in time for me to sign.

Jon

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5.0

Great value and customer service experience

By 

from Massachusetts

Verified Buyer

Comments about HFCU Credit Card Reviews:

Their customer service is amazing and super helpful whenever I call with questions regarding my account. I've applied for a couple loans/credit cards and they've made the process super easy for me. I would recommend this bank to everyone. I wish I joined them sooner

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5.0

Great customer service

By 

from Holyoke, MA

Verified Buyer

Comments about HFCU Credit Card Reviews:

Oustanding explanations on my credit report interest rate And what is available to me.

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5.0

Loan

By 

from Saugus Mass

Verified Buyer

Comments about HFCU Credit Card Reviews:

Nina made this very easy for us.She was a great help with all.A definite asset to your company.

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5.0

Excellent Customer Service!

By 

from Gloucester MA

Verified Buyer

Comments about HFCU Credit Card Reviews:

Good morning,
I have always received very good customer service from HFCU, but Catherine exceeded any service I have received. She certainly is an asset to your organization. Very professional, efficient, and an exceptionally nice person. The service I received was wonderful, thank you very much.
Have a lovely day,
B.

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REVIEW SNAPSHOT®

by PowerReviews
HFCUSecured Platinum Credit Card Reviews
 
5.0

(based on 1 review)

Ratings Distribution

  • 5 Stars

     

    (1)

  • 4 Stars

     

    (0)

  • 3 Stars

     

    (0)

  • 2 Stars

     

    (0)

  • 1 Stars

     

    (0)

Reviewed by 1 customer

Displaying review 1

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5.0

Excellent

By 

from Brockton VA

Verified Buyer

Comments about HFCU Secured Platinum Credit Card Reviews:

Good Service also good customer experience support.

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Displaying review 1

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