Credit Cards

Credit Union Credit Cards

Platinum

  • Same low rate for purchases, balance transfers, and cash advances.
  • No annual fees or balance transfer fees.
  • No fee for cash advances or convenience checks.
  • 25-day grace period.
  • Credit Card Guide to Benefits

No fee balance transfer



Platinum Rewards

  • Earn MemberPoints on your purchases.*
  • Earn one point for every $1 purchase.
  • Combine points from your credit card and your ATM & Check Card. 
  • Redeem MemberPoints for brand name merchandise, gift cards, hotel stays, car rentals, travel and charitable donations.
  • No annual fees.
  • No limits or caps on the amount of MemberPoints you can earn and redeem annually.

* Eligibility is based on your personal credit history. Upon qualification, you will be able to enroll your Hanscom FCU credit card in MemberPoints at your Annual Percentage Rate plus 2%.

Secured

  • Establish or rebuild credit.
  • No annual fees, no application fees.
  • Borrow up to 90% of savings held in a pledged Secured (savings) Account.

Business

  • Same low rate for purchases, balance transfers, and cash advances.
  • No annual fees or balance transfer fees.
  • No fee for cash advances or convenience checks.
  • Year-end summary for each cardholder.
  • Overdraft protection for business checking account.

Rates

Table data for Hanscom FCU Credit Card
 Rates effective 02-19-2018
APR1 Alert Me
Platinum Credit Card 8.49% Receive a notification when this rate changes
Platinum Secured Credit Card 8.49% Receive a notification when this rate changes
Apply for a Credit Card Online Receive a notification when this rate changes
Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Contact Member Services at 800-656-4328 for rate details. You can also view the Card Agreement for additional details.
  • 1APR=Annual Percentage Rate.

Benefits

This Guide to Benefits contains detailed information about insurance and retail protection services you can access as a preferred cardholder.

Guide to Benefits for Credit Cardholders

  • Master Rental
  • Purchase Assurance
  • Extended Warranty
  • Price Protection
  • Identity Theft Resolution Services: Get started at no cost to you by enrolling at http://www.mastercard.us/idtheftalerts 
  • Master Assist Travel Assistance Services
  • MasterTrip® Travel Assistance
  • MasterLegal® Referral Service
  • MASTER ROADASSIST®ROADSIDE SERVICE
  • Mastercard Global Service™ provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement,and Emergency Cash Advance. In the United States (including all 50 states, the District of Columbia, the U.S. Virgin Islands, and Puerto Rico) and Canada, call 1-800-307-7309. For additional information, or for country-specific, toll-free telephone numbers not listed above, visit our Web site at www.mastercard.comor call the United States collect at 1-636-722-7111.
  • Worldwide Automatic Travel Accident & Baggage Delay

Reviews

Credit Card Reviews

Read Reviews

Rewards Credit Card

Read Reviews

Secure Credit Card

Read Reviews

Business Credit Card

Read Reviews

Very easy to work with.

5

Tamara was helpful and knowledgeable.

New Hampshire

Outstanding service

5

HFCU could not have made getting a credit card easier, or more appealing, thanks to a low APR and no transferal fees. The customer service agent who helped me was swamped due to understaffing, but she never lost her pleasant, helpful manner, or failed in any way. Five star all around!

Gloucester, MA

A Great Credit Union!

5

It was very easy to transfer, The staff were professional during the complete process. I would recommend to a friend or family member.

Stafford, VA

Thank you!

4

I want to thank erlinda for helping me apply for a card and assisting me with rebuilding my credit. She is so kind and courteous. She made the process so simple and she is easy to talk to. Thank you!

Bedford

Great folks to work with

5

The finest people i've ever had the pleasure of working with. Treated like family.

01821

Great card excellent service

5

I have been banking here for quite a few years. The customer service can not be beat. I love the employees at my local branch and always feel well taken care of.

Tewksbury MA

Fantastic Service

5

Applied and was confirmed within 48 hours. Representative Julie was courteous and patient.

Boston

Great Product

5

This credit card offer was and unrefuseable offer. I have not been opening new accounts but I never had an offer to transfer credit balances and get paid to do it. I have not yet received the $300 offered, but I did do some balance transfers.

Hyannis, MA

The ease of applying is effortless

5

IT WAS FORTH THE FEW MINUTES TO APPLY AND GET APPROVAL THE SAME DAY. THE INTEREST RATES ARE FAR BELOW THE INDUSTRY STANDARD.

Newtown, CT

Wonderful

4

The Loan process was fast and easy

Cumming, GA

Credit Card Reviews

4.8 85

96.1

Excellent

5

Good Service also good customer experience support.

Brockton VA

true

Secured Platinum Credit Card Reviews

5.0 1

100.0