Credit Cards

Platinum Rewards

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• Earn MemberPoints on your purchases.*
• Earn one point for every $1 purchase.
• Combine points from your Visa Platinum credit card and your ATM & Check Card. 
• Redeem MemberPoints for brand name merchandise, gift cards, hotel stays, car rentals, travel and charitable donations.
• No annual fees.
• No limits or caps on the amount of MemberPoints you can earn and redeem annually.

* Eligibility is based on your personal credit history. Upon qualification, you will be able to enroll your Visa Platinum account in MemberPoints at your Annual Percentage Rate plus 2%.

Secured

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• Establish or rebuild credit.
• No annual fees, no application fees.
• Borrow up to 90% of savings held in a pledged Visa Secured (savings) Account.

Business

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• Same low rate for purchases, balance transfers, and cash advances.
• No annual fees or balance transfer fees.
• No fee for cash advances or convenience checks.
• Year-end summary for each cardholder.
• Overdraft protection for business checking account.

Rates

• Visa Credit Card Agreement - full version
• Visa Card Guide to Benefits
• Online fraud protection with Verified by Visa.
• Zero Liability® shields you from unauthorized card use.
• No cost auto rental insurance coverage.
• No cost travel accident insurance.