Welcome Back!

We're excited to see you! Masks are required while doing business in the branches. Click here to see temporary changes to branch availability at our MITRE Bedford, MITRE McLean, Bedford, South Bay, Moakley, O'Neill, and McCormack branches.

Credit Cards

There’s a perfect Hanscom FCU credit card for your lifestyle: CASH + REWARDS World Mastercard®, Platinum Mastercard, or Platinum Secure Mastercard.

Get yours here and take it anywhere.

CASH + REWARDS World Mastercard

  • No annual fee 
  • Earn unlimited 1% cash back on every purchase every day and there's no limit to how much you can earn.
  • Reward categories will include cash back, gift cards, merchandise, travel, green products, experiences, charitable donations and more.

Apply for World Mastercard 

Platinum Mastercard

  • Same low rate for purchases, balance transfers, and cash advances.
  • No annual fees or balance transfer fees.
  • No fee for cash advances or convenience checks.

Apply for Platinum Mastercard

Platinum Secured Mastercard

  • Establish or rebuild credit.
  • No annual fees, no application fees.
  • Borrow up to 90% of savings held in a pledged Secured (savings) Account.

Apply for Platinum Secured Mastercard

Credit Card Rates

Table data for Hanscom FCU Credit Card
 Rates effective 09-28-2020
APR1 Alert Me
Platinum Mastercard ® 8.49% Receive a notification when this rate changes
Platinum Secured Mastercard ® 8.49% Receive a notification when this rate changes
CASH + REWARDS World Mastercard ® 9.99%2 Receive a notification when this rate changes
Apply for a Credit Card Online Receive a notification when this rate changes
1APR=Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Other rates are available, based on your credit profile and loan terms. 2Rates are variable and based on an evaluation of credit history, so your rate may differ.
This APR will vary with the market based on the Prime Rate. Cash + Rewards World Mastercard, when you open your account, based on your creditworthiness. Rate Information. Contact Member Services at 800-656-4328 for rate details.
You can also view the Consumer Credit Card Agreement and Disclosure for additional details.
  • 1APR=Annual Percentage Rate.

Manage Your Card

Consolidate your high-interest balances and save. No transfer fee. Same rate as for purchases

Request a limit increase for more spending power. Visit us, call, or apply online.

Pay with just a touch and be on your way. Use with Android Pay, Apple Pay, Samsung Pay.

Credit Card Benefits

Transaction Protection

Purchases/Rentals

  • No cost auto rental insurance coverage.
  • Master Rental
  • Purchase Assurance
  • Extended Warranty
  • Price Protection

Guide to Benefits

The Guide to Benefits contains detailed information about insurance and retail protection services you can access as a preferred cardholder.

Guide to Benefits for Cardholders

Travel

  • No cost travel accident insurance.
  • Master Assist Travel Assistance Services
  • MasterTrip® Travel Assistance
  • MasterLegal® Referral Service
  • Master RoadAssist® Roadside Service
  • Worldwide Automatic Travel Accident & Baggage Delay
  • Mastercard Global Service™ provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement,and Emergency Cash Advance. In the United States (including all 50 states, the District of Columbia, the U.S. Virgin Islands, and Puerto Rico) and Canada, call 1-800-307-7309. For additional information, or for country-specific, toll-free telephone numbers not listed above, visit our Web site at www.mastercard.com or call the United States collect at 1-636-722-7111.

Real Reviews from Real Hanscom FCU Members

Platinum

Read Reviews

Rewards

Read Reviews

Secured

Read Reviews

Easy and comprehensive process

5

The representative went above and beyond to make this transaction as pleasant as possible. There was a glitch but he was able to resolve it quickly and efficiently.

Boston

true

Life Saver

5

Amazing customer service. Great timing and great rates. Thank you.

Boston, MA

true

Credit Card Review

5

I inquired about the card and was approved right away. It was short and easy to apply for. I have one person that i deal with and she is a assest to the company. Her name is Lucia.

Roxbury Mass

true

Credit cards

5

Having had financial struggles, I appreciated the opportunity to correct the errors

Fitchburg, ma

true

Great experience!

5

Maria was very helpful and patient, she went above and beyond to help me with my needs. I never had this kind of service with any other bank.

Boston, Ma

true

Great customer service

5

Very good customer service

Littleton MA

true

Excellent, courteous, speedy service.

5

I have had one auto, one personal and now one credit card with HFCU. I have never had anything but amazing service. Always treated kindly and graciously. The process is always smooth and never stressful. My only complaint would be that there aren't enough branches. Southern NH would be a great location since many people that work at Hanscom commute from there.

NH

true

Outstanding customer service

5

I have done business with Hanscom for a few years now. The ease and customer service is amazing! It is a pleasure to conduct business with this full service credit union.

Arlington MA

true

Great services, fantastic team

5

I applied for a home equity loan on HCU website. Within an hour I had a call from a fantastic HCU representative, Joanne. She lead me through the process, made suggestions and answered all my questions. She is amazing!! Thank you HCU!

Danville, NH

true

Easiest banking experience!

5

Karen Mac from the Boston office helped me with all of my banking needs. She was able to quickly get me approved. for a credit card and do all paper work for a balance transfer. She was able to get my interest rate low and help square away some credit blemishes I had on my report!

Boston, Ma

true

Credit Card Reviews

4.8 162

97.8

Excellent

5

Excellent

Boston

true

Super Quick Process!

5

Great thing is I had put my old address on the application AND the due diligence section flagged it as suspicious! Great job guys/gals! Love my HFCU!!

Washington DC

true

Effortless participation

5

Everything is very comfortable and friendly. You are treated like a person, not a number.

Medford ma

true

Well done

5

Very pleased with friendly professional help

Boston

true

New Branch Experience

5

I like the decor of the new Dorchester branch. I feel comfortable and at home. They're no lines either.

Boston

true

Increase in opportunities

5

The professionalism of the HFCU personnel facilitates the process of banking.

Quincy, MA

true

Fast and Easy

5

The Credit Union office that I deal with is located at MITRE Corporation. All of the staff are friendly and helpful. I go into the office with a question and they are always finding ways to make sure I have the best products for my needs. I had no idea about the World Card until I told them that I was traveling internationally and my other credit card was charging a lot of currency fees. They approved my application in a day and I was able to go to one of their main offices and pick up the card the next day just in time for my trip.

Bedford, MA

true

Fast and easy

5

Susan is wonderful.

Amesbury ma

true

Customer service

5

Every time I call I get such great service from each employee. I encourage anyone I meet to change their banking to you. So happy I have you watching over my account!

Bedford MA

true

very poor

1

very poor

watertown, ma

false

CASH + REWARDS World Mastercard

4.7 20

90.0

Excellent

5

Good Service also good customer experience support.

Brockton VA

true

Secured Platinum Credit Card Reviews

5.0 1

100.0