Credit Cards

Credit Union Credit Cards


  • Same low rate for purchases, balance transfers, and cash advances.
  • No annual fees or balance transfer fees.
  • No fee for cash advances or convenience checks.
  • 25-day grace period.
  • Credit Card Guide to Benefits

No fee balance transfer

Platinum Rewards

  • Earn MemberPoints on your purchases.*
  • Earn one point for every $1 purchase.
  • Combine points from your credit card and your eligible ATM & Check Card. 
  • Redeem MemberPoints for brand name merchandise, gift cards, hotel stays, car rentals, travel and charitable donations.
  • No annual fees.
  • No limits or caps on the amount of MemberPoints you can earn and redeem annually.

* Eligibility is based on your personal credit history. Upon qualification, you will be able to enroll your Hanscom FCU credit card in MemberPoints at your Annual Percentage Rate plus 2%.


  • Establish or rebuild credit.
  • No annual fees, no application fees.
  • Borrow up to 90% of savings held in a pledged Secured (savings) Account.


  • Same low rate for purchases, balance transfers, and cash advances.
  • No annual fees or balance transfer fees.
  • No fee for cash advances or convenience checks.
  • Year-end summary for each cardholder.
  • Overdraft protection for business checking account.


Table data for Hanscom FCU Credit Card
 Rates effective 04-19-2018
APR1 Alert Me
Platinum Credit Card 8.49% Receive a notification when this rate changes
Platinum Secured Credit Card 8.49% Receive a notification when this rate changes
Apply for a Credit Card Online Receive a notification when this rate changes
Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Contact Member Services at 800-656-4328 for rate details. You can also view the Card Agreement for additional details.
  • 1APR=Annual Percentage Rate.


This Guide to Benefits contains detailed information about insurance and retail protection services you can access as a preferred cardholder.

Guide to Benefits for Credit Cardholders

  • Master Rental
  • Purchase Assurance
  • Extended Warranty
  • Price Protection
  • Identity Theft Resolution Services: Get started at no cost to you by enrolling at 
  • Master Assist Travel Assistance Services
  • MasterTrip® Travel Assistance
  • MasterLegal® Referral Service
  • Mastercard Global Service™ provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement,and Emergency Cash Advance. In the United States (including all 50 states, the District of Columbia, the U.S. Virgin Islands, and Puerto Rico) and Canada, call 1-800-307-7309. For additional information, or for country-specific, toll-free telephone numbers not listed above, visit our Web site at www.mastercard.comor call the United States collect at 1-636-722-7111.
  • Worldwide Automatic Travel Accident & Baggage Delay


Credit Card Reviews

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Rewards Credit Card

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Secure Credit Card

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Business Credit Card

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Above and beyond.


Karen, and the staff at Hanscom FCU, did a great job with my recent auto loan and credit card issue. They made the process effortless for me. They also followed up with me to make sure I had everything I need. Great experience all around.


Thank you!


Joan was extremely helpful! Joan greeted us warmly and patiently explained every step in the line of credit process. Joan also explained rate options. Joan was professional and a great representative of the credit union. Thank you!

Holbrook, MA

Great Value


Great product great customer service.

Meriden, CT

Fast and easy


It was very easy to apply and got approved in 1 day.. they forgot to update my card to membership points but as soon as I called it was rectified and points were credited to me ASAP. Very pleased with the experience


Fast easy application for credit card low interest rates


Great service all the time

North Billerica ma

A Person Can Make All The Difference !!!


I have been a HFCU customer for several years and I have much gratitude for everything you have done for my family and I. I recently closed on my second Better Than A Lease car loan within a year and was also able to obtain a credit card with a limit that will not only help me purchase much needed computers for my business, but will also help my credit score. I could not be happier or more appreciative of the personalized, professional and expedient service that I received - and continue to receive from Jessica in the Bedford branch. Thank you !

Milton & Brighton , MA



Fast, friendly, and great rates ,just a pleasure to do business with .

Putnam CT

Better a.p.r then my other 3 cards


I applied over the phone with ease. Hfcu even transferred my balances from my other cards into this one. I had alot of help from Ayanna from the Jamaica Plain branch and she was able to answer my questions and concerns..

Boston ma

Painless Pleasant & Efficient


Very difficult to set up auto pay for car loan from outside account so I go monthly to Franklin Credit Union in person and have them take the loan payment for the Hanscom FCU auto loan. Credit card experience was fantastic.

Glastonbury CT

Very easy to work with.


Tamara was helpful and knowledgeable.

New Hampshire

Credit Card Reviews

4.8 94




Good Service also good customer experience support.

Brockton VA


Secured Platinum Credit Card Reviews

5.0 1