Motorcycle, Boat & RV Loans at Low Rate | HFCU - Hanscom Federal Credit Union

Getting Ready For Your Next Adventure?

Wherever you want to go, we’ll help you get there!

Here are a few excellent reasons to apply with us for your motorcycle, boat, RV, or other toy loan.

Same great rate for new or used
Unlike typical banks that reserve their best rates for new vehicles, Hanscom offers the same rate whether new or used.
Up to 120% financing
That includes the purchase price, sales tax, and warranty.
Get the toys you want
Beyond common recreational vehicles, we’ll finance ATVs, snowmobiles, and personal watercraft too!

More Benefits of HFCU Loans

Now that you have a Hanscom loan, we’ll help you manage it and your future borrowing.

Flexible payments
Pay the way that works for you: choose from weekly, biweekly, or monthly payments.
Skip-A-Pay program
If money gets tight, this program allows you to skip one monthly payment on an eligible loan.
No prepayment penalties
We believe that paying off your loan should be celebrated, not a burden!
Purchase or refinance
Do you have a loan or lease from a different financial institution? Move it to HFCU and save big time!

Trust Hanscom to Tell It Like It Is

Tips

Even the most experienced adventurers have accidents.

Having the right insurance is critical when you own a recreational vehicle. Start your insurance research today.

Testimonials

Robert B. in Boston:

It is a pleasure dealing with Hanscom. Great phone app. Great interest rates. A classy operation. Will definitely use them again for future loans.

Guidance

Consider your total ownership costs.

Owning a recreational vehicle involves more expenses than the purchase. Factor in maintenance, storage, fuel, insurance, and registration to avoid financial strain.

Motorcycle, Boat & RV Loan Rates

Table data for New and Used Boats, Motorcycles and RVs
Rates effective 12-27-2025
	APR¹	Payment per $1,000²	Alert Me
Up to 24 Months	6.74%	$44.65	Receive a notification when this rate changes

25 to 36 Months	6.74%	$30.76	Receive a notification when this rate changes

37 to 48 Months	6.74%	$23.82	Receive a notification when this rate changes

49 to 65 Months	6.94%	$18.50	Receive a notification when this rate changes

66 to 75 Months	7.44%	$16.71	Receive a notification when this rate changes

76 to 84 Months	8.49%	$15.83	Receive a notification when this rate changes

Apply now			Receive a notification when this rate changes

¹APR=Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Other rates are available, based on your credit profile and loan terms. ↵ ²Repayment amounts will vary depending on the term. This example is estimated for the maximum term. ↵

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Bet You Didn’t Know!

RVs: Interest may be tax deductible

RVs with a kitchen, bathroom and sleeping area are considered a home under IRS rules. Interest on loans to finance them may be deductible on your federal taxes. Contact the IRS for details.