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Personal Loans

Consolidate debt and save

Overview

  • Borrow up to $25,000 on the strength of your good credit.
  • Choose a term from 12 to 60 months.
  • No collateral required.

Holiday Loans

  • Loan amount is $1,000.
  • Low fixed rate. 
  • Choose 12 monthly or 26 bi-weekly payments.

Rates

Table data for Personal/Signature Loan
 Rates effective 10-18-2019
APR1 Payment per $1,0002 Alert Me
Up To 60 months 8.49% $20.51 Receive a notification when this rate changes
Apply for a Loan Online Receive a notification when this rate changes
  • 1APR=Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Other rates are available, based on your credit profile and loan terms.
  • 2Repayment amounts will vary depending on the term. This example is estimated for the maximum term.

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Reviews

Easy loan process ever

5

It was the easier translation ever.

BOSTON MA

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The best personal loan deal around.

5

Nina at HFCU in Boston was great, walked me through whole process online at my convenience. Great company, great employees.

MA

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Great customer service

5

Excellent customer service

Wilmington

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A+

5

Everything from start to finish was A+ . Always had my best interest in mind provided a human element to banking and loans.

Hanscom

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Great Credit Union ever.

5

Delroy, made it very easy for me. too bad he left this branch.

Boston MA

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Grand customer/member service..& speedy results

4

My Loan I requested...only took a few days to complete documents. I started filling out loan application 'on line'; but I phoned Credit Union to ask a Q. Right then, Loan worker suggested we do app over the telephone, very easy. Next day, worker Austin (Burlington branch) phoned me to clarify a few items. Happy a day later, loan was 'approved'. I chose Burlington branch - for convenience for me to drive to/from. Surprised it's open Saturdays. Met w/ Austin Sat. 09/14/19- friendly, efficient, articulate. He went over with me: final loan doc's--amount/day of payment/s due; he asked if I had questions, requested my signature/initials here/there. Handed me hard cy. Amount loan immediately deposited into my account. Austin had to phone me rgw following Monday - mix-up on doc. signature disclosure for optional Loan Protection Products, I had to electronically initial/sign in my home/laptop "stated not opting for Loan protection". He assisted me over phone to complete that--returned it to him--I have my cy. Austin's very tech. knowledgeable. Thanks to all.

Peabody, MA

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Easy. Quick. Efficient! Love my credit union!!!!

5

Loan agent was the ultimate professional. Literally took one day to get the funds in my account! Love doing business with HFCU!!!!

Washington DC

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Unbelievable Customer Service

5

I am overwhelmed from the great service received from Alix at the HFCU Natick Branch. Her knowledge of products and patience in finding the best solution for my need is truly amazing and appreciated. The rate for value of service is outstanding. I have never had such an experience of ease with a financial institution.

MA

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Awesome team

5

Ewa T Was very professional, she actually listen understood evaluated and then responded to my needs. I was very pleased with her. Thanks

Taunton Massachusetts

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EXCELLENT

5

Sara K was absolutely fantastic to work with. Always on top of her game and very willing to work with her clients. 10/10 the only reason that I will continue to use HFCU.

Massachusetts

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Personal Loans

4.9 231

98.7