Personal Loans

Consolidate debt and save

Overview

  • Borrow up to $25,000 on the strength of your good credit.
  • Choose a term from 12 to 60 months.
  • No collateral required.

Holiday Loans

  • Loan amount is $1,000.
  • Low fixed rate. 
  • Choose 12 monthly or 26 bi-weekly payments.

The Holiday will become available on October 1, 2019. 

Rates

Table data for Personal/Signature Loan
 Rates effective 04-26-2019
APR1 Payment per $1,0002 Alert Me
Up To 60 months 8.49% $20.51 Receive a notification when this rate changes
Apply for a Loan Online Receive a notification when this rate changes
  • 1APR=Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Other rates are available, based on your credit profile and loan terms.
  • 2Repayment amounts will vary depending on the term. This example is estimated for the maximum term.

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Reviews

Amazing!!!

5

Amazing. Fast and easy what more to say! Love this bank!

Delaware

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Refinance made VERY easy

5

Recently I has the pleasure of working with Alberto in refinancing my existing personal loan. He made the process so quick and painless! Not only were the rates the lowest I've seen, but the ease and ability to do everything via email made this such a great experience.

Bedford, MA

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Many thanks!

5

I very much appreciated the concern and support provided during the recent government shutdown. Thanks to HDCU's lifeline loan, I was able to get through that difficult period.

N. Billerica, MA

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Great value, fast and easy.

5

Awesome and very helpful.

Brockton, Massachusetts

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Excellent service fast and easy

5

Fast easy friendly service!

Boston ma

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Fast and simple

5

The process was easy and done quickly! Great customer service!

PA

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Wonderful, efficient and fast experience

5

Lucy is the Manager at the Oneil HFCU, she listened to my needs and concerns and found the best option for my circumstances. I am going through hard times and she showed great compation. Thank you very much. God bless you

Billerica MA

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Great Customer Service

5

The bank representatives Sumita B. is a wonderful person to work with. Throughout the process she will also help me with new goals and was very helpful and clear so I could understand. Highly recommend Sumita!! Thanks Glendalys

Worcester, MA

true

Loans

3

I had a hard time getting a loan to fix my credit score . Although I talked several times with the loan officer I felt as if I was trying to steal it . Having an account for a short time and talking with Carol several times on how to resolve this matter didn't help. I feel as though I was mistreated during the loan process. Please find a better way to make this process more personable and take care of your customers.

Boston,MA

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The best credit union. I have been a member for over 40 yrs

5

Best service I have been a member for over 40 years and have always received best service. Truly a number 1 credit union who provides their members excellent service.

Natick, ma

true

Personal Loans

4.9 186

98.3