Personal Loans

Consolidate debt and save

Overview

  • Borrow up to $25,000 on the strength of your good credit.
  • Choose a term from 12 to 60 months.
  • No collateral required.

Holiday Loans

  • Loan amount is $1,000.
  • Low fixed rate. 
  • Choose 12 monthly or 26 bi-weekly payments.

The Holiday will become available on October 1, 2019. 

Rates

Table data for Personal/Signature Loan
 Rates effective 02-20-2019
APR1 Payment per $1,0002 Alert Me
Up To 60 months 8.49% $20.51 Receive a notification when this rate changes
Apply for a Loan Online Receive a notification when this rate changes
  • 1APR=Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Other rates are available, based on your credit profile and loan terms.
  • 2Repayment amounts will vary depending on the term. This example is estimated for the maximum term.

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Reviews

Fast and simple

5

The process was easy and done quickly! Great customer service!

PA

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Wonderful, efficient and fast experience

5

Lucy is the Manager at the Oneil HFCU, she listened to my needs and concerns and found the best option for my circumstances. I am going through hard times and she showed great compation. Thank you very much. God bless you

Billerica MA

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Great Customer Service

5

The bank representatives Sumita B. is a wonderful person to work with. Throughout the process she will also help me with new goals and was very helpful and clear so I could understand. Highly recommend Sumita!! Thanks Glendalys

Worcester, MA

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The best credit union. I have been a member for over 40 yrs

5

Best service I have been a member for over 40 years and have always received best service. Truly a number 1 credit union who provides their members excellent service.

Natick, ma

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Great work!

4

Helpful team worked hard to help in refinancing and transferring a loan from a higher interest lender.

Hanscom AFB, MA

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Elizabeth K is the master

5

Elizabeth K with the Billerica branch has been incredibly helpful, fast and efficient in getting my refinance together. Thnak god for her!

Worcester, MA

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Excellent customer service

5

Excellent service and helpful member reparatives.

Mclean

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JUST OKAY

3

Customer Service was okay. We traveled over 2 hours to get to the credit union, on a Sunday. They paperwork was not correct. We were told if we changed it we would have to come back during the week. Customer service was sure if changes could be made without losing everything. After, what seems a long time,speaking to the manager on duty she gave it a try and then walked away. She came back a few minutes later with new paperwork. She was not friendly or knowledgable.

NH

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Extremely friendly, helpful and thorough.

5

The employees really went above and beyond. Biggest thing - they followed up every time they said that they would. It doesn't seem like much, but in this day in age it really means the world that they value my time as much as their own. Thanks Hanscom!

Bedford, MA

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Quick and amazing service

5

Alix B went above and beyond to help resolve my loan inquiry. She has excellent customer service skills and I am very satisfied with the level of care I received concerning my loan.

ashland, massachusetts

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Personal Loans

4.9 180

98.9