Personal Loans

Consolidate debt and save


  • Borrow up to $25,000 on the strength of your good credit.
  • Choose a term from 12 to 60 months.
  • No collateral required.


Table data for Personal/Signature Loan
 Rates effective 04-19-2018
APR1 Payment per $1,0002 Alert Me
Up To 60 months 8.49% $20.51 Receive a notification when this rate changes
Apply for a Loan Online Receive a notification when this rate changes
Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Bi-weekly payments are available. Contact Member Services at 800-656-4328 for rate details.
  • 1APR=Annual Percentage Rate.
  • 2Repayment amounts will vary depending on the term. This example is estimated for the maximum term.

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So Easy


I submitted a request online over the weekend, and the next business day I received a follow up response. My loan was approved and the amount disbursed by the end of the week. Better rates than any other place I checked. I was able to do everything online so it was extremely convenient.

Boston, MA

personal loan process


My experience with Brenda (service rep) was very positive. She has excellent customer service skills throughout the process. This was extremely fast and efficient process. I would recommend everyone to join Hanscom Federal Credit Union!

Brockton VA Division

Quick and Responsive


Quick and responsive. Great rates for for all ranges of credit scores. The best loan process that I've experienced!

Southern NH

Wonderful Experience


I have been a member of Hanscom Federal Credit Union for almost 24 years. It has been, by far, the best banking/credit union membership I have ever had. I recently took out a small personal loan for upcoming medical needs. Virginia is wonderful to work with; she made the whole process painless - pun intended. I want to thank her, and all of the staff with whom I interact at Hanscom - they are all rock stars!

North Billerica, MA

There's no one else I turn to for my financial needs


I have been banking with Hanscom since I was a teenager. As I have entered my adult life, I have turned to them for multiple personal loans, two auto loans and a motorcycle loan. My point of contact is Matt and I cannot say enough about the guidance he has provided me in helping me to manage my loans and stay on top of my finances and my financial future. Working with Hanscom is so convenient, Matt sets up all of my loans for automatic withdrawl on a bi weekly basis so I never have to worry about forgetting to make a payment or having to take the time to physically make a payment. I am involved in managing my accounts because I can be but I don't have to be so much that it is stressful. Matt always does his best to counsel me on what is reasonable and feasible for me and my best options for obtaining these things. I whole heartedly recommend this credit union to everyone that I can.

Dracut, MA

Personal Loan/ Speedy Service


I went on line through Hanscom website and asked for a personal loan and was contacted probably within a hour and was approved the same day. I have never received a loan that fast. Very happy with the service. I have had loans in the past and have always received great speedy service.

Lynn, MA





Personalized service


As I was buying a truck, the Mitre Bedford, MA branch (specifically Joan) was with me every step of the way, advising me and helping me make the right decisions. As she became familiar with my situation, she advised me that she could also help me with a loan to consolidate some debt. We did both.

Mitre Bedford, MA

excellent, no complains at all


great on everything i love it

boston ma

Thanks! It really helped with loose ends and my score!


Everyone has been a big help! I have good results with everyone on your team. Thanks again!

Warner Robins, GA

Personal Loans

4.9 136