Personal Loans

Consolidate debt and save


  • Borrow up to $25,000 on the strength of your good credit.
  • Choose a term from 12 to 60 months.
  • No collateral required.


Table data for Personal/Signature Loan
 Rates effective 02-19-2018
APR1 Payment per $1,0002 Alert Me
Up To 60 months 8.49% $20.51 Receive a notification when this rate changes
Apply for a Loan Online Receive a notification when this rate changes
Rates shown are for members with the best credit profile. Other rates are available, based on your credit history. Bi-weekly payments are available. Contact Member Services at 800-656-4328 for rate details.
  • 1APR=Annual Percentage Rate.
  • 2Repayment amounts will vary depending on the term. This example is estimated for the maximum term.

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Loan when I needed it.


I was in search of a loan and needed to open an account first. This was a painless process.

Bedford, Ma

Fast, friendly, and accurate.


Fast, friendly, and accurate.

Natick, MA





Excellent Experience


The staff - specifically Eric was wonderful to deal with....hard working....courteous .....thoughtful

Boxford MA

Great Rates on top of Great service


First time using HFCU for any type of loan. Provided excellent service and information. Took out both a personal loan and motorcycle loan at the same time. Super quick responses to questions. Definitely will use them for any future loan needs.

Springfield, Va

Great job



Andover MA



Hanscom makes life a lot easier. The money comes from the account automatically.

Hyde Park

Lucy "B". is our family personal banker!


Lucy has helped put a roof over our heads, educate our children, drive back and forth to work, and take well earned vacations. Will never forget all that HFCU has made possible over the last thirty years. Thank you and Happy New Year!


Excellent Customer Service


I could not believe how convenient it was to take out a loan. The customer service at HFCU is top notch and so helpful.

Nashua, NH

Recent Loan Obtained


The staff at the HFCU has always been nothing short of professional. My recent experience was the same--knowledgeable, helpful and professional staff.

Dracut MA

Personal Loans

4.9 119