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Personal Loans & Personal Lines
Easy, stress-free financing for those unexpected expenses... and just about any other purpose. We can help!

Personal loan rates as low as 9.49% APR*. Plus, great rates for personal lines of credit and share-secured loans, too!

*APR = Annual Percentage Rate. Loans subject to credit and collateral qualifications; not all applicants will qualify. Rates, terms, and loan amounts are based on your credit worthiness and are subject to approval.

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Personal Loans & Lines of Credit

Why Choose Hanscom?

Hanscom FCU’s financially-savvy members have consolidated over $142 million of their high-interest debt with us into personal loans at great, money-saving rates!

 
 

Personal Loan
 Rates
See Personal Loan Rates

 

Signature Personal Loan

Take care of high-interest debt, big life expenses, medical bills, veterinary care costs, and pretty much anything else that comes your way.

  • No collateral needed
  • Borrow up to $25,000
  • Flexible terms
  • Fixed monthly payments

See Personal Loan Rates Contact Us Apply for Your Personal Loan

vet talking with dog owner at vet office

Personal Line of Credit

The easiest way to have funds ready when you need them! Just apply once, and then tap into your revolving line anytime—for anything.

  • No collateral needed
  • Borrow up to a $25,000 credit limit
  • No annual fee
  • Can be used as overdraft protection

See Line of Credit Rates

Apply for Your Personal Line

Share-Secured Loans

Benefits of Share-Secured Loans

Borrow money using your savings account or a certificate as collateral.

Access funds without withdrawing from your hard-earned savings, while building or repairing your credit history through on-time payments.

  • Borrow 90%–100% of your collateral
  • Take advantage of monthly credit reporting
  • Your savings or certificate continue to earn dividends

Table data for Share Secured
 
APR1 Alert Me
security rate + 3%2 Receive a notification when this rate changes
  • 1APR=Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Other rates are available, based on your credit profile and loan terms. ↵
  • 2The Security Rate is the dividend rate paid on the account (security) that is held as collateral to secure the loan. The rate may change after the account is opened. Member may borrow a maximum of 90% of the value of available shares if the loan requires a single payment at maturity Member may borrow a maximum of 100% of the value of available shares if the loan requires monthly interest only payments. ↵

Trust Hanscom to Tell It Like It Is

Tips

Let’s get it started!

No credit history? Shaky credit history? Low credit score?

A personal loan, especially a share-secured loan may be a great way to build or re-build your credit. Talk with one of our Financial Coaches about the best way to get started on the way to a higher credit score and stronger financial position.

You can do it!

Testimonials

Alfred in Boston:

Working with the team at South Bay is like working with family. They recommended their WealthTrek financial escape room at Government Center. It was so fun! Everyone who handles money should go. I talked to a financial counselor at the end and set up an appointment to talk about debt consolidation. Can't wait!

Guidance

Is a personal loan right for you?

Personal loans are great when you need to borrow funds quickly and easily. And when you want predictable payments and a fixed term.

Watch the loan amount you’re requesting to be sure the monthly payment will fit it into your budget. Personal loan terms are typically shorter than types of collateralize loans with longer terms. That may make for higher minimum payment amounts on your loan. Not sure how to cunch the numbers? We can help!

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