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2026 - Auto Loans 60 Days To Payment - Google

Unparalleled Auto Loan Offers:

 

Limited-Time Offer 

  • Enjoy 60 Days of Freedom: Request to delay your new auto loan payments for 60 days.*

Always-Available Offer

  • Competitive Rates for All: Whether it's a sleek new model or a trusty used vehicle, benefit from the same attractive rates.
  • Up to 120% Financing: Cover the full purchase price, plus sales tax and warranty, ensuring you get everything you need without stress.
  • No Hidden Fees: Enjoy a transparent process with no application fees or title transfer costs.
  • Flexible Repayment Plans: Choose from weekly, biweekly, or monthly payments to fit your budget perfectly.
  • Quick and Easy Application: Ready to take the next step? Apply now and check our auto loan rates instantly.

Resources

Table data for New and Used Car Loan Rates
 Rates effective 04-07-2026
Annual Percentage Rates (APR) as low as:1 Payment per $1,0002 Alert Me
Up to 24 Months 5.24% $43.98 Receive a notification when this rate changes
25 to 36 Months 5.24% $30.08 Receive a notification when this rate changes
37 to 48 Months 5.24% $23.14 Receive a notification when this rate changes
49 to 65 Months 5.44% $17.80 Receive a notification when this rate changes
66 to 75 Months 5.94% $16.00 Receive a notification when this rate changes
76 to 84 Months 6.99% $15.09 Receive a notification when this rate changes
Apply now Receive a notification when this rate changes
Bi-weekly payments are available. Maximum loan to value for vehicle loans is 125% for members with the best credit profile. Hanscom FCU offers a 0.25% discount for loans on new and used vehicles (excluding motorcycles) to current active duty members in the U.S. Military and First Responders. Current active duty members in the United States Uniformed Services (Army, Navy, Air Force, Marines, Space Force, Coast Guard, National Guard, NOAA Commissioned Corps and Public Health Service Commissioned Corps) First Responders would be defined as follows: Paid or volunteer Firefighters, Police Officers (including Sheriffs and Sheriff's Deputies, Correctional Officers, State Troopers, Federal Law Enforcement Officers and Campus Police), EMTs, Paramedics and 911 Dispatchers
  • 1APR=Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Other rates are available, based on your credit profile and loan terms. ↵
  • 2Repayment amounts will vary depending on the term. This example is estimated for the maximum term. ↵

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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

First Responders & Active Duty Discounts

Your service to our country and community means so much to us. For your dedication and patriotism, we extend the following discounts to you.

  • 0.25% rate reduction on personal automobile loans
  • $500.00 closing cost discount when closing a first mortgage loan 

First Responders would be defined as follows:
Paid or volunteer Firefighters, Police Officers (including Sheriffs and Sheriff's Deputies, Correctional Officers, State Troopers, Federal Law Enforcement Officers and Campus Police), EMTs, Paramedics and 911 Dispatchers

Current active duty members in the United States Uniformed Services (Army, Navy, Air Force, Marines, Space Force, Coast Guard, National Guard, NOAA Commissioned Corps and Public Health Service Commissioned Corps)

More Peace of Mind

When the road turns rough, car insurance and loan protection can help you get back to a smooth ride. Accidents happen, cars break down and if you get hurt or sick and can't work, the last thing you may think about is your loan payment.

  • Payment protection
    If you get hurt or sick and can’t work, you might not be able to make your car payment. Debt protection makes sure you don’t have to worry. Debt protection can cover your payment if you’re out of work for an extended period of time.
  • Mechanical Breakdown Protection
    Like an extended warranty, MBP can enhance or even replace the manufacturer’s warranty and cover breakdowns and repairs, so you don't have to stretch your budget when your car is in the shop.
  • GAP Coverage
    If your car is totaled in an accident, your insurance may not cover the entire balance of your loan, especially if your car is new. GAP coverage can cover whatever is left after your insurance company cuts their check.

Not ready to apply?

Our team is available to answer your questions.


Complete the form below and a member of the team will contact you and evaluate your existing loan with no obligation.

Complete the form below and a member of the team will contact you and evaluate your existing loan with no obligation.






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*Disclosures: This offer applies to all loan applications received prior to 4/19/26 for borrowers with a 700+ credit score. No payments for 60 days Auto Loan feature is valid on new Auto Loans. Interest will begin to accrue on the date the loan is funded. The first payment after the 60-day no payment period will first be applied to the interest accrued from the date the loan was funded through to the first payment date and then applied to the principal due. All loans are subject to approval. Not all applicants will qualify, and the lowest rates are not available to every borrower. Actual rates will vary based on the applicant’s creditworthiness.