COVID-19 Delta Variant Mask Mandate

Face coverings that cover the nose and mouth are now required in all indoor public settings in the City of Boston, Bedford, and Billerica.

CASH + REWARDS World Mastercard®

CASH + REWARDS World Mastercard

  • No annual fee 
  • Earn unlimited 1% cash back on every purchase every day and there's no limit to how much you can earn.
  • Reward categories will include cash back, gift cards, merchandise, travel, green products, experiences, charitable donations and more.

 Apply for World Mastercard 

World Mastercard APR Alert Me
CASH + REWARDS World Mastercard ® 9.99%2
APR = Annual Percentage Rate.
2Rates are variable and based on an evaluation of credit history, so your rate may differ.
This APR will vary with the market based on the Prime Rate. Cash + Rewards World Mastercard 9.99% to 13.99%, when you open your account, based on your creditworthiness. Rate Information. Contact Member Services at 800-656-4328 for rate details.
Consumer Credit Card Agreement and Disclosure

PICK THE BEST rewards for you

See how points add up!

Enter your monthly purchases and see how many points you will earn in a month and in a year.

View Sample Rewards

Select from reward categories including gift cards, merchandise, travel experiences and more!

How do I redeem my points?

How do I redeem my points?
Login to Online Access HD then clicking Services followed by CASH + REWARDS.

Manage Your Card

Consolidate your high-interest balances and save. No transfer fee. Same rate as for purchases

Request a limit increase for more spending power. Visit us, call, or apply online.

Pay with just a touch and be on your way. Use with Google Pay, Apple Pay, Samsung Pay.

Credit Card Benefits

Explore just a few benefits that come with your World Mastercard

Transaction Protection

  • Zero Liability® shields you from unauthorized card use.
  • Mastercard ID Theft Protection™
  • Get started at no cost to you by enrolling Mastercard ID Theft Alerts™ 

Travel Benefits

  • Mastercard Global Service™ provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement,and Emergency Cash Advance. 
  • Mastercard Airport Concierge™
  • Concierge Services

Purchasing Power

  • ShopRunner
  • Extended Warranty
  • Price Protection

Guide to Benefits

Find detailed information about insurance and retail protection services you can access as a preferred cardholder.

Guide to Benefits for World Cardholders