Temporary Changes to Branch Availability

All branches are closed Thursday, November 26, 2020, in observance of Thanksgiving Day. 

Click here to see temporary changes to branch availability at our Bedford, Cambridge (Mt. Auburn Hospital), Concord, Dorchester (South Bay Center), JFK, McCormack, MITRE Bedford, MITRE McLean (Virginia), Moakley, Natick, and O'Neill branches.

CASH + REWARDS World Mastercard®

World Mastercard® provides you with reliable services for when you are home and while you are away. Priceless® opportunities await you.

CASH + REWARDS World Mastercard

  • No annual fee 
  • Earn unlimited 1% cash back on every purchase every day and there's no limit to how much you can earn.
  • Reward categories will include cash back, gift cards, merchandise, travel, green products, experiences, charitable donations and more.

Apply for World Mastercard 

Give a Little, Get a Lot This Holiday Season

Make your purchases go further this winter with our CASH + REWARDS World Mastercard®.

Earn 2x Bonus Points on all purchases made November 1 - December 31, 2020.**

    $200 New Account Bonus and 2x CASH + REWARDS Information

    *Offer valid for cardholders issued new Cash + Rewards World Mastercard accounts. To be eligible for the $200 cash back offer, Please allow up to 45 days after the open date for the $200 to post to your CASH + REWARDS balance. Account must be open and not in default at the time the $200 is posted to your CASH + REWARDS balance . Limit of one special cash-back offer per account under this promotion. Offer valid for accounts applied for from 10/01/2020 to 11/10/2020.

    **Earn bonus points on eligible net purchases. "Net purchases" means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, or fees of any kind, including finance charges, late fees, returned check fees and ATM cash advance fees. Cash equivalent transactions, such as the purchase, loading or re-loading of gift and prepaid cards (e.g., money orders, gift cards, prepaid cards and other cash equivalent gift cards), may not be eligible purchase transactions and may not earn rewards.

    World Mastercard APR Alert Me
    CASH + REWARDS World Mastercard ® 9.99%2
    APR = Annual Percentage Rate.
    2Rates are variable and based on an evaluation of credit history, so your rate may differ.
    This APR will vary with the market based on the Prime Rate. Cash + Rewards World Mastercard 9.99% to 13.99%, when you open your account, based on your creditworthiness. Rate Information. Contact Member Services at 800-656-4328 for rate details.
    Consumer Credit Card Agreement and Disclosure

    PICK THE BEST rewards for you

    See how points add up!

    Enter your monthly purchases and see how many points you will earn in a month and in a year.

    View Sample Rewards

    Select from reward categories including gift cards, merchandise, travel experiences and more!

    How do I redeem my points?

    How do I redeem my points?
    Login to Online Access HD then clicking Services followed by CASH + REWARDS.

    Credit Card Benefits

    Explore just a few benefits that come with your CASH + REWARDS World Mastercard 

    Free Shipping

    Order from 140+ online stores using ShopRunner and receive unlimited free two-day shipping and return shipping on purchases, saving you time and money. Retailers include Saks Fifth Avenue, Brooks Brothers, Tory Burch, Staples, 1-800-Flowers.com and more.*

    Enroll now for your complimentary ShopRunner membership.

    Home Sharing

    Choose from 10,000+ high-end rentals in cities worldwide including New York, Los Angeles, Miami and San Francisco with onefinestay. Amenities include local guest services available 24/7, high-quality toiletries, free Wifi and a complimentary iPhone to use during your stay. Cardholders receive a 10% discount on all bookings.**

    Save 10% on a onefinestay home

    Cell Phone Protection Program

    The Cellular Telephone Protection Benefit provides reimbursement for Damage or Theft of a cellular phone when the monthly cellular bill is paid using your CASH + REWARDS World Mastercard .

    Learn more

    Identity Theft

    Mastercard is the only payment brand that provides its U.S. cardholders with services—at no extra cost—to help them detect and resolve identity theft. Take five minutes and sign up for Mastercard ID Theft Alerts to get the most out of Mastercard ID Theft Protection.

    Get started

    Manage Your Card

    Consolidate your high-interest balances and save. No transfer fee. Same rate as for purchases

    Request a limit increase for more spending power. Visit us, call, or apply online.

    Pay with just a touch and be on your way. Use with Android Pay, Apple Pay, Samsung Pay.

    Credit Card Benefits

    Explore just a few benefits that come with your World Mastercard

    Transaction Protection

    • Zero Liability® shields you from unauthorized card use.
    • Mastercard ID Theft Protection™
    • Get started at no cost to you by enrolling Mastercard ID Theft Alerts™ 

    Travel Benefits

    • Mastercard Global Service™ provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement,and Emergency Cash Advance. 
    • Mastercard Airport Concierge™
    • Concierge Services

    Purchasing Power

    • ShopRunner
    • onefinestay
    • Extended Warranty
    • Price Protection

    Guide to Benefits

    Find detailed information about insurance and retail protection services you can access as a preferred cardholder.

    Guide to Benefits for World Cardholders